Across online casinos, you will come across plenty of payment methods, both local and global, that’s for sure; but what’s more certain is that you’ll find eCheck. This is one of those methods that operators cannot not offer, since it is the most convenient, and can be used by any player with an active bank account. It is one of those solutions that have been offered across casinos since the dawn of online gambling, so you can rest assured that you'll find it offered at any second if not every single casino. What is eCheck and why decide to use it across online casinos?
About eCheck
As you can tell from its name, eCheck is exactly what it sounds: an electronic check. Meaning, that it is an electronic adaptation of the regular paper check people have been using since the dawn of modern banking. Paper checks have been the exclusive means of banking in the past since all banks used to offer the service. All banks, from any country across the globe, were offering paper checks, and they still do, for that matter. But even though paper checks are not used today as often, since they were replaced by more innovative and faster solutions, the electronic check is.
What happens is, that the electronic version is far easier to use and far more convenient than paper checks. As you’d assume, since it is processed electronically, you are not required to physically visit a bank to get started with it. You never have to leave your house and visit a bank to request a transaction with it, but you’ll do it digitally, via any mobile or desktop device.
Since it is still processed by banks, you do need to have an active bank account to use it. That is practically the only condition you need to meet to use it. Any bank account, with any bank in your home country, would do since the solution is offered by all banks across the world. Some third parties are involved in the entire transfer process, to further facilitate the digital transaction, but you should not be bothered with that.
With all of this in mind, it should come as no surprise to you that eCheck has been offered across the online gambling industry since its very dawn. It is super convenient for all those banked players who don't want to go through all the trouble of getting started with a new method but want to use the services offered by their banks to complete a deposit.
Add to that the fact that it is so effortless to use since you don't even have to create an account to use it, you don't need to have a credit card or an account with an eWallet to use it, but you only need the money on your bank account balance to request a deposit with it, and there you have it; truly the most convenient solution to use across online casinos. Continue reading to find out how to start using it and what to expect from it.
Getting Started with It
We already said that the only condition you need to meet in order to be eligible to use eCheck is to have an active bank account. So, as long as you do, you will see that these electronic checks are super simple to use. The existing account you have, with any bank in the world, will be the source of money, the place from where the money will be deduced and sent to the desired recipient.
To put it simply, when you request a transaction via it, you would need to provide your banking details, meaning the routing number, the account number, and the amount that needs to be sent, along with the recipient's banking information, and that would be it. From there, you would need to relax and wait for the banks and third parties involved to do their part, and the money will reach the recipient's bank account in 2 to 3 banking days.
Now, to be more detailed, as soon as you send a transaction request, a long background process will be put in motion; that’s exactly why it takes 2 to 3 banking days for the transaction to reach its final destination. What happens is, that after you’ve sent the request, a third-party financial institution will receive it first. This is a service like Authorize.net, which ensures to review the request and make it compact and easier for the next third-party institution to process. The transaction is stored in the “batch” alongside any other transaction requests you may have made for the day.
From there, the compact data goes to the next third-party financial institution, like ACH. Automated Clearing House is a network in the US that charges and then clears the check, meaning gives your bank the green light to process it since everything is legit for it to be processed. Finally, as soon as the bank gives its thumbs-up to the eCheck system, the transaction reaches the intended destination, in 2 to 3 days.
Seeing how easy it is to use this incredible solution, if interested in trying it out across online casinos, just keep on reading as next we’ll take you through the procedures for depositing and withdrawing with it, which you’ll go through in the blink of an eye.
How to Deposit at Online Casinos with eCheck?
Due to the long waiting times, as you’d assume, eCheck is not among the first choices when it comes to deposits among online casino players, in comparison to many other modern solutions. Online casino players prefer methods that would provide them with instant deposits so that they can start playing their favorite games right away. However, given its popularity across online casinos, it looks like there are still some hardcore gamblers who don’t mind the waiting times and still choose it over any other method.
If you’re such a player, then you are in for a treat. Being available across most online casinos, you will have no issue finding a casino to join quickly, which accepts it. Long-existing and respected casino sites offer it for sure, so you have at least 50 legit sites to explore before you find the one to go with and create an account with it. To actually make a deposit with eCheck, you’d need to follow these steps:
Head over to your casino’s Cashier page and visit its Deposits section.
Find eCheck’s logo and press it.
In the new window, enter the needed bank account information, as explained earlier.
Enter the amount you wish to deposit on your casino balance.
Confirm the transaction and wait for a notification informing you that your funds have arrived, which will be in a few days.
We mentioned that the solution processes the transaction in 2 to 3 days, but bear in mind that depending on the operator you go with, it may take an additional 1 to 2 days for the money to become available on your casino balance, so in total, your deposit might take 3 to 5 days to reach your balance.
How to Withdraw Winnings with It?
Players prefer using eCheck for withdrawals over deposits, of course, due to the lengthy waiting times. And while they do mind waiting for deposits, they don’t mind waiting for their winnings to arrive, directly in their bank accounts, in up to 5 working days after requested.
See, players love the stability and security of this solution, and love having their winnings available on their bank accounts directly, so they don’t care about the waiting times.
Mostly used for withdrawals, therefore, the solution is even simpler to use to cash out your winnings. You just need to share your banking details with the operator and specify the amount you wish to withdraw. The casino will take it from there and ensure the money arrives safely in your bank account.
Fees and Limits
There’s no way around it: a 0.75% fee is charged for each transaction you make with an electronic check. This is still an affordable fee, but it is there and you should know about it.
However, you’re at an advantage since you won’t need to pay extra registration fees since you never have to register an account to use it.
Make sure you check, though, whether the casino you chose to go with or your bank charges added fees for transactions with this solution. Get in touch with their respective Support teams to figure that out.
Allowed Countries
It goes without saying that, no matter your country of residence, you will be able to use eCheck. The solution is one of the rare payment methods that are truly global.
So, regardless of where you’re from, as long as you have an active bank account, you can use this solution for whichever purposes you want, be it deposits or withdrawals.
Accepted Currencies
Naturally, due to its global availability, transactions with an electronic check can be in any currency of the world. Literally any, any currency your bank account is in.
Whether your native currency is the Canadian dollar, the UK pound, the euro or the US dollar, for example, you can use it and avoid paying unnecessary conversion fees.
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Who do I contact in case I have a problem with my eCheck?
In case you have a problem with your transaction, make sure you contact your bank and its representatives will tell you what to do. If your deposit or withdrawal failed, try contacting your chosen casino’s Support team first.
Is there an official website I could visit to find out more about the solution?
No, not really, no. Since this is a service offered by banks around the world, you would need to visit your bank physically or its website, to learn more about the solution.
Is it possible to make a transaction with eCheck in a foreign currency?
Yes, sure. The transaction would be subject to a conversion fee, in case you’re holding an account in your native currency; but if you have an account in the foreign currency, you will avoid this fee.
Are transactions with it reversible?
No, once the electronic check has been cleared, it cannot be reversed. But, you could try contacting your bank to get your funds back. The bank will instruct you on how to do that.
Do countries that do not offer eCheck exist?
We did our research and we couldn’t find any countries that do not accept the solution, so no. Regardless of your country of residence, you can rest assured that you’ll be able to use the solution.
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As you can tell from its name, eCheck is exactly what it sounds: an electronic check. Meaning, that it is an electronic adaptation of the regular paper check people have been using since the dawn of modern banking. Paper checks have been the exclusive means of banking in the past since all banks used to offer the service. All banks, from any country across the globe, were offering paper checks, and they still do, for that matter. But even though paper checks are not used today as often, since they were replaced by more innovative and faster solutions, the electronic check is.
Due to the long waiting times, as you’d assume, eCheck is not among the first choices when it comes to deposits among online casino players, in comparison to many other modern solutions. Online casino players prefer methods that would provide them with instant deposits so that they can start playing their favorite games right away. However, given its popularity across online casinos, it looks like there are still some hardcore gamblers who don’t mind the waiting times and still choose it over any other method.
