Trumo in Finnish Casinos

This page is for players in Finland who want to use Trumo, a Finnish open-banking service, to deposit and withdraw in euros. Online gambling in Finland is currently run by the state-owned monopoly Veikkaus (and PAF on the Åland Islands) until a licensing system starts in mid-2027, so we explain the rules first, then how Trumo works and how to use it at the sites that offer it. Why use Trumo for your deposits and withdrawals across online casinos that accept Finnish players?

Online Gambling Regulation in Finland

Finland is a country with a rich land-based gambling history, given the fact that the industry was legalized back in 1917. The land-based gambling industry, however, has always been state-controlled, no matter the operators in charge, as the authorities have always wanted to have control over the content offered to Finnish players. To a current casino player, the name Veikkaus Oy sounds familiar, as this is the only operator that has been authorized by the authorities to offer gambling content to Finnish players. In the Åland Islands, the only operator that can do that is PAF.

Therefore, you should not be really surprised to learn that when online gambling emerged, these two were the only operators to offer online gambling content to Finnish residents. The EU pushes for competition, always, and that has put Finland in an unwanted position. The government proposed reforms that the Finnish Committee initially opposed, but Parliament passed the new Gambling Act on 18 December 2025 and the President confirmed it in January 2026. Most of the Act takes effect on 1 July 2027, when a licensing system for online casino games, betting and online bingo replaces the Veikkaus monopoly. Until then, Veikkaus remains the only provider.

At the moment of writing, Veikkaus Oy (and PAF on the Åland Islands) are the only operators allowed to offer online casino games, betting and bingo in Finland, supervised by the National Police Board until the licensing system starts on 1 July 2027. During this period no other company may run or market gambling games in Finland.

For the time being, unlicensed offshore operators are blocked, and Veikkaus is the only licensed provider. Some Finnish players still use foreign sites, but those sites are not licensed in Finland and offer no Finnish consumer protection.

Finnish players can find many online casino sites that accept them, and some offer local payment methods for deposits and withdrawals. One that caters to Finnish players, and to players from a few other countries, is the open-banking service Trumo. It was designed for the online gambling and eCommerce industry and allows transactions in euros, your local currency. Keep reading to find out more before you choose it as a payment method at casinos that accept Finnish players (see our casino overview and casinos for players from Finland).

Using Trumo Across Finnish Online Casinos

Trumo Finance Oy is a Finnish company based in Helsinki. It built an open-banking service for eCommerce and for the online gambling industry, and launched Trumo around the time Finland proposed its gambling reforms. It offers account-to-account transactions. According to its Terms of Use, Trumo Finance Oy is supervised by the Finnish Financial Supervisory Authority. That tells you who supervises the payment company; it does not make a casino that accepts it licensed in Finland, and it is not a guarantee that a transaction is risk-free.

Casino guides also list Trumo for players in Lithuania, Latvia and Estonia. Only Latvia is confirmed by a regulator: the Bank of Latvia register lists Trumo Finance Oy under the EEA freedom to provide services, based on its Finnish authorisation. We could not verify Estonia or Lithuania.

With its user-first approach, the solution is incredibly easy to get started with. While operators do need to integrate with it, you as a player don’t need to go through any registration steps. In fact, to start using it, all you have to do is select it as your payment method on the casino's Cashier page. The next step would be accessing your online banking profile, to access your bank account with Nordea, Pop Pankki, Alandsbanken, Aktia, Saastopankki or Danske Bank, to name a few leading banks from the region. So, just enter your credentials and access your banking profile as you normally do, to request a transaction. You will need to enter the casino’s banking information, if not pre-entered. Next, you will need to specify how much you’d like to deposit and as soon as you confirm your request, the funds will immediately be transferred to your casino balance.

Source: Trumo and casino payment guides.

If you want to try it, here are the steps for deposits and withdrawals at casinos that accept Trumo. The details can differ slightly from site to site.

Depositing and Withdrawing with Trumo

Depositing with Trumo takes a few steps, summarised below. First choose a casino that accepts Trumo and register an account, which usually needs simple personal details such as your name and email. Remember that sites accepting Finnish players are not licensed in Finland, so check the licence and terms before you deposit.

To make a deposit with Trumo, follow these intuitive steps:

Deposits with Trumo are usually instant. Withdrawals to Trumo are not available at every casino and speeds vary, so check that it is listed as a withdrawal method before you deposit.

If the casino offers it, go to the Cashier page, open the Withdrawals section and choose Trumo. Enter your bank details, set the amount and confirm. The operator checks your request, which can take up to 48 hours, and then sends the money to your bank account.

Conclusion

Trumo is an open-banking option for Finnish players who want to pay from their bank account in euros. It supports deposits at casinos that accept it, withdrawals vary by casino, and fees for players are not officially published. As with any payment method, the casino matters more than the payment: until Finland's licensing starts in July 2027, the sites that accept Finnish players are not licensed in Finland.

Other ways to pay in Finland

We also review these payment methods for players in Finland: Trustly, Apple Pay, Brite, CASHlib and Viljo.