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Baccarat Side Bets
3 Card Wins
This pair of side bets win if the chosen side wins with three cards. Player wins pay 4 to 1 and the Banker pays 5 to 1.
For all the rules and analysis, please see my page on 3 Card Win.
This is a side bet rumored to be seen at the Atlantic City Hilton. There are three bets available on the total number of final player and banker cards. 4 cards pays 3 to 2, and 5 and 6 pay 2 to 1. The following table shows the probability of winning and expected value of each bet, based on six and eight decks.
4-5-6 Side Bet — 6 Decks
4-5-6 Side Bet — 8 Decks
These are a set of five side bets as follows:
- Fortune 7 — Same thing as Dragon 7
- Golden 8 — Same thing as Panda 8
- Blazing 7's — Wins on a 7-7 tie with the same number of cards on both sides.
- Heavenly 9 — Wins if at least one hand is a three-card total of 9.
- Cover All — Wins if any of the above win.
For more information, please see my 5 Treasures page.
This is a set of two side bets I noticed at a live dealer Internet casino. The odds are adjusted at each betting opportunity as the shoe is dealt. The following table shows the odds at the beginning of an eight-deck shoe with odds converted to a "to one" basis. There is no bet available for a mixture of red and black cards, but I include it in the table for informational purposes. Why "all black" pays more than "all red," I have no idea. The probability is exactly the same for both.
For information, please see my Banker Streak page.
Big and Small
The Big and Small are side bets found at Internet casinos using Playtech and Triple-PG software. The Small bet wins if the total number of cards is four. The Big bet wins if the total number of cards is 5 or 6. The following table shows the number of combinations and probability of winning of all possible outcomes, assuming eight decks.
Total Number of Cards — 8 Decks
At Triple-PG sofware, the Small bet pays 1.34, for a house edge of 11.34%. At Playtech, they pay 1.5, for a house edge of 5.28%.
At Triple-PG sofware, the Big bet pays 0.48, for a house edge of 8.07%. At Playtech, they pay 0.54, for a house edge of 4.35%.
Big Tiger is a side bet in Tiger No Commission Baccarat that wins if the Banker has a three-card winning total of six. For more information, please see my page on that game.
Bad Beat Baccarat
Bad Beat Baccarat is a table game that plays like conventional baccarat but adds four side bets that win on certain bad beats, which, in this case, means a margin of victory of one point.
For information, please see my Bad Beat Baccarat page.
Contrast Bonus Baccarat
For information, please see my Contrast Bonus Baccarat page.
These are a set of four side bets on whether the Player and Banker hands will be Even or Odd. For my full analysis, please see my Even and Odd page.
These are a set of four side bets as follows:
- Any 8 beats 6 — Pays 25 to 1
- Any 2-card 9 beats 2-card 7 — Pays 50 to 1
- Any 3-card 9 beats 3-card 1 — Pays 150 to 1
- Any 3-card 9 beats 3-card 7 — Pays 200 to 1
For all the analysis, please see my page on Golden Frog baccarat.
Kill the Ox/Tiger
The Kill the Ox/Tiger is a baccarat side bet that wins if the either of the following events happen:
- Player hand has three-card total of six and ties or loses.
- Banker hand has a three-card total of 7 and ties or loses.
Wins pay 30 to 1.
For information, please see my Kill the Ox/Tiger page.
The Ox 6 wins if the Player hand is a winning three-card total of six. Wins pay 40 to 1.
For information, please see my Ox 6 page.
Small Tiger is a side bet in Tiger No Commission Baccarat that wins if the Banker has a two-card winning total of six. For more information, please see my page on that game.
Royal 9 is a progressive baccarat side bet. The bet amount is $5. Wins are based on the Player and/or Banker hand having a "Royal 9," which is defined as a nine and any face card. Some wins depend on the Player and/or Banker hand matching a printed Royal 9 hand on each betting position. For more information, please see my page on Royal 9.
Tiger is a side bet in Tiger No Commission Baccarat that wins if the Banker has a winning total of six. The win depends on whether the six is composed of two or three cards. For more information, please see my page on that game.
Tiger Pair is a side bet in Tiger No Commission Baccarat that pays according to whether the Player and Banker hand form a pair in the first two cards. For more information, please see my page on that game.
The "Dragon Bonus" is a popular pair of side bets in mini baccarat. The following two tables show the possible outcomes of both the banker and player Dragon Bonus bets, based on eight decks. The lower right cells show a house edge of 2.65% on the player Dragon Bonus and 9.37% on the banker Dragon Bonus.
Dragon Bonus — Player
|Win by 9||30||18,409,431,764,992||0.003683||0.110492|
|Win by 8||10||34,097,645,543,424||0.006822||0.068217|
|Win by 7||6||89,590,261,473,280||0.017924||0.107543|
|Win by 6||4||141,238,897,317,888||0.028257||0.113027|
|Win by 5||2||166,169,165,987,840||0.033244||0.066489|
|Win by 4||1||186,780,352,174,080||0.037368||0.037368|
Dragon Bonus — Banker
|Win by 9||30||15,390,342,909,952||0.003079||0.092372|
|Win by 8||10||28,305,092,784,128||0.005663||0.056628|
|Win by 7||6||79,517,099,278,336||0.015909||0.095451|
|Win by 6||4||119,200,072,366,080||0.023848||0.095391|
|Win by 5||2||157,275,882,332,160||0.031465||0.062931|
|Win by 4||1||201,147,167,287,296||0.040242||0.040242|
The final table shows the house edge on each bet according to the number of decks.
Dragon Bonus House Edge
Dragon Dragon Progressive
For information, please see my Dragon Dragon Baccarat Progressive page.
For information, please see my Duo Bao page.
Egalitie bets are on a specific tie, like a 7-7 tie. These are commonly found in the United Kingdom. You can find information about them in my Egalite bets page.
The Either Pair bet can be found at Internet casinos using Playtech software. It pays if the first two cards of the Player or Banker form a pair. A win pays 5 to 1. The following table shows the probability of winning and expected return under for six and eight decks. They use six at Playtech.
First Two Banker/Player Cards Same Suit
This is a set of two side bets I noticed at a live dealer Internet casino. It pays if the first two Player or Banker cards are the same suit. The odds are adjusted at each betting opportunity as the shoe is dealt. The following table shows the return table for either bet assuming a win of 2.87 to one, which is the initial setting for the Player bet.
First Two Player Cards Same Suit
For some strange reason, the win for the first two Banker cards starts at 2.86, as opposed to the 2.87 for the Player. This increases the house edge from 3.95% to 4.20%.
For information, please see my Jackpot Baccarat page.
Version 1 of the Perfect Pair side bet pays if either the Player or Banker hand form a perfect pair (in both rank and suit) in the first two cards. I am aware of wins of 25 and 26 to 1.
Version 2 of the Perfect Pair side bet pays 25 to 1 for one Perfect Pair and 250 to one for two of them.
This side bet wins if the Banker has a winning total of six. The pay depends if the Banker hand is composed of two or three cards. For all the rules and analysis, please see my page on the Lucky 6.
This side bet pays based mostly on the number of nines in the Player's and Banker's initial two cards. Please see my page on Lucky Nines for all the rules and analysis.
Lucky Bonus is a side bet found in the commission-free baccarat game at the Pala casino in California. The bet pays 18 to 1 if the banker gets a winning six. The table below shows a player advantage of 2.34%. That is not a mistake; the bet has a player advantage. However, the player can not bet more than 10% of his banker bet on the Lucky Bonus. The house edge on the banker bet is 1.33%, for a combined house edge of 1.11%.
Lucky Bonus — 8 Decks
|Banker win on 6||18||269232304455680||0.053864||0.969547|
3-Card Six is a side bet found in the commission-free baccarat game at the Pala casino in California. The bet pays 100 to 1 if both player and banker get a 3-card six, 8 to one if one of them does, and loses otherwise. The table below shows a house edge of 13.37%.
3-Card Six — 8 Decks
|Two three-card 6||100||11932746197248||0.002387||0.238731|
|One three-card 6||8||347224932859904||0.069467||0.555738|
Lucky Bonus is a side bet found in the commission-free baccarat game at the Marina Bay Sands in Singapore, known there as Nepal Baccarat. The bet wins if the Banker has a winning total of six. It pays 20 to 1 if the Banker hand is composed of three cards, and 12 for two cards. The following table shows the probability and contribution to the return for each possible outcome, based on eight decks. The lower right cell shows a house edge of 16.68%.
Lucky Six — Eight Decks
|Winning 3-card 6||20||83,058,367,551,488||0.016617||0.332340|
|Winning 2-card 6||12||186,173,936,904,192||0.037247||0.446961|
The Super 6 is a side bet on a winning Banker total of six played on what I call the Nepal variant of commission-free baccarat. In that game, a winning Banker total of six pays 1 to 2. The Super 6 side bet pays only on a winning Banker total of six.
There are 269,232,304,455,680 winning combinations out of 4,998,398,275,503,360 possible, for a probability of winning of 5.39%. The following table shows the house edge for pays of 12 to 17 (on a "to one" basis), although I have heard of wins of 12 and 16 only.
Dragon 7/Tiger 7
The Dragon Bet, sometimes also known as the Tiger 7, is a side bet found in the game EZ Baccarat as well as conventional baccarat. The bet pays 40 to 1 if the banker gets a winning 3-card 7. The table below shows a house edge of 7.61%.
Dragon 7/Tiger 7
|Banker win on 3-card 7||40||112633011329024||0.022534||0.901353|
For information on counting the Dragon 7 bet, visit my page Card Counting the Dragon Side Bet in EZ Baccarat by Eliot Jacobson.
The Panda 8 is a side bet found in some EZ Baccarat games. The bet pays 25 to 1 if the player gets a winning 3-card 8. The table below shows a house edge of 10.19%.
For information on counting the Panda 8 bet, visit my page Card Counting the Panda 8 Side Bet in EZ Baccarat.
I have an uncomfirmed report that at some casinos in London have a side bet on a the player or banker getting a king and queen in the first two cards, called the "Royal Match." It should not be confused with the side bet of the same name in blackjack. The bet pays 75 for 1 for a suited king/queen, and 30 for 1 for an unsuited king/queen. A single bet pays for both player and banker hands, so the return column in the following table is the product of the probability, win, and 2 (for two hands). The lower right cell shows a return of 97.87%, for a house edge of 2.13%.
Royal Match — 8 Decks
On January 12, 2010 I noticed an electronic baccarat game at the Bellagio, in which multiple players play against an animated dealer on a video screen. The rules looked standard, except there were a pair of pair bets (player and banker) that paid a premium for a three of a kind. As the tables below show, the probability of a Player three of a kind is 0.3036%, and 0.2835% on the Banker. However, strangely, the Player three of a kind paid more at 75 to 1 than the Banker three of a kind at 68 to 1. The following two tables, based on eight decks, show the overall house edges are 5.27% on the Player, and 8.57% on the Banker.
Player Pair — 8 Decks
|Three of a kind||75||15173295632640||0.003036||0.227672|
Banker Pair — 8 Decks
|Three of a kind||68||14171102634240||0.002835||0.192789|
Color in Majority
This is a set of three side bets I noticed at a live dealer Internet casino. The odds are adjusted at each betting opportunity, as the shoe is dealt. The following table shows the odds at the beginning of an eight-deck shoe and converted to a "to one" basis. Why "more black cards" pays more than "more red cards," I have no idea. The odds are exactly the same on both.
Color in Majority
|More red cards||1.5||1,892,467,242,879,610||0.378615||-0.053463|
|More black cards||1.53||1,892,467,242,879,610||0.378615||-0.042104|
|Equal red and black cards||2.87||1,213,463,789,744,120||0.242771||-0.060476|
|All red cards||22||186,891,927,234,688||0.037390||-0.140030|
|All black cards||24||186,891,927,234,688||0.037390||-0.065250|
|Mixed red and black cards||4,624,614,421,033,980||0.925219|
Winning Side and Total
Gameplay Interactive side bets on the winning side and total. They don't indicate a title, so I had to come up with one. Here are the bets they offer, what they pay, probability of winning, and expected return.
Winning Side and Total
|Player||1 to 3||31||131,917,911,078,912||0.026394||-0.155392|
|Player||4 to 6||8||506,502,558,539,776||0.101340||-0.087936|
|Player||7 to 9||2||1,591,728,067,746,300||0.318471||-0.044586|
|Banker||1 to 3||31||141,900,480,337,920||0.028391||-0.091479|
|Banker||4 to 6||6||649,308,023,504,896||0.129913||-0.090610|
|Banker||7 to 9||2||1,501,044,062,595,070||0.300327||-0.099018|
|Tie||0 to 3||45||91,736,235,322,880||0.018354||-0.155694|
|Tie||4 to 6||24||172,148,181,515,264||0.034443||-0.138920|
|Tie||7 to 9||19||211,743,009,635,072||0.042365||-0.152694|
Total Points Over/Under 9.5
This is a set of two side bets I noticed at a live dealer Internet casino. It pays based on the sum of the final Player and Banker points (so a maximum of 18). The odds are adjusted at each betting opportunity as the shoe is dealt. The following table shows the odds at the beginning of an eight-deck shoe. The pays were converted to a "to one" basis.
Total Points Over/Under 9.5
|Under 9.5 points||1.23||2,141,179,778,831,870||0.428373||-0.044728|
|Over 9.5 points||0.66||2,857,218,496,671,490||0.571627||-0.051099|
Total Points Odd/Even
This is a set of two side bets I noticed at a live dealer Internet casino. It pays based on whether the sum of the final Player and Banker points will be odd or even. The odds are adjusted at each betting opportunity as the shoe is dealt. The following table shows the odds at the begging of an eight-deck shoe. The pays were converted to a "to one" basis.
Total Points Odd/Even
|Total points odd||0.92||2,500,277,749,981,180||0.500216||-0.039586|
|Total points even||0.91||2,498,120,525,522,180||0.499784||-0.045412|
There are various side bets on Banker and Player natural hands. I list those I know of in my page on Baccarat Natural Hand Side Bets.
Information on this bet has been moved to my page on the Matching Dragon.
For information on this side bet, please see my page on Lucky 8.
For information on this side bet, please see my page on Rabbit Play bet.
For information on this side bet, please see my page on Quik Baccarat bet.
For information on this side bet, please see my page on Power 8's bet.
For information on this side bet, please see my page on the Lucky Max bets.
For information on this side bet, please see my page on the One Up bet.
Winning Totals are a set of five side bets on the total points in the winning hand, whichever hand it happens to be. I've seen these bets in the Knock Out Baccarat game by Ezugi live dealer casinos. For all the rules and analysis, please visit my page on Winning Totals.
The Cow Cow is a pair of side bets that win or lose according to the total of the winning side. Be warned you can lose up to nine times your stake. For all the details, please see my page on the Cow Cow.
Written by: Michael Shackleford