High RTP Slots for Finnish Players
If you’re playing online slots in Finland, there’s one thing every smart player wants: value. It’s not about chasing jackpots blindly - it’s about playing smarter, longer, and knowing which machines give you the best shot. That’s where RTP, or Return to Player, comes in.
In this guide, we’ll break down everything you need to know about high payout slots in Finland. From a quick history of gambling here, to how things are changing in recent years, plus some tips on what to look for in a good slot - it’s all here. Buckle up!
History of Online Gambling in Finland
Gambling in Finland has always had a unique flavor. For decades, the government ran everything - scratch cards, sports betting, poker, slots - all under tight control. There were three main state operators: Veikkaus, RAY (which handled slot machines), and Fintoto for horse betting.
In 2017, they all merged into one big state-owned company -Veikkaus Oy. The goal? Keep gambling in check and send the profits to good causes like culture, sports, and social welfare.
But here's the twist: even with a monopoly, Finnish players started drifting toward international, trustworthy Finland-friendly casinos. Why? Simple - more games, better bonuses, and way higher RTPs. So while Veikkaus kept doing its thing, many players quietly left the party.
By 2022, estimates said more than 50% of Finnish online gambling money was going abroad. And Veikkaus? It didn’t try to deny it - even they admitted the system wasn’t working as planned.
Current Gambling Laws in Finland
As of now, Veikkaus remains the only officially allowed provider of online casino games from inside the country. That means it holds the monopoly for legal online gambling operations. But players themselves are not restricted - Finnish residents can still sign up and play at foreign online casinos. These international sites operate in a grey zone: they’re legal to use but cannot advertise directly in Finland.
This setup, however, is about to change. In response to growing numbers of players turning to foreign operators -and the lost tax revenue that comes with it -the Finnish government is rolling out a new licensing model. This change is set to take effect in 2027. Once live, it will allow international online casinos and sportsbooks to apply for a Finnish license, meaning they’ll be able to operate legally and openly in the Finnish market.
The upcoming changes also introduce a brand-new Gambling Authority, which will be in charge of issuing licenses, monitoring licensed operators, and ensuring compliance with responsible gambling rules. While Veikkaus will still retain control over lotteries, land-based slots, and scratch cards, online slots and betting will be open to private companies who meet the country’s strict standards.
One big topic is advertising. Under the new law, advertising will still be limited -especially when it comes to online slots, which are considered more addictive. There won’t be flashy ads popping up on every corner, especially not near schools or public spaces. Instead, only approved and responsible campaigns will be allowed, mostly online.
As part of the reform, player protection will be central. Every licensed site must provide tools to help players stay in control -like deposit limits, session reminders, and the option to exclude yourself from play. There’s talk of a central self-exclusion system where you can block access to all Finnish-licensed gambling sites in one go.
To sum up, while the monopoly is still in place today, things are shifting fast. The move to a license model aims to keep players safe, bring back money to Finland, and give players more choice. For those hunting for better payouts and modern features, this is very good news.
What May Happen Next in Finland?
By 2027, Finnish players will have access to a wider range of online casinos, all under the watch of a new national authority. These licensed sites will have clear rules, visible RTPs, and strong protection tools.
The hope is that this new system brings balance: better games and payouts for players, and more control and safety for society.
For players, this means one thing: more choice, better returns, and safer play. And for slot lovers? The high RTP games you used to chase abroad might finally be available - legally - at home.
Why RTP Matters – And What Counts As "High"?
RTP = Return to Player.
It’s shown as a percentage. If a slot has a 96% RTP, that means - OVER TIME - it pays back €96 for every €100 played.
Now, that doesn’t mean you’ll win exactly €96. Sometimes you’ll lose it all, sometimes you’ll hit it big. But over thousands or millions of spins, that’s how the math works.
So what counts as a good RTP?
Below 94% – Not great. Skip if you can.
94–96% – Decent. This is the average range.
96–98% – Solid. These are the sweet spots.
Above 98% – Excellent. These are rare, but worth hunting for.
Even a small difference in RTP makes a big difference over time. A slot that pays back 97.5% gives you much better odds than one that returns just 93%.
RTP is always calculated over a long period. It doesn’t mean you’ll always win more today. But over time, higher RTP helps you keep more of your balance and gives you more play for your money.
Highest Payout Slots for Finnish Players
- Book of 99 by Relax Gaming – RTP: 99%
- Ugga Bugga Multi-Spin Slot by Playtech – RTP: 98.74%
- Chess Mate by Multislot – RTP: 98.72%
- 1429 Uncharted Seas by Thunderkick – RTP: 98.50%
- Classic Cinema by MultiSlot – RTP: 98.47%
- Cowboy by SmartSoft Gaming – RTP: 98.40%
- Taxi Movida by Booming Games – RTP: 98.27%
- Smash a Ghost by Gameplay Interactive – RTP: 98.14%
- Marching Legions by Relax Gaming – RTP: 98.12%
- Farm Adventures by WorldMatch – RTP: 98.11%
- The Catfather by Pragmatic Play – RTP: 98.10%
What to Pay Attention to When Choosing High Payout Slots
RTP is only one part of the puzzle. Here are some other things you should keep in mind:
Volatility – Some slots give frequent small wins. Others barely pay, but when they do - it’s big. Low volatility is best if you want longer sessions. High volatility is better for risk-takers chasing massive hits.
Bonus Features – Extra spins, wilds, bonuses... they make things more fun and can lead to bigger wins. But too many flashy features might reduce your base RTP, so balance is key.
Bet Limits – Some slots require big bets to unlock full features. Others are friendly to low-stake players. Make sure the game fits your style and budget.
Mobile Experience – Most Finnish players now spin on their phones. Make sure the game runs well on mobile -smooth, fast, no bugs.
Game Speed and Style – You might prefer quick spins and flashy animations, or slow and steady play. Pick the style that keeps you comfortable.
Transparency – Always check if the RTP is displayed clearly. If it’s hard to find or hidden, the casino might not be fully upfront. Trustworthy sites display RTP info proudly.
Multiple RTP Versions – Some slots are released in several RTP versions. The same game might return 96.2% at one casino and 94% at another. Always check the paytable or game info.
Reputation of the Casino – Even the best RTP slot doesn’t matter if you’re playing at a shady casino. Stick with licensed, well-rated sites - and by 2027, that will include those with Finnish licenses.
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What’s Popular with Finnish Players?
Finns are smart with their money, and that shows in how they play slots. Clean design, fair play, and solid RTPs are a must. Simple slots with straightforward mechanics often beat loud, overloaded games.
Themes also matter. Norse mythology, nature, and traditional fruit slots are all-time favorites. Jackpots still get attention, even though their RTP can be lower. That “what if?” moment keeps players coming back.
Did you know?
More than 70% of slot play now happens on mobile. So if you’re designing or choosing a game -it better work smoothly on a phone.
How to Protect Yourself and Still Have Fun
Even with the best payout games, you can still lose money. That’s part of gambling. What matters is how you play.
Set a limit and stick to it. Walk away if you're not enjoying yourself. Don’t chase your losses, and don’t believe in “due wins.” They don’t exist. Slots don’t remember.
Many online casinos - and Veikkaus too -now offer personal loss limits, session timers, and self-exclusion tools. Use them if needed. Playing should always feel fun -never stressful.
Most Popular Slots for Players from Finland
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Final Thoughts
If you’re a slot fan in Finland, you’ve got good reason to be hopeful. The old system is fading, and a more modern, player-friendly future is coming.
Keep doing what smart Finnish players already do: read the info, check the RTP, choose wisely. You’re not spinning to get rich overnight -you’re spinning for fun, for the thrill, and with a little luck - maybe even for a win you’ll remember. And who knows? Maybe the next record-breaking jackpot will have your name on it.