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J-Pay Online Casinos

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Japanese online casino players can always use global payment solutions to fund their online gambling time, but as of a few years ago, they also have a domestic bank remittance service at their disposal, called J-Pay. This is a solution that is way more effective and easier to use for Japanese players, as with it, they are able to send money to a domestic bank account in no time, without having to pay hefty fees. As such, the solution has become incredibly popular among players and operators in the country, offered across the best Japanese catering sites. Why choose to use J-Pay as your online casino payment method?

About J-Pay

When choosing which payment methods to share with you here at WoO, we always try to dig up as much information as possible to give you a clear picture of why you should consider using them. And while J-Pay came up as a popular solution for Japanese users across many leading Japanese-catering online casinos, we couldn’t find any details about its history or how it came to be. Probably, due to the language barrier, since all the information we could find was in Japanese. Nevertheless, given the fact it has gained the trust of both players and online casino operators, it is probably a solution worth considering, especially given the lack of other suitable domestic options for players from Japan across global casinos.

We chose to still present it to you, since, as you’ll soon learn, it is also a solution supported by most, if not all, Japanese banks, meaning it is legit and safe to use. It functions through banks directly, so you can rest assured that your money is always safe with it, protected by the banks' own security protocols. It is incredibly popular with Japanese users mainly due to the convenience it offers and the fact that it is really easy to use and inexpensive.

It is a domestic bank remittance service allowing you to send money to any Japanese bank account effectively, without even having to register an account with it. So, to use it, you just have to choose it as your payment method at the site you wish to pay or purchase something from, and enter the needed banking details to complete a transaction.

You should know, however, that even though it works beyond banking hours, same-day transfers are possible only from Monday to Friday from 9 am to 11 pm and on holidays and weekends from 9 am to 6 pm and these take 10 to 30 minutes to be processed. Transfers outside of these hours are handled as next-day transfers and may take over 24 hours to be completed.

We mentioned that the solution has already become popular with Japanese players and is offered across many online casinos targeting players from Japan. And even though the online gambling scene in Japan has its pros and cons, we can say with certainty that you’d still be able to find a proper site to join as a Japanese player where you could use the solution, as the finest casinos are already offering it. If ready to find out how to start using it, continue reading.

Getting Started with It

We said that you won’t need to create an account with J-Pay to start using it, and if you’ve ever used a different bank remittance service, you probably know the steps you’d need to make. You’d need to go to the site you wish to pay or purchase something from, in our case, the online casino, and select it as your payment method. The steps you’d need to make next are pretty intuitive, but first, remember that the condition to using it is to have an active bank account, so that you can make direct transfers to any online casino with a Japanese bank account.

As long as you’ve joined such a casino, choose the solution as your deposit method and enter the required banking details, such as transfer ID and the payee’s banking information, and just specify how much you’d want transferred to your balance, in Japanese yen. In case the casino’s banking information is not pre-entered, as you’ll soon learn, you’d need to get in touch with its Customer Support agents to figure out all the details.

As soon as you confirm your transaction, the deposit will arrive either within half an hour or the next day, depending on the handling times we mentioned earlier. If you wish for your deposit to arrive as soon as possible, make sure you make your deposit request within the handling hours, otherwise, it will be treated as a next-day transfer and will arrive in 24 hours or later. So, as you probably won’t want to wait for a day to start playing, pay attention to the handling hours, so that you can start playing your favourite games right away.

Now that you know how easy it is to get started with it and use for deposits, let’s see the exact steps you’d need to make to successfully deposit money to your online casino balance.

How to Deposit at Online Casinos with J-Pay?

Many leading Japanese-catering online casinos offer J-Pay, as we explained already. You’ll certainly find it at Mystino Casino, for instance, but try finding other sites and you’ll see that there are at least several at your disposal. So, the first step would be choosing a proper casino to join which accepts the solution. As soon as you’ve chosen one, make sure you register an account with it.

To make a deposit with J-Pay, you should do this:

  1. Head over to your chosen casino’s Cashier/Deposits page.
  2. Locate J-Pay’s logo on the list of accepted methods and press it.
  3. Select your bank from the ones listed in the new window and enter your banking details, the transfer ID included.
  4. Enter the amount you’d like to be transferred and the casino’s transfer ID, account name, type and number, if not pre-entered (contact Support otherwise).
  5. Confirm the transfer and the money will arrive on your balance in the corresponding handling hours.

How to Withdraw Winnings with It?

Even though an excellent option for deposits, J-Pay cannot be used for withdrawals actually. Due to the way it functions, it can only process transactions one way.

But, in case you wish to use your bank to have your winnings transferred to, you could always go to the casino’s Withdrawal page and see whether the operator offers bank transfer for withdrawals; that way, with identity verification, the operator can still send the money to the same bank account you used for depositing.

Naturally, there are many alternatives you could use, innovative eWallets like Vega Wallet, cryptocurrencies, and other Japanese-based modern solutions that would process the withdrawal faster than any bank-related method would.

Fees and Limits

No fees are charged on J-Pay’s side for its third-party service, for making sure the transfer goes smoothly from one bank account to another. That is why, as we said previously, this is one of the most cost-efficient solutions to use as a Japanese player.

Nevertheless, transfer fees will apply on your bank’s part. These are basic transfer fees banks charge for any transaction made, so you should go to your bank to get more information on how big they would be.

It is still, compared to using global methods, an inexpensive solution to use as a Japanese player, since global solutions charge way heftier fees, that’s for sure. So, make sure you consider using it over any other method like VISA or MasterCard, for instance, because that way, you’ll get the most out of your online gambling experience.

Allowed Countries

It goes without saying that J-Pay is only available in Japan. Considering it functions through the Japanese banking system, offering a bank remittance service, it is only offered to Japanese players who wish to make direct transfers from and to bank accounts in Japan.

So, if you’re a player from a different country, you’d need to look for an alternative solution offered in your country, that would provide you with a similar remittance service.

Available Currencies

Having read what you have so far, you have probably gathered that the Japanese yen is the only currency you could use when transacting with the solution. Since it processes transactions from and to Japanese banks, and the Japanese yen is the official currency in the country, that’s your only choice.

In case you’ve joined a casino that has a different default currency and does not accept yens, you’d need to pay a conversion fee. But, if your casino caters to Japanese players, it probably will give you the option to choose the yen, so you’ll probably be able to avoid the conversion fee.

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Does J-Pay offer Customer Support?

Considering it is a remittance service supported by Japanese banks and not a standalone product, it does not offer Customer Support on its own; you’d need to get in touch with your bank in case you’re experiencing some problems with the service. Or, if having trouble with your deposits, you can contact your casino’s Support team and they’ll assist you with anything.

Does J-Pay have an official website I could explore?

No, not really. As said previously, we couldn’t find any information on its history and other relevant details, mainly because we couldn’t find an official website. Probably, that’s because this is a service that functions through Japanese banks and there was no need for a separate website to be offered; in case you wish to explore more information about it, visit your bank.

Is it offered by all Japanese banks?

Most, if not all, banks probably offer it, considering the only condition to using it is to have a Japanese bank account, with any Japanese bank. From what we could gather, that’s the only condition to meet to be eligible to make direct transfers with it.

How many online casinos are already offering it?

While we can’t say a number with certainty, we could notice that it is offered across the finest casinos catering to Japanese players already, like Mystino Casino that we mentioned, but you can rest assured that the number will continue growing, considering its popularity among players and operators alike.

When did J-Pay first start appearing across Japanese online casinos?

We could see that it first started appearing across Japanese online casinos in the middle of 2021, so it is already offered to players for over two years. Given the fact that top Japanese casinos are offering it, probably many others will start, too, contributing to its growth in popularity.