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2 to 1 Baccarat
Introduction
2 to 1 Baccarat is a baccarat variant found in the Crown casinos of Melbourne and Perth. I understand it is intended for small bettors and has a lower minimum bet than regular baccarat.
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Rules
The rules are the same as conventional baccarat, except as follows.
- No commission on winning Banker bets.
- A winning 3-card total of 8 or 9 will pay 2 to 1 on both Player and Banker bets.
- Ties lose.
Odds
The following table shows the odds for the Player bet. The lower right cell reflects a house edge of 3.62%.
Player Bet
| Win | Combinations | Probability | Return |
|---|---|---|---|
| 2 | 356,212,163,551,232 | 0.071265 | 0.142531 |
| 1 | 1,874,306,119,041,020 | 0.374981 | 0.374981 |
| -1 | 2,767,879,992,911,100 | 0.553753 | -0.553753 |
| Total | 4,998,398,275,503,360 | 1.000000 | -0.036242 |
The following table shows the odds for the Banker bet. The lower right cell reflects a house edge of 2.20%.
Banker Bet
| Win | Combinations | Probability | Return |
|---|---|---|---|
| 2 | 304,079,683,551,232 | 0.060835 | 0.121671 |
| 1 | 1,988,172,882,886,660 | 0.397762 | 0.397762 |
| -1 | 2,706,145,709,065,470 | 0.541403 | -0.541403 |
| Total | 4,998,398,275,503,360 | 1.000000 | -0.021970 |
Strategy
If you must play this game, the Banker bet offers a much better bet, with a house edge 1.42% less than the Player bet. However, if you can afford the minimums in regular baccarat, then I would highly recommend playing that instead.
The following table compares the house edge in 2 to 1 Baccarat with regular baccarat.
Comparison to Regular Baccarat
| Bet | 2 to 1 | Regular |
|---|---|---|
| Player | 3.62% | 1.24% |
| Banker | 2.20% | 1.06% |
Outside Links
Crown casino rules (PDF).
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