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Neosurf vs. Skrill Casinos


Neosurf vs. Skrill Casinos

Entertainment is a progressive industry, constantly on the move. This applies as much to the standard forms of motion pictures or shows as it does to the more modern TV and online services, including online gaming since not too long ago. Considering the fact that such businesses prosper on the basis of their customer satisfaction, it is only expected that they should be continuously adding novelties to their service offering.

Regarding the more recent form of entertainment, online gaming specifically...

... there is an even more pressing need for innovation. After all, with the tech world is changing by the hour, and all kinds of functionalities being added to the well-known operations and services, it is only expected that operators will try to keep up the pace and meet player requirements along the way.

The interactive gambling industry segment...

... covers quite a bit of diversity in terms of service, but online casinos are arguably taking the lead in popularity. Just like their brick-and-mortar predecessors, online casinos are all about player satisfaction, and the offers that are regularly available on the platforms prove that.

Nevertheless, the new gameplay format has understandably given rise to new player priorities. While they were mostly concerned with greater comps and extended credit lines at their chosen establishments, the new online casinos face a different set of demands.

Aside from device compatibility...

... game variety and other conveniences that have come to be expected with the advances of the age, optimal online banking options are key to a successful business. After all, they enable payment transactions that fund these online gambling activities, and at the same time allow players to withdraw from them in case of hitting a win.

Online banking...

... had already been recognized as the next big thing in the world of finance. Both existing services and new up-and-comers are working to provide top-notch transactions in terms of speed, security, ease of use and charge. Online funds storage and payment processing services known as e-wallets have largely dominated this market segment since their release, nowadays boasting some of the greatest names in the business.

Neosurf and Skrill are among the top competitors in this line of work, each offering their own unique payment processing service to online players, shoppers and users alike. Along with other companies offering such services, making the right choice is often harder than expected. While it ultimately comes down to everyone’s personal preference, an informed decision is always the best way to go.

About Neosurf

The Neosurf payment service first came about in 2004, with its headquarters situated in Paris, France. It initially aspired to service the home market, but soon grew in popularity and demand started expanding outside of its country’s borders. Nowadays, the brand has points of sale at multiple locations not only in Europe, but also worldwide, including North and South America, Africa and Asian countries.


... the service was established as a simple voucher card, and has still retained its basic idea, operating as an internet prepaid card service. And with their developed network of Neosurf Authorized Resellers (NARs), the interest for this payment option is far from subsiding.

About Skrill

Skrill, an e-wallet service owned by the Paysafe Group...

... has been a presence in the industry for quite some time now. It was initially known as Moneybookers before it rebranded in an attempt to build a global brand, a goal not too far from the truth these days.

Over the years, Skrill has worked on expanding their services to new territories, and is nowadays available in multiple countries around the world. It functions as a fully fledged e-wallet service, offering functionalities such as funds storage, transaction and payments processing, as well as a range of benefits for using the service.

Neosurf vs. Skrill

Both Neosurf and Skrill offer rather beneficial services to their user pool, and are especially convenient for online casino players and other gambling enthusiasts. As you will see soon enough, the features that both banking methods pack can make the selection process quite difficult, but their key features explained in greater detail below are definitely useful guidelines towards the right choice.

Payment Methods Comparation

Paypal Neteller
Payment method name Neosurf Skrill
Available accounts 1 account 1 account (1;2;3;4 different currency accounts)
One time signup bonus - 15 USD Signup Bonus
Account management fees Free free
Account unused - unused for 12 months: 1 EUR/month
Exchange fees (FX) 2% (3% for the currency ZLOTY) 3.99% (3.79%; 2.89%; 2.59%; 1.99%)
p2p Money transfer
Send money p2p - 1.9%, max 20 EUR (1%, max 10 EUR for bronze; 1%, max 2 EUR for above)
Receive money p2p - free
Deposit fees
Bank transfer Free free
Instant bank transfer n/a free
Credit card Free 1.90% (1.25%; free; free; free)
Withdraw fees
Bank transfer 1.5% 3.95 EUR (3.95; free; free; free)
Cheque n/a 3.50 EUR
Prepaid card at the ATM Fee varies dependent on ATM bank 1.75% (1.75%; free; free; free)
To merchant site Free free
PrePaid Card n/a Skrill PrePaid MasterCard
Requirements to order n/a n/a
Fee to order n/a 10 EUR (free)
Membership n/a n/a
Costs for cash withdrawals at the ATM n/a n/a
ATM transaction decline fee n/a n/a
Costs at points of sale n/a free
Stop payment fee for preauthorized n/a n/a
Online bank statement n/a free
New PIN n/a free
New prepaid card n/a 10 EUR (free)
Cash withdrawal at ATM limits/24h n/a 250 EUR (750;1,500; 3,000; 5,000)
Points of sale limits/24h n/a 1,000 EUR (3,000; 3,000; 5,000; 5,000)
Delivery time n/a 5-10 business days
Validation n/a 3 years
Cashback and promotions
Promotions n/a up to 100 EUR Bonus by becoming Skrill VIP
Additional bonus-programs n/a n/a
Two Factor Authentication n/a Skrill Two-step Authentication
Fee to order n/a free app
Delivery time n/a right after app installation is completed
Money-back guarantee in case of fraud n/a for all Skrill customers using the 2-step-authentication
Link to Terms & Conditions Visit Visit

User Accounts

Check out the types of accounts available with each service, just to make sure you would be comfortable with sharing the specifically required information. Plus, you’ll get the general idea about the service potential, especially when it comes to payment volume, funds limits and the likes.


The type of account...

... supported by the Neosurf online payment service is a prepaid internet voucher card, as it was originally intended from the very start. In other words, this means that anyone looking to hold an account with the service will actually only need to purchase a card at any of the sales points or authorized resellers, choosing the amount they would like to hold there as well.

Bear in mind...

... that there are still some limitations, as values of the cards are available in set amounts, ranging from €10 to €250. The value of your card in Euro, or any other currency you have chosen to purchase it in, is also available through the added digital solution by the same company – MyNeosurf. This allows card holders to get access to their transactions, funds and overall financial management whenever they open the inherent app, now available for all leading OSs across multiple platforms.

Going back to the matter of currencies, there is one other key feature you should additionally be aware of – currency conversion. The service updates their exchange rate at all times, but will additionally charge you 2% of the transaction amount for the currency conversion, or 3% in case the specific currency is ZLOTY. A final charge to be aware of is the inactivity fee – Neosurf charges an account maintenance fee of €2 after 6 months of inactivity.


The Skrill e-wallet...

... offers a single account registration option to all their interested users, allowing them to store and transact with funds using the service by entering at least one of the basic information – email, phone number or username and password.

In order to maintain its global presence, Skrill boasts 40+ currency options fitting the needs of most users. They can register for free and hold funds in their account in four chosen currencies without the charge for currency exchange, which is otherwise 3.99% for currency conversions generally. In this line of thought, it is important to mention the possibility of storing or transacting in crypto – Skrill supports several different cryptocurrencies such as Bitcoin, Bitcoin Cash, Ether, Ethereum Classic, EOS, XRP, Litecoin, XLM and 0x.

After determining the currency of your choice, you will need to put some funds into the Skrill e-wallet account, so you can use it for transactions later on. However, if you neglect your account and stop using it for 12 months or longer, the service will charge you 1 EUR per month as a maintenance fee.

Deposits & Withdrawals Processing

The main functionalities of these services include funds processing for payments and withdrawals both. Learning more about the mechanisms that help the process, as well as any additional wait times or charges along the way are bound to be valuable insight later on.


The prepaid voucher type of service makes transactions all the easier, since online casino players and users alike don’t need to use additional banking methods and transfer funds into their accounts.

All it takes is...

... to specify the value of the Neosurf card you are looking to purchase, and pay the retailer. Alternatively, you could make the purchase online considering you hold a MyNeosurf account.

Either way, the process of making payments is the same – card holders simply input the 10-character alphanumeric code in the designated box of their online retailer, e-merchant or other service, and specify the amount they would like to transfer.

This code is either written on the actual card you have purchased, or will be sent to you online via the MyNeosurf app. As for withdrawals, opinions are mixed since the service claims their card can be topped up, but no online casino operator has offered it as a cashout option so far.


Skrill is the all-in-one solution...

... for funds storage, sending, processing payments, receiving them or cashing out. It offers account holders about a hundred banking options for uploading funds, both local (bank transfer, Klarna, Boku, Neteller e-wallet accounts, Trustly, RapidTransfer) and international (MasterCard, Visa credit and debit cards, Diners Club cards, Paysafecard, Swift), all at a 1% charge per transaction.

Once you have funds in your Skrill account...

... you can send them to practically anyone, regardless of whether they are a Skrill user or not. While bank transfers and P2P transfers are free of charge, other outward transactions will cost you 1.45% of the amount in general. Bear in mind, however, that even transactions to mobile wallets and email addresses are permitted and processed without any additional hassle.

Those looking to receive money from a third party – reimbursements, payments or withdrawals of your winnings – will be pleased to know that they are free of charge. All you need to do afterwards is choose a cashout option – bank transfers charge £4.76, i.e. $5.50, Visa withdrawals come at a 7.5% fee, and Swift - £4.76/$5.50.

Crypto transactions...

... should also be a valuable consideration, especially for casino players coming from grey-regulated iGaming markets. The cryptocurrency transactions give them an upper hand in maintaining decentralized and anonymous gameplay. For this purpose, it serves to know that the fee for selling and buying crypto using EUR or USD is 1.50%, and 3.00% for all other fiat currencies, while crypto P2P transfers come at a 0.50% cost each time.

Physical Card Availability

Some online services still like to keep in touch with the standard and proven efficient payment options, and the plastic card has definitely been the most revolutionary one among them. Check out the options offered by both Neosurf and Skrill below, and determine whether and what type of physical card availability would best suit your needs.


There isn’t much to be discussed on the matter when it comes to Neosurf, since the service is practically a physical card. Even though nowadays an online solution is also available, the payment processing service is still based on a voucher prepaid card, which even further speaks to their importance.

Skrill Prepaid MasterCard

Further support of the physical card claim is evident in the fact that Skrill have also opted to include one as part of their offering. The prepaid card provided by this service is issued in partnership with the global credit card company MasterCard, with a primary purpose of allowing Skrill account holders more direct access to their funds. The card is linked to the account, and can be requested free of charge, with delivery time between 5-10 business days.

It accepts four currencies – EUR, USD, GBP and PLN, and comes with certain amount limitations.

More specifically...

... depending on your user profile, country of residence, as well as the chosen merchant, users are generally limited to 1,000 EUR/day in POS transactions, although depending on their level, can be extended to 3,000 EUR or even 5,000 EUR/daily. ATM daily withdrawal limits are also imposed, ranging from a low €250, up to €700/1,500/3,000/5,000.

User Benefits

Always try to make the most of what you’ve got, even when it comes to a service intended to help you spend your funds. Some banking methods include certain promos alike the ones at casino bonus sections just to get customers interested, so make sure to consider whether you’re interested in something like this.


The Neosurf service has introduced their own kind of benefits program for all users alike. Instead of the usual ranking system, it simply allows account holders to collect NeoMiles with each transaction, and later spend them in their dedicated gift shop. Plenty of promotions, rewards and deals are available for them, so it pays off to spend with Neosurf, and save with them each time.


Skrill, on the other hand, have a tiered loyalty program, ranking account holders on their VIP level. They can go from one to the other tier by depositing a specific amount of funds in your account each quarter, starting with €6,000 for Bronze. The next level – Silver, is achieved by depositing €15,000, Gold - €45,000 and Diamond - €90,000.

In exchange for this, account holders get discounts, lower fees, faster processing times and a range of additional benefits throughout all Skrill partners.


Last, but no less important, is the security features and measures taken by each service in order to ensure safe transfer and storage of individual funds. You may need to consult a legal expert from your own country of residence if you are unsure about the legality of one service or another.


When it comes to Neosurf, their operators are more than secure and reliable, especially knowing that the Financial Conduit Authority has legally proclaimed it as an Authorized Electronic Money Institution, compliant and in accordance with Electronic Money Regulations 2011. The fact that the UK FCA, one of the most stringent financial authorities, has given clearance for the service is definitely an advantage, as is the fact that it protects all users from sharing personal or banking information with the merchants through their unique alphanumerical code system.


Skrill is licensed and authorized...

.... by major authorities globally as a legal payment processing method, gaining permission through compliance with all local regulation across the markets it caters.

What is more, they put some of the security back into the account holders’ hands, allowing them to activate dual-factor verification. This way, a single-use-code is sent to the account holder (on their linked phone number, email or other account), just to confirm their identity in key situations. While it may not seem like much, it is most beneficial, especially in cases of tracking down any account abuse by a third party.

On the whole...

... both Neosurf and Skrill are worthy competitors for your online payment traffic, or other transaction business. Whether you choose one or the other will ultimately fall to personal choice and advantage, but knowing this beforehand is bound to give potential users a nudge in the right direction.

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Written by: Shelly Schiff