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BACS Bank Transfer Online Casinos

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It is popularly known that the UK’s online gambling industry is one of the first, most well-established, and properly regulated out there; by default, the number of casinos that accept players from the UK is huge, and so is the list of local payment methods, such as BACS bank transfer. This is an online banking solution that exists for decades, so it is one of the longest-standing for processing transactions made across the internet in the UK. Its credibility and popularity among users are what made it offered across most if not all, online casinos. If interested in using it, continue reading to find out all about it. What is BACS bank transfer and why use it across online casinos? 

About BACS Bank Transfer

Gambling was always popular in the UK; the land-based presence of the industry is truly unrivaled compared to other countries, regulated for decades. But when it went online, one of the major problems players faced was the choice of proper, safe, and secure payment methods to use to handle their funds. That's why when BACS bank transfer first entered the online gambling industry, it was the most convenient solution ever, a revolutionary option for online casino players to make the most effortless deposits.

What happened was, when gambling first went online, players needed to either use cheques or credit cards and then wait for ages until their deposits arrived on their casino balance. So, when the direct bank transfer solution emerged which processed transactions via the BACS (Bankers’ Automated Clearing Services) system, a new dawn of online gambling began.

This solution really facilitated how UK players could move money from and to their bank account, and across online casinos. It offers all kinds of money transfers that can be realized from one bank account to another, be it eChecks, fast payments, instant banking, or direct debit. And even though each comes with its own fees and processing times, you have them all as options.

The direct bank transfer option comes with the best terms, even though there’s one thing to know about it. Transactions via the BACS system come with a three-day rule, meaning the money will reach the desired destination in 3 days. In the first 24 hours, the money gets submitted to the BACS system, after you've created a payment file and submitted it. In the second 24 hours, it is processed by the bank, and on the third day, it is transferred via direct debit or credit, and the transaction is settled.

This is one of the many reasons why UK players prefer it for withdrawals, even though in the lack of better options, there are still players who choose it for deposits, too, thanks to its status in the country and its trustworthiness. So, as long as you’re a UK player with an active bank account, who does not care about the three-day rule, you’re welcome to continue reading to find out how to get started with the solution and use it to make the safest transactions to and from online casinos with it.

Getting Started with It

We mentioned in the introduction that BACS bank transfer functions in the UK. So, you’d need to meet the active bank account pre-condition first, so that you can start using it. If you don't have such an account, you'd need to visit the nearest UK bank in your vicinity and open one.

Once your account is active, you’d need to ask the bank employee to give you your credentials to access your online banking profile. Remember that along with the security passwords and authorization numbers, you'd need the BACS Service User Number (SUN), too. When all of that is ready, you are ready, too, to start making your online transactions with the solution.

You'd need to choose the solution while at the casino, and request a transaction the normal way, by selecting your bank and entering the SUN number and the amount you wish to transact. The transaction will be processed either directly through your bank or via a third-party, BACS-approved software. Either way, your money will be handled in one of the safest and most cost-efficient ways.

Now, we should mention here that, even though mostly used for withdrawals, this solution is often chosen by high-rollers, since it can process huge amounts of money. Compared to more modern methods that exist today that come with limits, BACS bank transfer is the solution to use if you wish to make significant deposits. That’s actually one of the reasons why it is used by powerful companies and businesses who need to move large amounts of money, and it is actually the method used for processing the salaries of employees across the UK!

Having read what you have so far, if already convinced that this is a solution you’d like to use, stay with us, as next, we’ll show you how to do it.

How to Deposit at Online Casinos with BACS Bank Transfer?

Ever since credit cards were banned in the UK for online gambling purposes, players have been looking for alternative solutions to use to make the smoothest deposits. That’s actually when many players shifted from credit cards to debit cards or bank transfers, as they seemed most appropriate. And that’s why many online casinos today accept BACS bank transfer. Since you don’t need to create an account to use it, you have more free time to look for the most perfect casino to join, where you could use the solution for deposits. Find one that would suit you best, and register an account with it.

To make a deposit using BACS bank transfer, you’d need to go through these steps:

  1. Head over to your online casino’s Payment Methods/Banking page.
  2. Locate the BACS bank transfer's logo; if not available, choose Direct Bank Transfer.
  3. In the pop-up, enter your bank account number and the SUN.
  4. Enter the amount you wish to deposit and confirm the request.
  5. Wait for your money to reach your casino balance in up to three days.

We should mention here that, although we said that there’s a three-day rule, depending on the UK banks (yours and the casino’s) and the way the transaction is processed, your deposit might reach your balance in 24 hours, too! So, as far as the deposit processing times go, we can conclude that it can be from 24 hours to 3 working days.

How to Withdraw Winnings with It?

Withdrawals, as you already know, are not only possible but also popular with UK players. Given the fact that it is a direct bank transfer solution, naturally, it can process transactions in both ways. The casino will send the money, after you requested, to your bank account.

Keep in mind, though, that the operator will take its time in reviewing your request, to check whether you have claimed a bonus and whether you’ve gone through the wagering requirements. This could additionally take up to 48 hours, so in total, you should have your winnings in your bank account in up to 5 business days.

Fees and Limits

We said that through the BACS system, all kinds of money transfers can be processed. But since direct bank transfer is the most popular, and it is processed directly between two banks, without third parties involved, the transaction should be with no fees.

But, as we mentioned, since some of the services are processed by third parties, you better get in touch with your bank to discover whether any fees apply. Also, make sure to check with your online casino, too, whether any fees apply, especially when it comes to withdrawals.

Allowed Countries

You must be a UK citizen with an active bank account in order to use BACS bank transfer. As said, that’s the precondition to use it, so by default, the UK is the only allowed country, when it comes to its availability.

Therefore, if a player from any other country, you won’t be able to use it. You’d need to check with your bank and see whether a similar banking system exists in your country that would provide the same services.

Available Currencies

Since this is a solution that was launched in the UK to facilitate online payments to UK citizens, the GBP (Great Britain pound/sterling) is the default currency.

Transactions with it will, therefore, be processed in GBP. Even if somehow you’ve managed to use a foreign currency, know that conversion fees will apply.

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Is there a BACS bank transfer official website I could explore?

Yes, there is, in fact, an official website you could visit to find out more about the solution. On it, you’ll find out all about the services offered and the solution itself.

Is there a phone number to contact its Support representatives?

As a matter of fact, yes. There are three phone lines you could use to get in touch with its Support agents, 0808 1000 423, 0330 123 2130 and 0370 165 0018, plus social media profiles and an on-site contact form.

How many banks are part of the BACS system?

The number of BACS participants is 30, meaning you have leading UK banks like Citibank NA, Metro Bank, LHV, NatWest, Santander, PayrNet and The Royal Bank of Scotland, to mention a few, at your disposal. You probably have an account with at least one of them.

Are transactions with BACS bank transfer reversible?

Considering it is a solution that connects bank accounts, in most cases, you’ll be able to reverse a transaction you made with it. You’d need to, of course, get in touch with your bank’s Customer Support agents to properly request a reversal.

When was the BACS bank transfer first launched in the UK?

When it was first launched in 1971, the solution was called Inter Bank Computer Bureau. And then, it rebranded to BACS bank transfer, but nevertheless, it is a popular solution among UK users for over 50 years.