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PayPal Online Casinos
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Introduction
It seems like PayPal has been around since the dawn of time, but it actually launched in 1998. Millions of users still have active accounts while others have ditched them for a better option. Keeping up with all the changes can seem quite challenging, but it’s par for the course. What do they have to offer? Can a personal PayPal account be used for online gambling purposes? These questions and more are answered here.
Getting Started with PayPal
Registration is done online with a few pieces of vital information such as an email address, name and home address. Depending on your geographical location, additional information may be required. For example, a US resident is required to provide a social security number for tax reporting purposes. It’s imperative that you familiarize yourself with the account rules for your country.
During the sign-up process, you’ll attach a bank account. To verify the account, PayPal will conduct a small transaction. Once it hits your bank account, you’ll come back to your e-wallet and enter the amount.
Funding your account may be done via bank transfer, credit card or a transfer from another PP account. What’s handy about this payment method is the backup account on file. If funds run low in your account, the payment may still be approved using the backup method on file, which may be a credit card, bank account or a PayPal Connect account.
Transactions may be conducted online with partner merchants. At checkout, you’ll select PP and enter your login details in a separate window. You’ll then choose to pay using the balance in the account or a backup method.
Additional products:
- PayPal Connect - A line of credit available in certain countries. This is separate from your PP e-wallet account and requires credit approval.
- PayPal MasterCard - Access the funds in your account via ATM cash withdrawals or make purchases anywhere MasterCard is accepted.
For those countries that do not have access to the MasterCard, your PP funds may be sent to a bank account for withdrawal. Depending on your location, the funds may be available in a bank account the same day or within 2 to 3 business days.
How to Deposit Using PayPal
Using PayPal at online casinos is usually pretty easy. PayPal is designed to be user-friendly and simple - if you've ever used it to shop online, using it at casinos is the same. Deposits are instant and withdrawals, when approved, are reasonably fast, certainly faster than bank transfers. There is no need to enter card details on the casino website - just log into PayPal and confirm the transaction.
First, it is important to find a casino that actually supports this method - not all do, so this is the biggest hurdle. If you reside in a country where gambling is illegal or unregulated, you may not be able to use it to move money to and from casinos. You should also know that PayPal deposits may not qualify for bonuses at some gaming sites, so it's best to check this beforehand if you're planning to take advantage of bonuses and promotions.
Next, log in to your account or create one if you're a newcomer. Make sure to complete any necessary verification steps, such as verifying your email or phone number and submitting ID documents for the KYC verification. This is an important step at most online casinos, although it is more crucial for withdrawals, as you won't be able to cash out unless your identity is confirmed.
Once logged in, open the Cashier or Banking or Deposit section (it will be called differently at different casinos) and find PayPal on the list of available banking options. Type in how much money you'd like to deposit - most casinos have overall minimum and maximum deposit limits in place, no matter which method you use - but each payment method, including PayPal, may also come with its own specific limits.
Confirm the transaction, and you will then be redirected to PayPal's secure login page - sign in and confirm the payment using your linked bank account, credit/debit card or PayPal balance. Once the payment is confirmed, you should be able to see the funds showing up in your casino account instantly.
Another good thing is that most gaming sites don't charge processing fees for PayPal deposits - still, it's good to double-check this beforehand.
Is it Possible to Withdraw Using PayPal?
Yes, the great thing about this method is that it can be used to both fund your account and cash out!
Since most online casinos will only allow you to withdraw using the same method you deposited with, make sure you've made your last deposit via PayPal. There may be exceptions, but in most cases, if you didn't deposit with PayPal, you can't withdraw to it.
Before your first withdrawal, you will be required to verify your identity. This is called the KYC process and usually includes a copy or a scan of your ID, passport or driver's license; proof of address and proof of payment (a screenshot of your PayPal account showing your name, email address and the deposit transaction). This is usually required once per account, that is to say, before the first withdrawal, but casinos may carry out additional verification procedures at their own discretion if they decide it is necessary.
Once you are ready to request a withdrawal, open the Cashier/Banking/Withdrawal page and choose PayPal as your method. Now you'll need to enter your desired withdrawal amount, but before doing that, it's best to check the terms and conditions for the minimum and maximum withdrawal limits. PayPal may have its own caps, and if your casino ties in withdrawal limits to a player's loyalty status, you may have higher or lower caps than what is stated in the terms. If you've been playing with bonus money, you'll want to make sure all the bonus playthrough requirements are met before requesting a withdrawal.
Now you'll need to confirm your PayPal details, like the email address. This must match the one you used to deposit - if it's already saved, just confirm it's correct. Submit the request, confirm it and wait for it to process. PayPal withdrawals are usually pretty quick - this depends on the time it takes the casino to approve and process the transaction, but it is reasonable to expect your funds within a day or two. Approval time depends on their support hours and your verification status as well.
Casinos rarely charge withdrawal fees for PayPal, but it's worth checking beforehand just to make sure and know what to expect. When using a personal PayPal account, which is what most players use, no fee will be charged when you receive money from a casino if it is in your local currency. But currency conversion fees do apply if the payment is in a different currency or you're using a business PayPal account.
Benefits of Using PayPal
There are practical benefits for players who care about speed, safety and convenience.
Instant deposits mean you can start playing right away.
Withdrawals are usually faster than with cards or bank transfers, sometimes even same-day once approved by a casino.
You don't have to share your personal card or bank details on a casino website.
There is added security since all transactions are handled through PayPal's secure platform. If you need a quality filter when choosing where to play, PayPal us usually a good indicator that your chosen casino is not shady or unverified, as PayPal usually partners with licensed and verified casinos.
Being mobile-friendly is great for players who prefer to play on the go with their smartphones and mobile apps instead of desktops. You can manage all your transactions through your PayPal app without having to log in to your casino every time.
Payments to and from the casinos may show as PayPal transactions without the casino name showing directly on your bank statement - this is not a given, since it depends on how the merchant is registered with PayPal, but PayPal is still more discreet than using a credit card directly.
Transaction Fees & Currencies Accepted
When it comes to using PayPal at online casinos, most of the time you won’t have to worry about any extra fees. Casinos usually don’t charge anything on their end for PayPal deposits or withdrawals, but it’s still worth double-checking the payments page just in case. A few sites might sneak in a small charge, especially for withdrawals, though it’s not common.
On PayPal’s side, things are generally straightforward. If your account is funded by your bank or existing PayPal balance, depositing to a casino is free. The only time fees might come into play is if you're using a credit card inside PayPal to send money—sometimes there's a percentage fee involved there, but many casinos will actually absorb that cost for you. Withdrawing from the casino to your PayPal account is free in most cases, unless there’s a currency conversion happening.
Speaking of currencies, PayPal supports a bunch of them—US dollars, euros, pounds, Canadian dollars, Swedish krona, you name it. But you have to make sure the casino itself supports your currency too. If you’re playing on a site that handles euros and your PayPal account is in dollars, PayPal will convert the money for you. That’s where you’ll run into their currency conversion fee, which is usually around 3 to 4 percent above the market rate.
So overall, using PayPal is pretty cost-effective as long as you're working in the same currency. The fees mostly pop up if you're dealing with conversions or using certain funding sources. Still, it’s one of the smoother and more trusted options out there, especially for players who want a quick and safe way to move their money.
PayPal Payment Method Fees and Facts
Popular Countries For This Method
PayPal isn’t available everywhere when it comes to online gambling, but it’s a go-to option in quite a few major markets. It’s especially popular in the UK, where most licensed casinos offer it as a standard payment method. You’ll also find it widely used in Ireland, Sweden, Finland, Spain, and a few other parts of Europe where online gambling is regulated and above board.
In Canada, some casinos support PayPal, but it’s not as common as in Europe—you’ll still find it, just not across the board. As for the US, it’s available, but only on licensed sites that operate in legal states like New Jersey, Michigan, and Pennsylvania. So, it’s not exactly widespread in America, but it does exist where online gambling is fully regulated.
PayPal tends to work best in countries where both the payment service and online casinos are tightly regulated. It doesn’t usually show up on grey-market or offshore casinos, because PayPal has strict rules about who they work with.
If you’re in a country where online gambling is legal and well-regulated, there’s a decent chance you’ll be able to use PayPal—just don’t expect to find it everywhere.
The Bottom Line
Long-time users would agree that the service today is nothing like what it was in the early days. As regulations change, so do the terms and conditions.
This can be a decent method for online gambling deposits and withdrawals. Once received, same-day cashouts may be quickly sent to a bank account and ready for withdrawal within a couple of hours.
Fees are involved when currency conversion is required. Using your account to make purchases is free and there are no maintenance fees. Personal PP to PP transfers from family and friends are free. Transfers sent as payment for goods or services are subject to a fee.
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FAQs
What level of security does PayPal offer?
One of PayPal’s strongest suits is in fact the security levels they offer. The service is fully protected and licensed by financial authorities, as well as fully compliant with PCI DSS prescribed for payment processors internationally.
The best part of PayPal’s security is its 24/7 monitoring system, established to maintain control and supervision across all time zones and all transactions. This way, they have managed to stay away from fraudulent and malicious users and transactions throughout more than two decades of service.
When it comes to individual account holders, you can benefit from the unique PayPal Security Key feature. It is available at a single charge of 29.95USD, and guarantees complete cashback in case of issues with your purchase, online casino deposit, or other payment.
Is PayPal commonly found as an accepted payment method at online casinos?
Yes, PayPal has established quite the network of online casino operators over the years, and its presence on the site is nowadays regarded as an additional indicator for their reliability. This is mainly due to their impeccable service and track record, which is equally maintained during the selection process as well. Online casinos that have partnered with PayPal are granted authorization upon in-depth analysis of their operations, meaning you can be sure that you are playing at some of the top online casino sites.
What games can I expect to play with my PayPal funds?
You will be able to play the full scope of online casino games at these reputable PayPal casinos. Anything from slots, through blackjack, roulette and other table games, all the way to live dealer titles and scratch cards should be well within your reach.
Other than this, purchases and payments for other services and items are also available via PayPal. You can use it at your chosen online retail site, remote employment service or otherwise.
What is the cost of using PayPal for online deposits?
PayPal account registration comes completely free of charge; and you will not be charged a ‘dormancy fee’ either. However, there is a flat 2.5% currency exchange fee when you need to make transactions in a currency other than your chosen one. Sending money from your account is also free of charge, so you can freely enjoy all the deposits you like.
Surely enough, any online casino player is also hoping to bank in a few bucks, and would be interested in the withdrawal process. This is free when cashing out to your bank account, but will charge you a flat fee of 1.50USD for a cheque and 1.95USD for ATM withdrawal (via the PayPal Prepaid MasterCard).
Does PayPal offer a VIP Rewards Program?
No, PayPal does not have an inherent rewards program developed for their customer pool. Nevertheless, they allow their clients to link multiple cards to their PayPal account, and one such option includes rewards cards. This means that, each time you use it that way, you will be able to stock up on points straight to your physical rewards card. Afterwards, these can be used anywhere your issuing bank has authorized it.
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