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It is no secret that Indian online casino players frequent international sites, and are usually playing using locally-focused payment methods like PayU in doing so. But did you know that online casino gambling is actually illegal in India? There are no licensed Indian casino sites they can visit, so Indian players choose to try their luck across international online casinos. Whether that is actually allowed, you're about to learn.

But for now, let’s focus on PayU. This is a payment gateway that allows Indian users to connect their payment methods in one place and use them for digital transactions. As such, it has been recognized as an ideal payment method for Indianplayers, and that's why a growing number of international online casinos accept it. Since it allows Indian players to transact in their native currency, the Indian rupee, it helps them avoid conversion fees. But there's more to it, and here, you'll learn everything that is about it. Why use PayU for deposits across Indian-catering online casinos?

Getting Started with PayU

Before we get into the steps to get started with PayU, it is important that you know a bit about its story. PayU is a solution that was founded by a Holland-based company in 2016, with the aim of catering to Indian users. That's why the company acquired a popular Indian payment processing brand, Citrus Pay, in 2016, and two years later, it got its NGFC license to operate as a credit business in the country. However, its number of users grew significantly when the company acquired the leading authentication provider for card payments, giving users an even wider choice of payment methods to use via the gateway. Today, the solution is fully owned by Prosus, one of the largest technology investors across the globe, which helped it get India’s nod to operate as a payment aggregator in the country.

The technology it uses is award-winning, cutting-edge, revolutionizing digital payments in India with secure authentication. With it, Indian users can use a variety of buy-now-pay-later, cardless solutions, and debit/credit cards. They basically can connect all the payment methods they are using on a daily basis, to choose from whenever an online payment and purchase needs to be completed. That’s why over 500,000 merchants are offering it to the millions of users interested in paying via the gateway.

To get started with it, you don’t even need to register any new accounts, as you probably assumed. Since it is a payment gateway, all you have to do is use one of the many payment methods available through its dashboard. You have to be an Indian citizen who is a user of a buy-now-pay-later, cardless solution or a bank-issued card. To mention a few examples, you have the BNPL solutions HDFC Flexipay, ICICI Paylater, Mobikwik, Simpl, and LazyPay. The cardless solutions at your disposal are Kreditbee, Finserv, HDFC Cardless, Zest Money, and ICICI Cardless, for instance. Cards issued by leading Indian banks like ICICI, Kotak Bank, HDFC, State Bank of India, and Axis Bank are also your options.

Knowing this, you are probably well aware of why the solution has managed to be listed as an accepted method across so many online casinos that accept Indian players. But, before you start searching for sites to join, let’s go over the steps to take to actually start using it. These will be explained in the following section.

How To Deposit Using PayU

Even though the Indian state of Sikkim, alongside several other states, allows online sports betting, as mentioned earlier, online casino gambling is banned in India. That’s the reason why you won’t find locally-licensed online casinos, and why you will see Indians playing across international online casino sites. They’ve been doing it for years now, despite the authorities’ efforts to stop them.

Therefore, you will find hundreds of online casino sites based elsewhere, that accept Indian players. Start looking for some candidates, but focus on those that offer PayU. You will see that there’s more than a decent number of sites that do offer it, so explore their offering and go with the site that suits you best, to register an account with it.

You will need to provide some basic personal info to create a player account with your chosen casino, such as email and full name. As soon as you do that, your account will be ready to be funded. To fund your account with PayU, go through these easy steps:

  1. Head over to the Payment Methods page as soon as you log into your player account.
  2. Find PayU’s logo on the list of accepted Deposit Methods and select it.
  3. You will automatically be redirected to its checkout page.
  4. From the methods offered on the dashboard, select the one you wish to use (a BNPL, cardless solution, or a card).
  5. Enter the amount of funds you would like to deposit.
  6. Depending on the method you chose, use your credentials/code/number to complete the transfer.
  7. In an instant, the funds you requested will be added to your casino balance.

Is It Possible To Withdrawal Using PayU?

Unfortunately, as you probably expected, withdrawals with PayU are not possible. To our knowledge, from what we could learn about it, we understand that the solution only works for payments and purchases. Transactions are one-way, and you cannot receive money with it. 

Therefore, after you make a deposit with PayU and hopefully win something, you will need to have an alternative method ready to use for cashouts. There are several great options you can consider for this, local methods even, like some of the most popular Indian solutions NetBanking, or UPI. Of course, there are plenty of other global options to consider, like digital currencies and eWallets, so you won’t have any particular issues when it comes to withdrawals.

Benefits of Using PayU

You have probably noticed how convenient PayU can be for online casino deposits. There are many perks it offers, the main being the fact that it allows you to use various local methods to conduct your online transactions. Whether you have a bank-issued card, you are more of a cashless solution user, or you prefer the buy-now-pay-later options, you can use any method you want, from the ones offered via its platform.

Another great thing is that you can use your local currencyand thus, avoid conversion fees that are normally charged upon foreign currency use. This is more than great because when making deposits across international casinos that accept Indian rupees, you won't be charged extra.

Add to these the fact that you can use it across more than a decent number of online casinos that cater to Indian players, and there you have it, the must-try solution.

Transaction Fees & Currencies Accepted

We should tell you that, even though the default currency is the Indian rupee and payments are settled in it, the solution supportsover 150 currencies. You can use mainstream currencies like the Canadian dollar, Singapore dollar, euro, and Great Britain pound, for instance, but transactions with foreign currencies are subject to fees.

Speaking of fees, unless you’re using a foreign currency, PayU won’t charge extra in transaction fees. The only fees you will come across are those imposed by the payment method you’ll use via the gateway. Transactions with credit/debit cards, for instance, as you know, are subject to fees, so make sure you get in touch with your bank’s Support agents to know more about them. 

Popular Countries For This Method

Despite the fact that the payment gateway was founded in Holland, from the start, it was a solution that was intended for Indian merchants and businesses. After the company behind it got the needed licenses to operate in India, it became a completely India-focused payment gateway.

Now, that doesn’t mean that you cannot make international transfers with it. As long as you are a citizen of India, you can use it for cross-border transactions, subject to fees. Users from other countries are not eligible to use it, so any other country but India is on the restricted countries list.

The Bottom Line

Considering you don’t need to create an account to start using PayU, it is certainly a solution worth a try. As long as you are a user of one of the methods offered via the gateway, make sure you give it a go to see how it feels. You will probably be satisfied with how effortless deposits with it, as they will be processed swiftly, safely, effortlessly, and in your local currency. Add to this the fact that the solution is already offered across top sites that cater to Indian players, and there you have it, the method you cannot skip using.

FAQs

Do many international online casinos that accept Indian players offer PayU?

As mentioned, you will find more than a decent number of sites that offer PayU and accept Indian players. Since operators need to pay some fees to be able to offer it, not a great number of sites offer it, but the best Indian-catering sites certainly do.

Must I have a bank account in order to be able to use the solution across online casinos?

Not necessarily. Unless you wish to use a bank-issued card, for which of course you need to have a bank account. But if you’re using a BNPL or a cardless solution, you don’t need a bank account in order to be able to use the solution across online casinos.

Does PayU offer Customer Support I could contact in case I have an issue with my online casino deposit?

Yes, sure. You will need to go to its official website and visit the Chat Support page. Here, you will see that there's a Support agent working around the clock to assist you with anything you might need. You can also explore the FAQs page to check whether your question is answered there, or if you have already turned in a query, check its status on the Track a Query button, by entering your phone number.

Is it possible to make deposits with PayU via a smartphone?

Sure thing. If you manage to join the online casino via your smartphone device, you will be able to use PayU, too. The solution is compatible with all devices, so no matter the smartphone type or the operating system it uses, you will be able to use it.

Do I need to download any apps to be able to make a deposit through the payment gateway?

No, absolutely not. Since this is a payment gateway, it is the solution that connects you with all the payment methods you're using daily. Other than your bank's app you may want to download if you're using a card via the platform and you wish to have insight into your card transactions, you don't need to download any other app.