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Blue Chip Games Review

Introduction

Disclaimer: Let it be known that I have served as a consultant to Blue Chip Games. All my reviews attempt to stick to the facts only, specifically game rules and odds.

Blue Chip Games at one time provided Pinnacle race and sportsbook, despite dated screenshots, that would indicate they still do. It is the Blue Chip business philosophy is to offer the player the best odds on the Internet, making up for the low house advantage on volume. Blue Chip Games are headquartered on the Caribbean island of Curacao. The software went live at Pinnacle in September 2004. I am striving to get an updated list of casinos that do use Blue Chip Games.

An important feature of Blue Chip Games is the cash back program. The cash back rate on all games is 0.3%, based on the initial wager amount. However zero house edge bets do not count, namely the odds in craps and the double up feature in video poker.

Following are the games offered, strategy tips, and the house edge.

Baccarat

A six deck shoe is used. Tie pays 8 to 1. As shown in my baccarat section the house edge is 1.06% on the banker, 1.24% on the player, and 14.44% on the tie.

Blackjack

Following are the rules.

  • Six decks
  • Dealer stands on soft 17
  • Double on any first two cards
  • Doubling after splitting allowed
  • No resplitting
  • Dealer always peeks for blackjack
  • Aces get one card only
  • No surrender

Following is the correct basic strategy for these rules.

Key to basic strategy:

H
Hit
S
Stand
D
Double if allowed, otherwise hit
P
Split

The house edge under these rules is 0.46%. However with the 0.3% cash back the house edge drops to a low 0.16%.

Casino Hold'Em

Casino Hold 'Em is a fairly new Texas Hold 'Em variation. At Pinnacle they use the most liberal 100/20/3/2 pay table, for a house edge of 2.16% with optimal strategy. On the AA bonus side bet they follow the 100/50/40/30/20/7 pay table, which is also the most liberal, with a house edge of 6.26%.

Craps

Blue Chip offers what I believe is the most liberal craps on the Internet. Because of the 0.3% cash back (which does not apply to the odds), liberal odds after a line bet, and generous payoffs on some of the proposition bets. Except where noted house edge figures in this section are before considering cash back.

The odds offered after a line bet are 3x,4x,5x, which means 3x on a 4 or 10, 4x on a 5 or 9, and 5x on a 6 or 8. The odds correctly are based on the win after a don't pass or don't come bet. As my section on craps shows the combined house edge by taking the maximum odds on the pass and come is 0.326%, and on the don't pass and don't come is 0.227%. After considering cash back it is 0.257% on the pass and come, and 0.177% on the don't pass and don't come. This is not directly 0.3% less because the cash back does not apply to odds bets.

The hard 4 and hard 10 pay 7.5 to 1, which is higher than the usual 7 to 1. The house edge on these bets is 5.56%.

The hard 6 and hard 8 pay 9.5 to 1, which is higher than the usual 9 to 1. The house edge on these bets is 4.55%.

The 3 and 11 pay 16 to 1, which is higher than the usual 15 to 1. The house edge on these bets is 5.56%.

The 2 and 12 pay 33 to 1, which is higher than the usual 30 to 1. The house edge on these bets is 5.56%.

The field pays 3 to 1 on a 12, for a house edge of 2.78%.

The 5% commission on buy and lay bets is only charged on a win. The commission is based on the bet on buy bets, and the win on lay bets. The house edge on both buy and lay bets is 1.67% on the 4 and 10, 2.00% on the 5 and 9, and 2.27% on the 6 and 8.

Keno

Blue Chip offers liberal and consistent odds in keno, except the pick 1 has a low return at only 75%. The following table shows the win, return, and hit frequency according to the number of picks.

Keno

Catch Pick 1 Pick 2 Pick 3 Pick 4 Pick 5 Pick 6 Pick 7 Pick 8 Pick 9 Pick 10
0 0 0 0 0 0 0 0 0 0 0
1 3 0 0 0 0 0 0 0 0 0
2 0 16 2 2 0 0 0 0 0 0
3 0 0 50 5 3 3 1 0 0 0
4 0 0 0 108 15 5 2 2 1 0
5 0 0 0 0 835 80 30 15 8 5
6 0 0 0 0 0 1500 525 110 55 26
7 0 0 0 0 0 0 2000 1635 355 160
8 0 0 0 0 0 0 0 3000 2200 1000
9 0 0 0 0 0 0 0 0 5000 4000
10 0 0 0 0 0 0 0 0 0 10000
Return 75% 96.2% 97.13% 97.24% 97.17% 97.33% 97.17% 97.33% 97.49% 97.44%
Hit freq 25% 6.01% 15.26% 25.89% 9.67% 16.16% 23.66% 10.23% 15.31% 6.47%

 

The table shows the most liberal odds are on the pick 9 at 97.49%.

Oasis Poker

Oasis Poker is the same game as Caribbean Stud Poker, except the player may switch one to five cards before making the raise or fold decision. The rules are explained in depth in my section on Oasis Poker. With the 0.3% rebate the house edge is 0.549%.

Pai Gow Poker

The standard rules are followed and the dealer is always the banker. There is a button to sort the player's cards and the dealer house way is indicated in the help files, something I have never seen done before.

As shown in my pai gow poker section when the dealer is the banker the house edge is 2.73%.

Pinnacle Stud Poker

This is what Blue Chip Games calls Caribbean Stud Poker. The paytable is more generous than the standard one found in the land casinos. As far as I know this game offers the best odds for Caribbean Stud Poker anywhere, land or online.

Pinnacle Payoff Table

Hand

Pays

Royal flush

800 to 1

Straight flush

200 to 1

Four of a kind

25 to 1

Full house

10 to 1

Flush

7 to 1

Straight

5 to 1

Three of a kind

3 to 1

Two pair

2 to 1

Pair

1 to 1

Ace/king

1 to 1

The house edge under this pay table is 3.35%. The strategy is the same that under the standard paytable, found here.

Roulette

Two versions are offered: American and European. You would be a fool to play the American roulette because the European roulette has much more liberal rules.

The American roulette follows ordinary U.S. rules are followed for a house edge of 5.26%.

The European roulette has both a single zero and the if the ball lands in zero the player has the choice of losing half or leaving it imprisoned (explained in my roulette section). By taking half back, which is the better option, the house edge is 1.35%.

Slots

I have no public information on the theoretical or actual return of the slots.

Here is an image of one of my favorites.

Video Poker

Blue Chip Games features the following games. The return percentage follows each game, assuming optimal strategy.

Blue Chip Games Video Poker

Game

Return

Jacks or better

99.54%

Double Bonus

99.11%

Deuces Wild

98.91%

Joker Poker

98.94%

Bonus Poker

98.38%

Double Joker Poker

98.28%

The following tables show the probability and the contribution to the total return of each hand and each game.

Jacks or Better - Blue Chip Games

Hand

Payoff

Number

Probability

Return

Royal flush

800

493512264

0.000025

0.019807

Straight flush

50

2178883296

0.000109

0.005465

4 of a kind

25

47093167764

0.002363

0.059064

Full house

9

229475482596

0.011512

0.103610

Flush

6

219554786160

0.011015

0.066087

Straight

4

223837565784

0.011229

0.044917

3 of a kind

3

1484003070324

0.074449

0.223346

Two pair

2

2576946164148

0.129279

0.258558

Jacks or better

1

4277372890968

0.214585

0.214585

Nothing

0

10872274993896

0.545435

0.000000

Total

 

19933230517200

1.000000

0.995439

Double Bonus "9/7"

Hand Pays Combinations Probability Return
Royal flush 800 414973476 0.000021 0.016655
Straight flush 50 2255533176 0.000113 0.005658
4 aces 160 4364665980 0.000219 0.035034
4 2-4 80 10446064476 0.000524 0.041924
4 5-K 50 31969127784 0.001604 0.080191
Full house 9 211872080016 0.010629 0.095662
Flush 7 303428337828 0.015222 0.106556
Straight 5 299409572148 0.015021 0.075103
3 of a kind 3 1452555860172 0.072871 0.218613
Two pair 1 2370561008868 0.118925 0.118925
Jacks or better 1 3921754413384 0.196745 0.196745
Nothing 0 11324198879892 0.568107 0.000000
Total   19933230517200 1.000000 0.991065

Deuces Wild - Blue Chip Games

Hand

Payoff

Number

Probability

Return

Natural royal flush

800

459064368

0.000023

0.018424

4 deuces

200

3727565940

0.000187

0.037401

Wild royal flush

25

38119473696

0.001912

0.047809

5 of a kind

15

62203767960

0.003121

0.046809

Straight flush

9

98317296840

0.004932

0.044391

4 of a kind

4

1222017689652

0.061306

0.245222

Full house

4

522042221472

0.026190

0.104758

Flush

3

407440287408

0.020440

0.061321

Straight

2

1145680543080

0.057476

0.114952

3 of a kind

1

5342962086012

0.268043

0.268043

Nothing

0

11090260520772

0.556370

0.000000

Total

 

19933230517200

1.000000

0.989130

 

 

Joker Poker - Blue Chip Games

Hand

Payoff

Probability

Return

Natural Royal Flush

800

0.000025

0.019682

5 of a kind

200

0.000093

0.018644

Wild Royal Flush

100

0.000104

0.010418

Straight Flush

50

0.000581

0.029028

4 of a Kind

18

0.008538

0.153676

Full House

7

0.015656

0.109589

Flush

5

0.015663

0.078315

Straight

3

0.016805

0.050414

3 of a Kind

2

0.133659

0.267317

2 Pair

1

0.110745

0.110745

Kings or Better

1

0.141544

0.141544

Nothing

0

0.556589

0.000000

Total Return

 

1.000000

0.989372

 

 

Double Joker Poker - Blue Chip Games

Hand

Payoff

Probability

Return

Royal Flush

640

0.000020

0.012623

Wild Royal

100

0.000299

0.029854

5 of a Kind

50

0.000404

0.020217

Straight Flush

25

0.001430

0.035762

4 of a Kind

10

0.017672

0.176722

Full House

8

0.017678

0.141426

Flush

6

0.026145

0.156869

Straight

4

0.038438

0.153753

3 of a Kind

1

0.165757

0.165757

2 Pair

1

0.089786

0.089786

Nothing

0

0.642371

0.000000

Total Return

 

1.000000

0.982767

Bonus Poker

Hand Pays Combinations Probability Return
Royal flush 800 470085000 0.000024 0.018866
Straight flush 200 3155973468 0.000158 0.031665
4 aces 100 3784777956 0.000190 0.018987
4 2-4 40 10264289028 0.000515 0.020597
4 5-K 25 31344633108 0.001572 0.039312
Full house 12 221623366428 0.011118 0.133419
Flush 8 340114993692 0.017063 0.136502
Straight 5 250363156332 0.012560 0.062800
3 of a kind 3 1404666733056 0.070469 0.211406
Two pair 1 2451102018696 0.122966 0.122966
Jacks or better 1 3732547263840 0.187253 0.187253
Nothing 0 11483793226596 0.576113 0.000000
Total   19933230517200 1.000000 0.983774