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Since the dawn of online gambling, plenty of payment methods have reached the accepted methods lists across online casinos and been removed from them, but there's one that has always been there and always will be, check by mail. This is by far one of the oldest payment solutions that have existed in the world overall, not to mention one of the first that has been listed as an accepted method across the online gambling industry. And while today, you'll find thousands of more modern, faster, and more efficient solutions to use, there are many players who still believe that check by mail would do the job best, especially when it comes to withdrawals. That's the reason why you'll find it listed as a withdrawal method across most casinos, and even as a deposit method across some. What is a check by mail and why decide to use it at an online casino?
About Check by Mail
You have probably used a check (cheque) in your life at least once; that is, at least, if you’re from an older generation. If you’re a millennial, it is probable that you haven’t, because there are thousands of other more modern and more efficient banking solutions at your disposal. Yet, you’d be surprised to learn how many people are still using checks, and that’s the reason why we’re still talking about them.
The first mention of these bills of exchange that are used as alternatives to cash appeared in official records in the 1990s, marking the official modern era of banking. They were introduced in England, but soon after they picked up in the country, the international network was established, with many financial institutions and banks more than willing to offer them. By the end of the 1990s, they were all over the place, with millions of people using them on a daily basis.
While they were at their peak all throughout the 19th century, in the middle of the 20th century, plenty of other more convenient solutions appeared that eventually overshadowed them. That’s the reason why today, we look at checks as old-school, outdated means of banking. Today, we're using credit cards mostly, as alternatives to cash, but also eWallets and cryptocurrencies, in addition to plenty of other innovative methods. Nevertheless, there are still people who do not want to give checks up, and that’s the reason why banks still offer them.
Before we go into detail on their popularity across online casinos, we must first take a minute to review how they function, in case you are not familiar with the process. So, the bank is the drawee that processes checks and pays the amount sent by the drawer, which is the person from whose bank account the amount is drawn, to the recipient of the money, meaning the payee, in the currency written on the check itself. Now, the procedure can be a bit different depending on the type of check used, as there are several different types of checks, but since we’re talking about check by mail here, we’ll stick to this one.
Now, we took you through the procedure, but we did not address the time it takes for a check to be cleared and delivered by mail, eventually. This is actually one of the downsides when using the solution, the fact that it can take weeks for the money to actually reach the recipient. The procedure we explained takes a while, since there are banks and clearing houses involved, and the mail, of course. And that’s the main reason why this solution is mostly used by online casino players for withdrawals, but rarely, if ever, for deposits.
In fact, for deposits, a check is considered as the last resort, in cases where the player really has no other means for funding their online casino balance. No player really wants to wait for weeks to start playing, but many are more than willing to wait as long for their winnings to arrive directly in their bank account, and that's why checks are still popularly used for cashouts.
And that’s the reason why you will mostly find the solution offered in the Withdrawals section on the Payment Methods lists across online casinos, but rarely in the Deposits section. In fact, across most, if not all, of the casinos listed and reviewed here at WoO, check by mail is offered for withdrawals only, so if you are interested in requesting a withdrawal with it, stay with us to learn more about how it functions and the times needed for it to arrive on your doorstep so that you can cash it out.
Getting Started with It
It is probably evident that in order to be eligible to use check by mail as your payment solution across online casinos, you must be a bank account holder, first and foremost. The transaction is sent from one to another bank account and cleared by clearing houses, so that’s the first condition you must meet. As long as you do, you won’t need to visit a bank physically to open an account. We said “a bank” here, with a purpose: that’s because all banks in the world still process checks, so regardless of the bank you have an account with, you’ll be able to use them.
Now that we've covered that, let's go over the actual procedure you need to go through to proceed with your deposits and withdrawals with the solution across online casinos. So, you'll either need to visit your bank or go to its official website, to request the bank employees to issue you a check that has your personal bank account number inserted, meaning preprinted on it. Once you have the check, specify the currency you'd want to use and the amount to be sent, as well as the exact date. And once all that is done, you need to give the check to the operator so that they can cash it out, and as soon as they do, you'll have the funds on your casino balance.
And while we just covered deposits with the solution, since it is more popular for withdrawals, you should know that the withdrawing procedure would be much simpler for you, but a bit more complicated for the operator. All you'd need to do is request a withdrawal via check by mail, and specify how much you wish to withdraw, providing the details about your bank account and the currency you wish to use. The operator will use the info you provided when you first created your player account to complete the check, so it is paramount that you enter the correct home address and name when creating an account with the casino. Then, the operator will send the check and you should expect it to arrive by mail, on your doorstep, in up to 2 weeks. Once you have it, you’d need to wait 3 additional business days to be able to cash it out.
So, you probably get it now, don't you? The reason why the solution is mostly used for withdrawals, but rarely for deposits? 2 weeks are needed for the check to be cashable, and 3 extra days to be cashed out. No one wants to wait that long, really. Therefore, continue reading to discover the exact process you'd need to go through to request deposits and withdrawals with the solution so that you can make your own decision on what to use it for across online casinos since the decision is yours after all.
How to Deposit at Online Casinos with Check by Mail?
As we said several times, you should expect to find check by mail as an accepted solution for withdrawals across most of the casinos that offer it, like Slotsroom and Slot Ninja. You will find some sites that also offer it for deposits, like William Hill, but these are really rare.
Therefore, if you wish to make deposits with the solution, you'd need to dig deep to find a proper site to join that offers it for deposits. The minute you find one, make sure you create an account with it, providing the correct personal details, not to forget. To make a deposit with a check by mail, go through these steps:
- Locate the Payment Methods/Banking page at the casino.
- Find Check by Mail on the list of accepted Deposit methods and select it.
- In the new window, attach the check you received by mail or replicate all details from it in the designated fields.
- Confirm the transaction and then wait for two weeks, with an additional 3 days for the check to clear, so that you receive the funds on your casino balance.
How to Withdraw Winnings with It?
We’ve established how popular check by mail is for withdrawals, so let’s go over the exact steps you need to take to request one. As said, the withdrawing process would be much more effortless for you, as you just need to go to the Payment Methods/Banking page at the casino and in the Withdrawals section, choose the solution.
Then, you'd need to specify how much you wish to cash out and in which currency. The casino will take it from there complete the check, and send it to you by mail. On the address you provided when you registered your player account, the funds will arrive in two weeks. Once you have it, you'd need to wait for 3 extra days to cash it out and use it as it suits you.
Fees and Limits
Both fees and limits apply when using check by mail, as set out by the banks involved. You’d need to visit your bank to discover more about them, as each individual bank sets them out.
Keep in mind that if you’re making an international transaction, additional currency conversion fees would apply, based on the currencies used for the transfer. The best thing to do is get in touch with your chosen casino’s Customer Support, to find out all about the fees and limits involved.
Allowed Countries
Although currently most popular in the US, check by mail is an option all across the world. All countries and all banks still process checks, so it is probably an option for you regardless of your country of residence.
You best double-check whether it is, though, before you request a deposit or a withdrawal with it, to avoid complications with your transaction.
Accepted Currencies
The US dollar will certainly be an option when using the solution, but so will all other currencies used across the globe, considering this is a solution with a global availability.
Again, double-check this fact with your bank and your casino even, to find out which currencies would be your options.
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FAQs
Will I find information on check by mail on my bank’s official website?
Yes, you certainly will. You should try the FAQs page on your bank’s official website, and if no info is found there, use the contact info to get in touch with your bank’s Support team, so that the agents can explain everything in detail to you.
How many online casinos offer check by mail exactly?
We cannot pinpoint one number, since plenty of casinos are offering it but many are excluding it from their list of accepted methods, mainly because so many new solutions are emerging, but you can rest assured that hundreds of legit casinos will offer it.
Is there a way to shorten the waiting times when using the solution?
No, unfortunately, there’s no way. The two-week period is a must, as are the 3 extra working days to cash it out, so you won’t be able to get the money sooner.
What alternatives to check by mail to use for faster deposits?
Well, you have plenty of modern options, like cryptocurrencies and eWallets that we mentioned. Do your research and you’ll find the proper one for you to use.
Is it possible to use a mobile device to request a withdrawal with the solution?
Sure! As long as you have the check in front of you and you can type in all the details from it via your mobile device, at a mobile-compatible casino, you can make a withdrawal via any mobile device.