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If there's one payment solution that you'll certainly find offered across online casinos, in one form or another, it's the bank account. Basically, transferring money to and from the account you hold in a bank is one of the oldest ways for depositing and withdrawing across online casinos, and that's why you'll find a myriad of payment solutions linked to it. But in this article, we'll take you through the local type of transfers you make via your bank account, in just a few taps on your mobile or desktop device. We'll cover international transfers, too, so that you can know exactly what your options are as an online casino player who wishes to use the solution, regardless of the country the casino you chose is based in. How are online casino transactions processed with a bank account?

About Bank Account

Looking back throughout the history and the payment methods offered across online casinos since the dawn of online gambling, there are a couple of solutions that stick out, being offered all throughout the years, bank accounts and credit cards. Since were basically the two most popular payment methods when gambling appeared online, and dare we say, among the only ways players could transact with to make deposits and withdrawals, regardless of their country of residence and the country where the operator is based.

And these two, actually, are to this day, the sources, the glue that holds together plenty of modern payment solutions that exist today, like the eWallets. eWallets still need bank accounts and credit cards to facilitate the way players fund their eWallet accounts and cash out money from them.

But to go back to our subject of interest here, the bank account is actually one of the most convenient ways to make online transactions, regardless of whether local or global. Banks have ensured to set out some rules that billions of people across the world are following to seamlessly make transfers of money online.

The way you use it would depend on whether the transfer is local, ergo, whether the casino you joined is based in your country, or whether it is global, with the casino based elsewhere. Don’t worry, though, as you’ll be able to make both types of transfers, as long as you follow a few simple steps that we’ll take you through next. For now, of course, you can rest assured that you will find this solution offered across all online casinos, basically, either individually or in collaboration with an alternative payment solution. Let’s see how to use it individually. 

Getting Started with It

The first step, naturally, is to visit a bank, any bank you wish, to open an account with it. While in the past, visiting the bank physically was mandatory, in this advanced banking world, some banks even allow you to do that online, without having to leave your house. So, if not that eager to abandon your home and go out to finish this task, check for banks that offer online account registration forms.

You would need to fill out a form, stating your full name, address, and phone number, of course, and selecting the services you'd one to use from the ones offered by the bank. In case you choose a service that requires it, you may need to provide proof of income and other legal documents, but for a regular account, your ID will suffice. The bank needs to verify your identification in order to proceed with the procedure.

Once your identity has been verified and your account approved, make sure you instantly get your online banking credentials. Via your online banking profile, you can perform all kinds of services, among which deposits and withdrawals across online casinos. Before we go into that, we need to explain how the transacting process with the solution would go.

Either by visiting your bank in person or by logging into your online banking profile, you’d need to do the same things tomake a transaction with it. If you go with the former, you'd have to provide the bank employee with the recipient's banking and some personal details, but if you go with the latter, if the transaction is local, you'd only need the recipient's mobile phone number for the transaction to be processed.

On that note, before you decide on the casino to go with, it is essential that you figure out whether it is based in your country or elsewhere, to perform one of the two possible ways to make a deposit. We should mention here that if the transaction will be international, you’d need to have the recipient’s IBAN (international banking account number). And, since the solution is also an option for withdrawals, let’s go over the two procedures next, so that you know exactly what to do once you select it as your payment method.

How to Deposit at Online Casinos with a Bank Account?

Other than crypto-only online casinos, basically all casinos that offer standard and alternative payment methods offer this solution; slim are the chances to come across a casino that doesn’t. Therefore, you have thousands of casinos at your disposal to explore in your search for the site to join. Leading, popular online casinos will certainly offer it, so rest assured that you’ll get excellent choices to consider.

Once you’ve decided on the one to register with, press the Join Us/Sign Up button on its homepage. The registration form will appear on your screen which you’d need to fill out with your personal details. To make a deposit through a bank account, do the following:

1. Head over to the Banking/Payment Solutions page on your registered player account.
2. Look for Bank Account among the methods offered in the Deposits section.
3. Press the icon and in the pop-up, enter the needed details, as explained before.
4. Confirm your transaction, and if the transaction is local, the funds will immediately arrive on your balance; if international, it may take a few hours to a day.

How to Withdraw Winnings with It?

Bank account is certainly one of the most convenient ways to cash out your winnings from an online casino. Players prefer it over any other solution, operators are happy to offer it, and that’s why you’ll find it offered as a withdrawal method across most casinos.

In fact, across some casinos, it is the only or one of a few withdrawal methods offered. Therefore, you are at an advantage here, if you wish to make a payout with it.

The procedure, moreover, would be a bit easier, too, as you’d only need to enter your banking details/phone number, set the amount you wish to collect, and send your request. The casino will look over it, and check whether you have sufficient funds on your casino balance to cash out, and if yes, send your winnings to your bank account. As simple as that.

Fees and Limits

Both fees and limits are expected, of course, since we're talking about an account you have with your bank. But these, as expected, too, would depend on the bank you went with.

In principle, banks charge different fees, for account maintenance, transactions, online banking functionality, and other stuff. So, you'd need to check with your chosen bank to find out what your options are and how to get the most cost-efficient banking experience across online casinos.

Allowed Countries

All countries have banks, right? By default, regardless of your country of residence, you will be able to use this solution for deposits and withdrawals across online casinos, as it is a global option.

Contrary to other solutions, like cryptocurrencies, which although on the rise in the industry overall, are banned in some countries, banks are legal and perfectly suited for online gambling transactions, as most people have accounts with them. Therefore, you can rest assured that you’ll have no obstacles in using the solution, regardless of where you’re from.

Accepted Currencies

Since your native currency, whichever that is, is the default currency used for transactions via your bank account, by default, you’ll be using your native currency across online casinos. The only thing to check in order to avoid conversion fees is to check whether the casino you’re eyeing offers your native currency as an option for deposits and withdrawals.

Another great thing here is that you can also hold an account in foreign currency, at any bank in the world. Therefore, even if your native currency is not accepted at the casino you wish to join, you can use your foreign currency account to still play with transactions that are conversion-fee-free.