On this page
ACH eCheck Online Casinos
On this page
Top rated casinos for players from Ohio:
Christmas Bonus
300% up to
3000$
Sign Up Bonus
500% up to
10000$
Sign Up Bonus - US
200% up to
200$
+50 spins
While there are plenty of modern payment solutions available across online casinos today, many players still prefer using traditional, bank-related methods, like ACH eCheck. The name may confuse you since you must have seen the two in separate articles here at WoO. That’s because the former can work without the latter, but not the other way around. Electronic checks are processed with the help of the ACH payment processing system, so you’ll frequently find ACH eCheck listed across online casinos for your convenience, to know exactly that the service provided by the processing system is that of processing the electronic check. We’ll get into details shortly, but for now, you should know that this is a solution offered across many online casinos, especially casinos targeting US players. What is ACH eCheck and why decide to use it as your online casino payment method?
About ACH eCheck
We introduced the solution as one that is bank-related and, therefore, a traditional payment method that functions through banks. Now, to make things clear for you, we need to address its name. The "ACH" part stands for Automated Clearing House, and the “eCheck” part, which is pretty self-explanatory, stands for an electronic check. The former is a payment processing system that examines, verifies, and eventually clears the latter, to be processed in the safest and fastest way possible.
While the former can perform other services, and complete all kinds of transactions between banks through the ACH network, the latter cannot. Add to that the fact that the eCheck cannot be cleared without ACH, and there you have the name, ACH eCheck. So, to elaborate on the way it functions, we should tell you that the system makes sure your bank sends the funds you wish to send via an electronic check to the recipient's bank and then, consequently, to their bank account. It acts as a facilitator, helping the two banks interact, and speeds up the whole process. On the other hand, as long as you have an active bank account, you can always request a transaction with eCheck. However, when the electronic check is processed without ACH, the transaction is incredibly slow and it could take 7 days or more to be completed. Via the payment processing system, however, the waiting times are significantly shortened, to 3 to 5 days tops.
That's basically one of the reasons why this solution is not that popular for deposits across online casinos, but for withdrawals instead. Most online casino players are not prepared to wait a week to get their funds on their casino balance, but they are more than willing to wait to collect their winnings. Nevertheless, you will still find the solution offered on both the deposits and withdrawals pages across many online casinos, casinos that cater to US players, since this solution is only available in the US. If interested in giving it a try, stay tuned to learn how to get started with it and use it across hundreds of online casinos.
Getting Started with It
It should probably be clear to you by now that to use the solution, you’d need to have an active bank account, first and foremost. Secondly, you either need to go to your bank or set up an online banking profile, to start using it. And thirdly, you’d need to be a US citizen, considering the ACH network is a US network. So, assuming you are equipped, let’s see how the getting started procedure would go.
Since no new account registration would be necessary, there won't be any formal procedure involved, really. You'd need to select the solution as your payment method, and then enter the needed banking details, for both your and the recipient's bank accounts. The account numbers, the routing number, and the amount of funds that you'd want to send should be enough, so make sure you have these ready. Provide these details and confirm your request, and with that, you'll put in motion the background process.
So, your request form will be received by a third-party financial solution first, like Authorize.net. This solution will ensure to review it, make it compact and ready for ACH to process it. The ACH network will clear and charge the check, meaning give the thumbs up to your bank, guaranteeing all information on it is legit. Your bank will take it from here, making sure the funds reach the recipient's bank and eventually arrive in their bank account. Thanks to this process, with third parties involved, the funds will arrive in 3 to 5 days, as opposed to the one to two-week waiting period that a normal eCheck would take.
If ready to give it a try at an online casino, let’s go over the steps you need to take. We’ll take you through the whole process, from selecting a casino to join, to actually requesting your deposits and withdrawals with ACH eCheck.
How to Deposit at Online Casinos with ACH eCheck?
We already mentioned that ACH eCheck is not really a favorite among players when it comes to deposits, due to the waiting times. But that does not necessarily mean that it is not offered for deposits across online casinos. In fact, you will find it listed as one of the top methods across US-targeting sites, due to the convenience it offers US players. It is quite popular, too, and many decide to use it in the lack of other faster local methods, even though it is a traditional solution.
Therefore, making sure you check whether the solution is offered for sure before choosing the sites for the US players to explore, select a few candidates. Check them out and go with the one that looks like the most suited for you. Register an account with it and with that, you’ll be ready for the next step. To make a deposit with ACH eCheck, do the following:
- Head over to your chosen casino’s Cashier/Banking page.
- Locate ACH eCheck’s logo in the Deposits section and press it.
- In the pop-up, enter all the needed banking information, as pointed out earlier.
- Specify the exact amount you wish to have on your casino balance.
- Confirm the transaction and in a few days, the money will reach your balance.
How to Withdraw Winnings with It?
It goes without saying that ACH eCheck is an excellent withdrawal solution for US players, and among players' top choices. Players prefer it for withdrawals, as said, since they don't mind the waiting times when it comes to cashing out their winnings, as long as they safely arrive in their bank accounts.
Therefore, if you wish to use it yourself, you’ll be glad to hear that it is even easier to use for cashouts. You just need to select it in the Withdrawals section and enter your banking details in the designated fields. After you specify how much you wish to cash out, the operator will review your request and do its part in ensuring the funds arrive safely and promptly in your bank account.
Fees and Limits
We cannot sugarcoat this fact: a fee applies for each transaction you make with this solution. But you’ve probably been expecting that, since there are many parties involved in the background process, each doing its bit in making sure the transaction succeeds.
The fee is affordable, of course, otherwise, no online casino player would use the solution for casino transactions. It is 0.75% of the amount, but no extra hidden fees will come your way.
Allowed Countries
Given the fact the ACH network runs in the US, you should not be shocked to learn that ACH eCheck is only available in the US. If not a US player, don’t expect to be able to use it.
Electronic checks exist in every country, so you might want to try them if a player from anywhere else. But be prepared for longer waiting times. As a US player, however, with an active bank account, you can enjoy its services whenever you want to.
Accepted Currencies
The currency of your bank account would be the one used when you request a transaction with this solution. And since as a US player, that currency is probably the US dollar, expect the transaction to be processed in US dollars.
This goes to your advantage, since considering you’ll join a US-catering site, the US dollar will surely be an option to select as a default currency, and you’ll completely avoid paying unnecessary currency conversion fees.
FAQs
Is there an official website I could use to find out more about ACH eCheck?
No, not really. Since this is basically a solution offered by your bank, in collaboration with respected and trusted third parties, you won't find a website to explore. To find out more about the solution, make sure you visit your bank or its website.
Who do I turn to in case I have a problem with my transaction?
In case your transaction failed or some problem occurred in the background process, you would need to get in touch with your bank’s Support team. They should be able to explain what happened and how to smoothen things up. But if you’re having an issue with your deposit/withdrawal, you can also contact your online casino’s Customer Support service. They might know where and why the issue occurred and how to solve it.
Can I request a transaction with ACH eCheck in any foreign currency?
Yes, of course, any foreign currency would do. As said, the currency of your bank account is used, so if you have an account in some foreign currency, the transaction will be processed conversion-fee-free. But if your account is in USD and you use a foreign currency, there will be a conversion fee involved. Either way, to answer your question, you can request a transaction in foreign currencies.
Will I find ACH eCheck across many online casino sites?
Yes, indeed, you will. The solution is offered, as said, across many online casinos catering to US players, most of them really, so you’ll surely have a lot of great choices to consider.
Can I cancel a transaction I made with the solution?
Unfortunately, no. Once the eCheck went through the background process and was cleared, you cannot cancel the transaction. But what you can do is contact your bank to try and get your funds back, in collaboration with the recipient’s bank. The bank will give you the instructions on whether or not and how that could be done.