Looking at the Deposit/Withdrawal Terms for US Players

There is one factor in choosing an online casino that many players tend to overlook, and that is how liberal the deposit, cashout and frequency terms are. It seems like many online casinos will not hesitate to accept your deposit and allow you to play, almost regardless of how small the deposit is. For that reason, one might assume that all of these casinos would allow the player to withdraw the same amount of funds, but one would be wrong.

In fact, many online casinos have minimum withdrawal conditions that greatly exceed the minimum deposits that they will allow, often as high as 4x the minimum deposit amount, sometimes more. For higher-limit players, that's really not much of a problem. High limit players tend to deposit so much that they wouldn't care to cash out at less than the minimum withdrawals allowed by the casinos anyway. It may be a whole different affair for low-limit players, though, particularly those with a limited bankroll who are looking to beat some bonuses and grow their roll.

Don't despair, though, because there are plenty of terms out there that also suck for high-limit players and depositors. These individuals will often play huge spins on the slots, or reach maximum bets on the table games and they want to get paid if they hit it big. In most cases, these players get all of their money, (otherwise more casinos would be on the blacklist) but sometimes they have to wait for several weeks due to limits on maximum withdrawals and the number of withdrawals they can make over a given period of time.

What we are going to do today is list the online casinos that are available to U.S. players based on this page of lcb.org

I am also going to offer two separate grades for each of the casinos listed. There will be a grade for the liberality of the terms for lower-limit players, and then a separate grade for players who tend to deposit and withdraw bigger bucks.

I'm not just going to list the terms and grade them, though. For each casino, I will offer a few words explaining the grade that I am giving. There is no specific scoring system, per se, because each grade is going to be based on a combination of factors relevant to each type of player.

The only casinos from that page that will not be included are those which have been blacklisted. I will list casinos with a Warning, or a Caution, but not those on the blacklist. If there are any warnings or cautions associated with a provider, then I will make a note as to what they are on the bottom of the grading section.

What should the Terms look like?

Ideally, a perfect casino would have terms that allow each individual withdrawal method to have minimums that are the same as the minimums required for deposit.

We certainly understand casinos requiring different minimum deposits and withdrawals for different forms of payments, but the casinos should not be willing to accept a payment of less than they are willing to pay out. Of course, we're not going to fail all of the casinos who have a minimum withdrawal that exceeds the minimum deposit, because unfortunately, the vast majority of them do.

The total time for completed payment on a withdrawal should be two weeks or less, everything included. Once again, if a player is requesting less than the maximum withdrawal amount, then that player should be paid promptly. These are players who are excited to have won something, and if the casinos pay them quickly, it is more likely than not that the players will make another deposit and play again.

Grades explanation

When it comes to high rollers, it's not enough to say that the withdrawal maximums should be as high as possible, also relevant is how frequently such player can make a request and how long it might take for all of the individual payouts to be completed. The reason that we used a threshold of $20,000 is because we wanted to balance high withdrawal amounts with getting paid quickly. As you might notice from some of the reviews of the banking terms, there are many casinos out there that have lower withdrawal limits than others, but a player with a bankroll of $20,000 would still end up getting all of his or her money faster.

As we have seen, some casinos are absolutely ridiculous. Many of them will accept deposits as low as $50, but then they want the player to run a balance up to $1,000 in order to cash out. If $50 isn't good enough for them to pay, then $50 shouldn't be good enough for them to take.

Casino Ranked

Please see below for a table of the withdrawal/deposit and banking term rankings. Click on the casino name for a detailed look at the withdrawal and deposit score of each casino and how we determined each

Deposit & Withdrawal Grades

Casinos Found: 37

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Canada

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Slots.lv
Players rated Slots.lv 4 out of 5 Stars
  • Minimum Desposit Grade 0.0002 BTC/$20
    A-
  • Cashout Limit Grade $2,000 (1 Withdrawal per 7 Days)
    D++
  • Cashout Times Grade KYC: 24-48 housr; Pending time: 24-48 hours; Bitcoin: up to 24 hours; Credit/Debit Cards: 4-7 business days; Bank Wire: 5-10 business days
    F+
  • Minimum Withdrawal Grade $10
    A-
  • Low Rollers Grade
    A-
  • High Rollers Grade
    D-
WOO seal
Wizard Of Odds - Approved
Sun Palace Casino
Players rated Sun Palace Casino 4 out of 5 Stars
  • Minimum Desposit Grade $5 (Gift Card)/$20 (Other methods)
    A++
  • Cashout Limit Grade $2,000 (Regular) Weekly; $3,000 (Silver) Weekly; $4,000 (Gold) Weekly; $5,000 (Platinum, Diamond) Weekly
    C++
  • Cashout Times Grade Pending time: within 48 hours; Processing time: 5-7 business days
    E-
  • Minimum Withdrawal Grade $150
    F--
  • Low Rollers Grade
    D
  • High Rollers Grade
    F
WOO seal
Wizard Of Odds - Approved
Win A Day Casino
Players rated Win A Day Casino 4 out of 5 Stars
  • Minimum Desposit Grade $25
    C-
  • Cashout Limit Grade No
    A++
  • Cashout Times Grade KYC: 1 business day; Bitcoin/Litecoin: 1 business day; Other withdrawal requests are processed on Wednesdays
    E-
  • Minimum Withdrawal Grade $100
    F-
  • Low Rollers Grade
    A
  • High Rollers Grade
    A
WOO seal
Wizard Of Odds - Approved
Slotastic
Players rated Slotastic 4 out of 5 Stars
  • Minimum Desposit Grade $5 (Paysafecard)/$25 (Credit/Debit Cards)
    A++
  • Cashout Limit Grade $5,000 Weekly
    C++
  • Cashout Times Grade KYC: 3-5 business days; Bitcoin/E-wallets: 2-3 business days; Wire Transfer/Check: 5-7 business days
    E-
  • Minimum Withdrawal Grade $25 (E-wallets)/$100 (Bank Transfer)
    C-
  • Low Rollers Grade
    F
  • High Rollers Grade
    B+
WOO seal
Wizard Of Odds - Approved
Slotland
Players rated Slotland 3.9 out of 5 Stars
  • Minimum Desposit Grade $5
    A++
  • Cashout Limit Grade No
    A++
  • Cashout Times Grade KYC: 1 business day; Crypto:; Pending time: 8 hours; Processing time: 1 hour; Non-crypto:; Pending time: 1-6 business days; E-wallets: within 24 hours; Checks: 5-10 business days;
    F+
  • Minimum Withdrawal Grade $25
    C-
  • Low Rollers Grade
    A
  • High Rollers Grade
    A
WOO seal
Wizard Of Odds - Approved
Free Spin Casino
Players rated Free Spin Casino 3.9 out of 5 Stars
  • Minimum Desposit Grade €/$25
    C-
  • Cashout Limit Grade €/$2,000 Weekly
    D++
  • Cashout Times Grade KYC: Up to 4 business days; Pending time: 3-7 business days; Crypto: Up to 2 business days; Bank Transfer: Up to 7 business days;
    E-
  • Minimum Withdrawal Grade €/$100
    F-
  • Low Rollers Grade
    F
  • High Rollers Grade
    C-
Fair Go Casino
Players rated Fair Go Casino 3.9 out of 5 Stars
  • Minimum Desposit Grade AU$10
    A-
  • Cashout Limit Grade AU$7,500 Weekly
    B++
  • Cashout Times Grade KYC: 2-3 business days; Pending time: 48 hours; Bitcoin: Instant; Bank Transfer: up to 15 business days
    F+
  • Minimum Withdrawal Grade AU$100
    F-
  • Low Rollers Grade
    D+
  • High Rollers Grade
    A+
WOO seal
Wizard Of Odds - Approved
iNetBet
Players rated iNetBet 3.8 out of 5 Stars
  • Minimum Desposit Grade $10 (E-wallets)/$20 (Crypto)
    A-
  • Cashout Limit Grade €2,500 Weekly
    D++
  • Cashout Times Grade KYC: Within 1 business day; Pending time: 24 hours; Crypto/E-wallets: within 24 hours; Bank Transfer: within 3 business days; Check: 7-10 business days
    E-
  • Minimum Withdrawal Grade $48
    E-
  • Low Rollers Grade
    A-
  • High Rollers Grade
    C+
WOO seal
Wizard Of Odds - Approved
Casino Max
Players rated Casino Max 3.8 out of 5 Stars
  • Minimum Desposit Grade $10 (Bitcoin)/$35 (Credit/Debit Cards)
    A-
  • Cashout Limit Grade $4,000 Weekly
    C++
  • Cashout Times Grade KYC: Within 2 business days; Pending time: Within 3 business days; Bitcoin: 24-48 hours; Bank Transfer/Check: 3-5 business days
    D++
  • Minimum Withdrawal Grade $30 (Bitcoin)/$200 (Bank Transfer/Check)
    D++
  • Low Rollers Grade
    F-
  • High Rollers Grade
    A
WOO seal
Wizard Of Odds - Approved
Cherry Jackpot
Players rated Cherry Jackpot 3.8 out of 5 Stars
  • Minimum Desposit Grade $10 (Bitcoin)/$35 (Credit/Debit Cards)
    A-
  • Cashout Limit Grade $4,000 Weekly
    C++
  • Cashout Times Grade KYC: Within 2 business days; Pending time: Within 3 business days; Bitcoin: 24-48 hours; Bank Wire/Check: 3-5 business days;
    E++
  • Minimum Withdrawal Grade $30 (Bitcoin)/$200 (Bank Transfer)
    D++
  • Low Rollers Grade
    F-
  • High Rollers Grade
    A
WOO seal
Wizard Of Odds - Approved
Jackpot Capital
Players rated Jackpot Capital 3.7 out of 5 Stars
  • Minimum Desposit Grade $10 (E-wallets)/$25 (Credit/Debit Cards)
    A-
  • Cashout Limit Grade $5,000 Weekly
    C++
  • Cashout Times Grade KYC: 3-5 business days; E-wallets: Instant; Wire Transfer: up to 15 business days
    F+
  • Minimum Withdrawal Grade $25 (E-wallets)/$100 (Wire Transfer)
    C-
  • Low Rollers Grade
    C
  • High Rollers Grade
    A
Exclusive Casino
Players rated Exclusive Casino 3.7 out of 5 Stars
  • Minimum Desposit Grade $25
    C-
  • Cashout Limit Grade $2,000 Weekly
    D++
  • Cashout Times Grade KYC: Up to 3 business days; Pending time: 3-7 business days; Crypto: Up to 2 business days; Bank Transfer: Up to 7 business days;
    E-
  • Minimum Withdrawal Grade $100
    F-
  • Low Rollers Grade
    C+
  • High Rollers Grade
    A
Kudos Casino
Players rated Kudos Casino 3.7 out of 5 Stars
  • Minimum Desposit Grade $20 (E-wallets)/$26 (Credit/Debit Cards)
    B--
  • Cashout Limit Grade Crypto: $1,000 Daily (max 5 days a week); Wire Transfer/Check: $2,500 Weekly
    C++
  • Cashout Times Grade KYC: Within 24 hours; Crypto: Within 1 business day; Wire Transfer/Check: Within 3 business days;
    C-
  • Minimum Withdrawal Grade $48 (Crypto)/$200 (Wire Transfer)
    E-
  • Low Rollers Grade
    D+
  • High Rollers Grade
    B
WOO seal
Wizard Of Odds - Approved
Vegas Crest Casino
Players rated Vegas Crest Casino 3.6 out of 5 Stars
  • Minimum Desposit Grade $15 (Crypto)/$25 (Credit/Debit Cards)
    B+
  • Cashout Limit Grade Not announced on their website
    F--
  • Cashout Times Grade Pending time: 3-5 business days;
    C-
  • Minimum Withdrawal Grade $100
    F-
  • Low Rollers Grade
    F
  • High Rollers Grade
    B+
WOO seal
Wizard Of Odds - Approved
Vegas Casino Online
Players rated Vegas Casino Online 3.6 out of 5 Stars
  • Minimum Desposit Grade $20 (Crypto)/$25 (Credit/Debit Cards)
    B--
  • Cashout Limit Grade $2,000 (Regular) Weekly; $3,000 (Silver) Weekly; $4,000 (Gold) Weekly; $5,000 (Platinum,Diamond) Weekly
    C++
  • Cashout Times Grade Pending time: 48 hours; Processing Time: minimum 5-7 business days
    E-
  • Minimum Withdrawal Grade $100 (Bitcoin)/ $150
    F--
  • Low Rollers Grade
    D
  • High Rollers Grade
    D-
Grande Vegas
Players rated Grande Vegas 3.6 out of 5 Stars
  • Minimum Desposit Grade $5
    A++
  • Cashout Limit Grade $5,000 Weekly
    A++
  • Cashout Times Grade KYC: 3-5 business days; Pending time: 48 hours; Bitcoin: Same day; Wire Transfer: Up to 15 business days
    F+
  • Minimum Withdrawal Grade $25 (E-wallets)/$100 (Wire Transfer)
    C-
  • Low Rollers Grade
    D
  • High Rollers Grade
    A
WOO seal
Wizard Of Odds - Approved
Jackpot Wheel Casino
Players rated Jackpot Wheel Casino 3.6 out of 5 Stars
  • Minimum Desposit Grade $20
    B--
  • Cashout Limit Grade Not announced on their website
    F--
  • Cashout Times Grade KYC: up to 48 hours; Pending time: 48 hours; Bitcoin: up to 3 business days; Bank Transfer: up to 5 business days;
    D++
  • Minimum Withdrawal Grade $100
    F-
  • Low Rollers Grade
    F-
  • High Rollers Grade
    F-
Las Vegas USA Casino
Players rated Las Vegas USA Casino 3.5 out of 5 Stars
  • Minimum Desposit Grade $5 (Gift Cards)/$10 (E-Wallets)/$25 (Credit/Debit Cards)
    A++
  • Cashout Limit Grade $2,000 (Regular) Weekly; $3,000 (Silver) Weekly; $4,000 (Gold) Weekly; $5,000 (Platinum, Diamond) Weekly
    C++
  • Cashout Times Grade KYC: Within 24 hours; Withdrawals take up to 2 weeks to be processed
    F+
  • Minimum Withdrawal Grade $150
    F--
  • Low Rollers Grade
    D
  • High Rollers Grade
    D-
Sloto'Cash Casino
Players rated Sloto'Cash Casino 3.5 out of 5 Stars
  • Minimum Desposit Grade $5(Lightning Bitcoin)/$25 (Other methods)
    A++
  • Cashout Limit Grade €5,000 Weekly
    C++
  • Cashout Times Grade KYC: 3-4 business days; Pending time: 48 hours; E-wallets: Instant; Wire Transfer: Up to 7 business days
    F+
  • Minimum Withdrawal Grade $25 (E-wallets)/$100 (Wire Transfer/Bitcoin)
    C-
  • Low Rollers Grade
    D
  • High Rollers Grade
    B-
WOO seal
Wizard Of Odds - Approved
Old Havana Casino
Players rated Old Havana Casino 3.5 out of 5 Stars
  • Minimum Desposit Grade $5 (Gift Cards)/$20 (Other methods)
    A++
  • Cashout Limit Grade $2,000 (Regular) Weekly; $3,000 (Silver) Weekly; $4,000 (Gold) Weekly; $5,000 (Platinum, Diamond) Weekly
    C++
  • Cashout Times Grade Pending Time: 48 hours; Processing Time: 5-7 business days
    E-
  • Minimum Withdrawal Grade $150
    F--
  • Low Rollers Grade
    D
  • High Rollers Grade
    F
Mandarin Palace
Players rated Mandarin Palace 3.4 out of 5 Stars
  • Minimum Desposit Grade $20
    B--
  • Cashout Limit Grade $10,000 Weekly
    A++
  • Cashout Times Grade KYC: 24-48 hours; Bitcoin: up to 3 business days; Wire Transfer: up to 5 business days;
    D++
  • Minimum Withdrawal Grade $100
    F-
  • Low Rollers Grade
    D
  • High Rollers Grade
    F
PlayBlackjack
Players rated PlayBlackjack 3.4 out of 5 Stars
  • Minimum Desposit Grade $5 (Cryptocurrencies)/$500 (Wire Transfer)
    A++
  • Cashout Limit Grade $1,000 Weekly (divided in two payouts)
    E++
  • Cashout Times Grade KYC: 24-48 hours; Pending time: up to 3 business days; Processing time: 3-5 business days
    E++
  • Minimum Withdrawal Grade $5(Cryptocurrencies)
    A++
  • Low Rollers Grade
    A+
  • High Rollers Grade
    F
Jumba Bet Casino
Players rated Jumba Bet Casino 3.4 out of 5 Stars
  • Minimum Desposit Grade $20
    B--
  • Cashout Limit Grade Not announced on their website
    F--
  • Cashout Times Grade KYC: up to 48 hours; Pending time: 48 hours; Bitcoin: up to 3 business days; Bank Transfer: up to 5 business days
    D++
  • Minimum Withdrawal Grade $100
    F-
  • Low Rollers Grade
    F
  • High Rollers Grade
    D-
3Dice Casino
Players rated 3Dice Casino 3.3 out of 5 Stars
  • Minimum Desposit Grade $10
    A-
  • Cashout Limit Grade No
    A++
  • Cashout Times Grade Bank Wire : 3-4 business days
    D++
  • Minimum Withdrawal Grade $10
    A-
  • Low Rollers Grade
    A++
  • High Rollers Grade
    A++
Lucky Creek
Players rated Lucky Creek 3.2 out of 5 Stars
  • Minimum Desposit Grade $20
    B--
  • Cashout Limit Grade $10,000 Weekly
    A++
  • Cashout Times Grade KYC: 24-48 hours; Bitcoin: Up to 3 business days; Wire Transfer: Up to 5 business days
    D++
  • Minimum Withdrawal Grade $100
    F-
  • Low Rollers Grade
    F
  • High Rollers Grade
    F-
Cherry Gold Casino
Players rated Cherry Gold Casino 3.2 out of 5 Stars
  • Minimum Desposit Grade $25
    C-
  • Cashout Limit Grade $2,000 Weekly
    D++
  • Cashout Times Grade KYC: up to 4 business days; Pending time: 3-7 business days; Crypto: Up to 2 business days; Bank Transfer: Up to 7 business days;
    E-
  • Minimum Withdrawal Grade $100
    F-
  • Low Rollers Grade
    B
  • High Rollers Grade
    A
Grand Eagle
Players rated Grand Eagle 3.1 out of 5 Stars
  • Minimum Desposit Grade $20
    B--
  • Cashout Limit Grade $10,000 Weekly
    A++
  • Cashout Times Grade KYC: 24-48 hours; Bitcoin: up to 5 business days; Wire Transfer: 7-10 business days;
    F+
  • Minimum Withdrawal Grade $100
    F-
  • Low Rollers Grade
    D
  • High Rollers Grade
    F
Treasure Mile
Players rated Treasure Mile 3 out of 5 Stars
  • Minimum Desposit Grade $20
    B--
  • Cashout Limit Grade $10,000 Weekly
    A++
  • Cashout Times Grade KYC: 24-48 hours; Bitcoin: Up to 3 business days; Wire Transfer: Up to 5 business days
    D++
  • Minimum Withdrawal Grade $100
    F-
  • Low Rollers Grade
    D
  • High Rollers Grade
    F
Juicy Stakes Casino
Players rated Juicy Stakes Casino 3 out of 5 Stars
  • Minimum Desposit Grade $5 (Lightning Bitcoin)/$25 (Credit/Debit Cards/Bitcoin)
    A++
  • Cashout Limit Grade $2,500 (Bitcoin)/$2,560 (Bank Transfer) Weekly
    D++
  • Cashout Times Grade KYC: 48 hours; Pending time: 48 hours; Bitcoin: 48 hours; Check: 4-6 business days; Bank Transfer: 15 business days
    F+
  • Minimum Withdrawal Grade $100 (Bitcoin)/$210 (Bank Transfer)
    E++
  • Low Rollers Grade
    F
  • High Rollers Grade
    F
BoVegas Casino
Players rated BoVegas Casino 3 out of 5 Stars
  • Minimum Desposit Grade $/€25
    C-
  • Cashout Limit Grade $/€2,000 Weekly
    D++
  • Cashout Times Grade KYC: Up 3 business days; Pending time: 3-7 business days; Crypto: Up to 2 business days; Bank Transfer: Up to 7 business days;
    E-
  • Minimum Withdrawal Grade $/€100
    F-
  • Low Rollers Grade
    F-
  • High Rollers Grade
    D
Players Only Casino
Players rated Players Only Casino 2.6 out of 5 Stars
  • Minimum Desposit Grade $5/$25 (Credit/Debit Cards)
    A++
  • Cashout Limit Grade Not announced on their website
    F--
  • Cashout Times Grade Bitcoin: Up to 7 business
    E-
  • Minimum Withdrawal Grade $50
    E-
  • Low Rollers Grade
    D-
  • High Rollers Grade
    A
Lotus Asia Casino
Players rated Lotus Asia Casino 2.6 out of 5 Stars
  • Minimum Desposit Grade $20
    B--
  • Cashout Limit Grade $10,000 Weekly
    A++
  • Cashout Times Grade KYC: 24-48 hours; Bitcoin: up to 3 business days; Wire Transfer: up to 5 business days;
    D++
  • Minimum Withdrawal Grade $100
    F-
  • Low Rollers Grade
    D
  • High Rollers Grade
    D
BetOnline Casino
Players rated BetOnline Casino 2.6 out of 5 Stars
  • Minimum Desposit Grade $10 (Crypto)/$500(Wire Transfer)
    A-
  • Cashout Limit Grade $100,000 (Bitcoin) Weekly
    A++
  • Cashout Times Grade KYC: Up to 3 business days; Pending time: 24 hours; Bitcoin: Within 24 hours; Check: Within 7 business days; Wire Transfer: Within 15 business days
    F+
  • Minimum Withdrawal Grade $20 (Crypto)/$500(Wire Transfer)
    B--
  • Low Rollers Grade
    F--
  • High Rollers Grade
    F--
The Virtual Casino
Players rated The Virtual Casino 1.5 out of 5 Stars
  • Minimum Desposit Grade $10 (Neteller)/$30 (Credit/Debit Cards)
    F--
  • Cashout Limit Grade Arbitrary
    F--
  • Cashout Times Grade Pending time: Within 7 business days; Processing time: 7-10 business days;
    F--
  • Minimum Withdrawal Grade $200 (Bitcoin)/$300 (Bank Wire)
    F--
  • Low Rollers Grade
    F--
  • High Rollers Grade
    F

Conclusion

Hopefully players will understand how the banking terms of a certain casino may affect them and will choose a casino, at least in part, based on those terms. This could be especially important for low-rollers who like to use bonuses because, they might think they have turned $25 into $125, just to realize they need a balance of at least $150 to cash out.

We have also discovered that some casinos have the audacity to charge players fees, sometimes as high as $50, on individual withdrawals. The worst part of that is that some casinos will actually break up the payouts into smaller parts and then proceed to take $50 out of each individual part. Theoretically, a player could request $500 and end up with $250, paid out at $50 at a time in these sorts of places.

If casinos should be able to be upfront about anything, it should be their banking terms. Unfortunately, casinos with terrible terms or who try to deceive players give the entire online gambling industry a bad name. After all, one thing that many players hesitant to play online say is, "But, if I win in a land-based casino, I get paid immediately."

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