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Trustly in Finnish Casinos
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This page is for players in Finland who want to use Trustly, a pay-by-bank (open banking) service, to move money between their bank and an online casino. Trustly is accepted at many overseas-licensed casinos that take Finnish players, and some of them also use it for withdrawals. Below we explain where Finnish gambling law stands before the licensing system starts on 1 July 2027, what Trustly is and how to use it at a casino.
Online Gambling Regulation in Finland
Land-based gambling has been legal in Finland for ages, really, since 1917. However, both offline and online gambling in the country are a monopoly of the state-owned company Veikkaus Oy. Even in the autonomous Åland, PAF is the only one that provides gambling services. Veikkaus Oy still holds that monopoly, which is due to run until the end of June 2027.
Finland has not yet opened its online casino market. Parliament passed a new Gambling Act in December 2025, licence applications opened on 1 March 2026, and the licensing system for online casino games, betting and online bingo starts on 1 July 2027. From that date the Finnish Supervisory Agency takes over licensing and supervision. Until then, Veikkaus keeps its monopoly, while overseas-licensed operators such as Betsson serve Finnish players from outside Finland.
Veikkaus has kept the central role in the Finnish market, and it has partnered with leading brands for its games. Many players nonetheless use online casinos licensed abroad. We found no source that makes playing at them a criminal offence for the player, but they are not licensed in Finland, so Finnish player protections do not apply. Authorities have acted against illegal marketing, with conditional fines of up to 1.2 million euros reported in October 2026, and the Ministry says it will assess payment and network blocking after the new Act takes effect.
Until 1 July 2027 the only operator licensed in Finland for these games is Veikkaus (and PAF in Åland). Casinos licensed in other countries, for example by the Malta Gaming Authority (MGA), are legal in their own jurisdictions, but an MGA or other foreign licence is not a Finnish licence. From July 2027, reports say winnings can become taxable if a site offers games to Finnish players without the Finnish licence they require. We do not recommend sites with no licence from any recognised regulator.
Whichever site you consider, look at its payment method list. One of the solutions you will often see at casinos that accept Finnish players is Trustly, a pay-by-bank service from Sweden. Casinos like it because the payment comes straight from your bank account, but it has a record that is worth knowing about (see the section on Trustly's compliance history).
With Trustly, the payment goes from your bank account to the casino's account, and you do not type card details. Trustly does not publish a player fee for gambling, but casinos and banks may charge, and currency terms are not published, so check the cashier.
Using Trustly Across Finnish Online Casinos
Trustly started in Sweden in 2008 and has since expanded across Europe and to the US. Its operating company is Trustly Group AB, supervised in Sweden by Finansinspektionen (FI) as a payment institution under PSD2. Trade press reports that Nordic Capital agreed in 2026 to buy a majority stake; we have not verified the details.
Trustly connects players, merchants and banks through open banking, which means you approve each payment in your own online bank. It is a bank payment service, not an e-wallet: you do not hold a balance with Trustly.
Trustly also offers a product for gambling called Pay N Play. It lets you sign up and play with just your bank login, using identity data from the bank. The other option is a normal deposit from your bank account, which is a Direct Debit style bank payment, or one of the other direct bank transfers. Both involve the same bank approval step.
With Pay N Play you skip the usual registration form, because the casino takes your details from the bank. With a normal Trustly deposit you register at the casino first, then choose Trustly, pick your bank and log in. Casinos that use Trustly rely on bank customer checks as well as their own anti-money-laundering rules. Bank login details are entered on your bank's own page, but you should still check the web address before logging in.
Deposits and Withdrawals with Trustly
Many casinos reviewed on this site accept Trustly and serve Finnish players, for example Casoo and BitStarz, which hold overseas licences rather than a Finnish one. Look up other options on our list of reviewed Finnish casinos, and compare bonuses carefully, including the wagering terms.
After you’ve selected a few candidates, and finally chosen the site to join, register your player account with it. Now, to successfully deposit with Trustly, do the following:
Many casinos that accept Trustly for deposits also use it for withdrawals, but this varies by casino. Check the Withdrawals section of the cashier before you deposit. Pay N Play casinos typically pay out to the same bank account.
Enter your bank details in the cashier and set the amount. The casino reviews the request, which commonly takes a day or two, and may ask for ID checks first. Trustly does not publish payout times, so the money reaches your account when the casino and your bank process it.
Trustly's Compliance Record and What It Means for Players
Trustly is supervised in Sweden. In February 2022 the Swedish financial regulator, Finansinspektionen, gave Trustly Group AB a warning and a fine of SEK 130 million for failings in its anti-money-laundering controls, which were concentrated in its gambling business. The regulator said the company's customer due diligence was inadequate. A fine does not mean your own payments are unsafe, but it is a reason to choose licensed operators and to expect identity checks when you deposit or withdraw.
| Normal Trustly deposit | Trustly Pay N Play | |
|---|---|---|
| Sign-up | Register at the casino first | Bank login creates the account |
| Identity data | Entered by you at the casino | Taken from your bank |
| Payment | Choose bank, log in, approve | Choose bank, log in, approve |
| Withdrawals | Varies by casino | Typically to the same bank account |
Source: Trustly product descriptions; availability depends on the casino.
Conclusion
Trustly is an option if you want to pay from your bank account without entering card details. It is accepted at many overseas-licensed casinos that take Finnish players, and some use it for withdrawals, but this varies. Check the casino's licence, expect identity checks, and remember that Finland's licensed market does not start until 1 July 2027.
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FAQs
Is Trustly accepted at casinos for players in Finland?
Yes, at many overseas-licensed casinos that take Finnish players. These casinos are not licensed in Finland, where Veikkaus holds the monopoly until 1 July 2027.
When does Finland's casino licensing start?
On 1 July 2027. Parliament passed the Gambling Act in December 2025 and applications opened on 1 March 2026.
What is Trustly Pay N Play?
A Trustly product that lets you sign up and play with just your bank login, using identity data from the bank.
Can I withdraw to my bank account with Trustly?
At casinos that support it. Pay N Play casinos typically pay out to the same bank account, but it varies by casino.
Is an MGA licence valid in Finland?
No. A Malta Gaming Authority licence is valid in Malta and some other markets, not as a Finnish licence. Finnish licensing starts in July 2027.
Is Trustly safe?
Trustly is supervised by Finansinspektionen in Sweden, which fined it SEK 130 million in 2022 for AML failings. Payment safety also depends on the casino you pay.
Other ways to pay in Finland
We also review these payment methods for players in Finland: Trumo, Apple Pay, Brite, CASHlib and Viljo.
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