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EZ Baccarat
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Introduction
I first saw EZ Baccarat on July 3, 2004, at the Plaza in Las Vegas. Since then it has picked up many more placements and has become one of the most popular baccarat variants.
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Rules
The rules followed standard baccarat except on the Banker bet: (1) all wins pay even money, and (2) if the banker wins with a three-card total of 7, then the banker bet will push. There are a couple of side bets added, the Dragon 7 and Panda 8, which are explained below.
The following table shows the possible outcomes of the Banker bet, based on eight decks. The lower right cell shows a house edge of 1.02%
Banker Bet
| Event | Pays | Combinations | Probability | Return |
|---|---|---|---|---|
| Banker win (except on 3-card 7) | 1 | 2,179,619,555,108,870 | 0.436064 | 0.436064 |
| Banker win on 3-card 7 | 0 | 112,633,011,329,024 | 0.022534 | 0.000000 |
| Tie | 0 | 475,627,426,473,216 | 0.095156 | 0.000000 |
| Player wins | -1 | 2,230,518,282,592,250 | 0.446247 | -0.446247 |
| Total | 0 | 4,998,398,275,503,360 | 1.000000 | -0.010183 |
Dragon 7
The Dragon 7 bets wins on a Banker winning three-card total of seven. The following table shows the probability and return of each event, based on eight decks. The lower right cell shows a house edge of 7.61%.
Dragon 7
| Event | Pays | Combinations | Probability | Return |
|---|---|---|---|---|
| Win | 40 | 112,633,011,329,024 | 0.022534 | 0.901353 |
| Loss | -1 | 4,885,765,264,174,340 | 0.977466 | -0.977466 |
| Total | 4,998,398,275,503,360 | 1.000000 | -0.076113 |
Panda 8
The Panda 8 bets wins on a Player winning three-card total of eight. The following table shows the probability and return of each event, based on eight decks. The lower right cell shows a house edge of 10.19%.
Panda 8
| Event | Pays | Combinations | Probability | Return |
|---|---|---|---|---|
| Win | 25 | 172,660,763,262,976 | 0.034543 | 0.863580 |
| Lose | -1 | 4,825,737,512,240,380 | 0.965457 | -0.965457 |
| Total | 4,998,398,275,503,360 | 1.000000 | -0.101876 |
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Internal Links
- Main baccarat page.
- Baccarat appendix 6 — Other versions of commission free baccarat.
- Baccarat side bets.
- Card Counting the Dragon 7 Bet.
- Card Counting the Panda 8 Bet.