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Monkey Baccarat
Introduction
Monkey Baccarat is essentially the same thing as EZ Baccarat with three new side bets added. In Monkey Baccarat, all face cards are referred to as "monkeys." This is not a mistake on my part. I know the conventional parlance for baccarat is that all zero-point cards are called a "monkey." However, the terminology is simply different in Monkey Baccarat. The added side bets are explained in the rules section.
As of this writing (May 1, 2018), Monkey Baccarat can be found at the Morongo casino in California.
Rules
To avoid confusion, I capitalize the names of the Player and Banker bets, while using lower case to refer to people playing the game.
- The rules are the same as in conventional baccarat, with the following exceptions and additions.
- "Monkey" cards are defined as all face cards. Contrary to usual baccarat terminology, tens are not Monkeys.
- As in EZ Baccarat, the Banker bet pays 1 to 1, except on a winning three-card total of 7 the Banker bet is a push.
- The Monkey 7 bet is the same as the Dragon bet in EZ baccarat, which pays 40 to 1 on a three-card winning Banker total of 7.
- The Monkey 6 bet pays 12 to 1 if the hand uses six cards, when the 5th card is anything other than a Monkey and the 6th card is a Monkey. The winning side does not matter.
- The Monkey Tie bet pays 150 to 1 if the hand uses six cards, when the 5th card is anything other than a Monkey, the 6th card is a Monkey, and the Banker and Player tie.
- The Grand Monkey bet pays 5,000 to 1 if the hand uses six cards and all six are Monkeys.
Analysis
The following table shows the probability and contribution to the return for all possible outcomes of the Banker bet. The lower right cell shows a house edge of 1.02%.
Banker
| Event | Pays | Combinations | Probability | Return |
|---|---|---|---|---|
| Banker (except on three-card 7) | 1 | 2,179,619,555,108,870 | 0.436064 | 0.436064 |
| Banker win on 7 | 0 | 112,633,011,329,024 | 0.022534 | 0.000000 |
| Tie | 0 | 475,627,426,473,216 | 0.095156 | 0.000000 |
| Player | -1 | 2,230,518,282,592,250 | 0.446247 | -0.446247 |
| Total | 4,998,398,275,503,360 | 1.000001 | -0.010183 |
The following table shows the probability and contribution to the return for all possible outcomes of the Player bet. The lower right cell shows a house edge of 1.24%.
Player
| Event | Pays | Combinations | Probability | Return |
|---|---|---|---|---|
| Player | 1 | 2,230,518,282,592,250 | 0.446247 | 0.446247 |
| Tie Banker | 0 | 475,627,426,473,216 | 0.095156 | 0.000000 |
| Banker Wins | -1 | 2,292,252,566,437,880 | 0.458597 | -0.458597 |
| Total | 4,998,398,275,503,350 | 1.000000 | -0.012351 |
The following table shows the probability and contribution to the return for all possible outcomes of the Tie bet. The lower right cell shows a house edge of 14.36%.
Tie
| Event | Pays | Combinations | Probability | Return |
|---|---|---|---|---|
| Tie | 8 | 475,627,426,473,216 | 0.095156 | 0.761248 |
| Player or Banker | -1 | 4,522,770,849,030,130 | 0.904844 | -0.904844 |
| Total | 4,998,398,275,503,350 | 1.000000 | -0.143596 |
The following table shows the probability and contribution to the return for all possible outcomes of the Monkey 7 bet. The lower right cell shows a house edge of 7.61%.
Monkey 7
| Event | Pays | Combinations | Probability | Return |
|---|---|---|---|---|
| Banker three-card 7 | 40 | 112,633,011,329,024 | 0.022534 | 0.901353 |
| All other | -1 | 4,885,765,264,174,340 | 0.977466 | -0.977466 |
| Total | 4,998,398,275,503,360 | 1.000000 | -0.076113 |
The following table shows the probability and contribution to the return for all possible outcomes of the Monkey 6 bet. The lower right cell shows a house edge of 23.14% (ouch!).
Monkey 6
| Event | Pays | Combinations | Probability | Return |
|---|---|---|---|---|
| Win | 12 | 295,533,789,192,192 | 0.059126 | 0.709508 |
| Loss | -1 | 4,702,864,486,311,170 | 0.940874 | -0.940874 |
| Total | 4,998,398,275,503,360 | 1.000000 | -0.231366 |
The following table shows the probability and contribution to the return for all possible outcomes of the Monkey 6 Tie. The lower right cell shows a house edge of 12.29%.
Monkey 6 Tie
| Event | Pays | Combinations | Probability | Return |
|---|---|---|---|---|
| Win | 150 | 29,035,119,366,144 | 0.005809 | 0.871333 |
| Loss | -1 | 4,969,363,156,137,220 | 0.994191 | -0.994191 |
| Total | 4,998,398,275,503,360 | 1.000000 | -0.122858 |
The following table shows the probability and contribution to the return for all possible outcomes of the Grand Monkey. The lower right cell shows a house edge of 33.22%. I have an unconfirmed report the minimum and maximum bet is $1 (sorry, counters).
Grand Monkey
| Event | Pays | Combinations | Probability | Return |
|---|---|---|---|---|
| Win | 5000 | 667,474,778,880 | 0.000134 | 0.667689 |
| Loss | -1 | 4,997,730,800,724,480 | 0.999866 | -0.999866 |
| Total | 4,998,398,275,503,360 | 1.000000 | -0.332178 |
External Links
Discussion about Monkey Baccarat in my forum at Wizard of Vegas.