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Last Updated: Nov. 1, 2015

Quik Baccarat


Introduction



Quik Baccarat is a semi-electronic baccarat game I noticed at the Palace Station in Las Vegas in October, 2015. The rules are the same as baccarat, with the addition of an untitled side bet that I shall call the "Quik" bet, for lack of a better name. It is similar to the field bet in craps except it is based on the combined total of final Player and Banker points.

Rules



The rules of the base game are the same as in conventional baccarat. Mathematically speaking, the only thing new is the Quik side bet, which is explained below.

  1. Eight decks of cards are used.
  2. The outcome is based on the combined final Player and Banker points. For example, if the Player has 9 points and the Banker 7, then the total points would be 16.
  3. The pay table is shown below.


Quik Bet Pay Table

Combined
Points
Pays
0 50 to 1
18 25 to 1
1, 2, 3, 15, 16, 17 1 to 1
4 to 14 Loss


Analysis



The following table summarizes my analysis of the Quik bet.

Quik Bet Pay Table

Combined
Points
Pays Combinations Probability Return
0 50 28,979,901,420,544 0.005798 0.289892
18 25 55,146,054,060,032 0.011033 0.275819
1, 2, 3, 15, 16, 17 1 839,502,186,734,592 0.167954 0.167954
4 to 14 -1 4,074,770,133,288,190 0.815215 -0.815215
Total 4,998,398,275,503,360 1.000000 -0.081550


The lower right cell shows a house edge of 8.155%.