Disclaimer: Let it be known that I have served as a consultant to Kismet. This review attempts to be unbiased and mostly sticks to the game rules, odds, and strategy. While I feel comfortable there is no conflict of interest I think it is appropriate to disclose the relationship.
Kismet Studios provides the software for Harrods Casino (the famous luxury retailer in London), Private Casino, eCasino Filipino (played in Pesos using pre-paid gambling cards in Manila, Philippines) and Red Lounge Casino.
Kismet's strength lies in their liberal gaming rules. For example 4% commission baccarat, European roulette, player banking every other hand in pai gow poker, full pay Three Card Poker with ties win, and 9/6 Jacks or Better. The blackjack rules are configurable from casino to casino. The Red Lounge features a single-deck blackjack game with a house edge of 0.30%. The software is pleasant and easy to use. I have heard of some nice promotions, for example if the players wins five bets in a row he will win a bonus equal to his lowest bet in that sequence. Kismet also says they will custom make games or change the rules upon request for their VIP players. Unfortunately they do not accept U.S. players at this time.
Following is a list of the games available at casinos using Kismet software along with the game rules and some strategy tips.
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Blackjack
Kismet has lots of blackjack games to choose from, all with competitive rules. The minimum bet is £1, except the single-deck game is £10 per hand (about $17.50 at the time of writing). The best game is the Single-deck, with a low house edge of 0.16%. See below the details on each game.
The blackjack rules are configurable from casino to casino. I am only aware of the rules at Harrods and Red Lounge, which are as follows.
Kismet Blackjack Rules
Rule
Harrods
Red Lounge
Number of card decks
8 decks
4 decks
Dealer hits or stands on soft 17
Hits on soft 17
Hits on soft 17
Double after a split
Not allowed
Allowed
Double allowed on
Any first two cards
Any first two cards
Number of splits allowed
Split to 2 hands
4 hands
Re-Split on Aces
Not allowed
Not allowed
Hit on split Aces
Not allowed
Not allowed
Dealer draws hole card
Yes
Yes
Late surrender
Not allowed
Allowed
Blackjack pays
3 to 2
3 to 2
Betting limits
£1 - £250
£1 - £250
The following strategy is appropriate for both sets of rules.
The house edge is 0.82% under Harrods rules and 0.48% under Red Lounge rules.
Single-Deck Blackjack
The single-deck blackjack rules are configurable from casino to casino. I am only aware of the rules at Harrods and Red Lounge, which are as follows.
Kismet Single-Deck Blackjack Rules
Rule
Harrods
Red Lounge
Number of Card Decks
1 deck
1 deck
Dealer hits or stands on soft 17
Hits on soft 17
Hits on soft 17
Double after a split
Not allowed
Allowed
Double allowed on
9 to 11 cards
9 to 11 cards
Number of splits allowed
Split to 2 hands
4 hands
Re-Split on Aces
Not Allowed
Not allowed
Hit on split Aces
Not Allowed
Not allowed
Dealer draws hole card
No
Yes
Late surrender
Not allowed
Not allowed
Blackjack pays
3 to 2
3 to 2
Betting limits
£10 - £150
£10 - £250
The house edge is 0.43% under the Harrods rules, and 0.30% under the Red Lounge rules.
Ties Win Blackjack
This game is my own creation! Kismet casinos are the only place it can be played online for real money.
Single 52-card deck
All ties pays 1 to 2
Player may only hit and
stand
Winning blackjack pays
even money
Dealer hits on soft 17
House edge of 0.25%. For more information please visit my Ties Win Blackjack section.
Double Exposure
I think this is the best double exposure game I have ever seen, online or offline.
Six 52-card decks
Both dealer cards dealt face-up
Dealer hits soft 17
Double on any first two cards
Double after split not allowed
Tied blackjack wins
Split only once
Ace + Jack of hearts pays 2 to 1
6-7-8 of same suit pays 2 to 1
House edge of 0.26%. For more information please visit my Double Exposure section.
Fantastic Fun 21
This is the same thing as Super Fun 21.
Single 52-card deck
Player blackjack always
wins
Player blackjack in diamonds pays 2 to 1, all other blackjacks pay even money
Dealer stands on soft-17
Double after split
Re-split up to 4 hands, including aces
Hit and double down to
split aces
Double down on any number
of cards
Late surrender on any
number of cards
Surrender half of total
bet after doubling
Player hand of 20 or less
with 6, or more, cards (except after doubling),
automatically wins
Player hand of 21 with 5,
or more, cards (except after doubling), pays 2 to 1 instantly
House edge of 0.75%. For more information please visit my Super Fun 21 section.
Spanish Blackjack
This is the same thing as Spanish 21. The rules are the same as the land casinos with these specifics.
Six "Spanish" decks
Dealer hits soft 17
Redouble allowed
House edge of 0.38%. For more information please visit my Spanish 21 section.
Asian Blackjack
Six decks
Dealer stands on soft 17
No peek
Early surrender, except against ace.
Double any two cards
Double after split
Split up to three times
Any 777 and suited 678 on initial hand pay 3 to 1 against any hand except blackjack
Even money option with blackjack against an ace (don't take it)
House edge of 0.22%. A strategy deviation is to hit suited 6,7 against a 2. For more information on 678 and 777 bonuses visit my Blackjack Appendix 11.
Baccarat
Kismet offer 4% commission baccarat. I haven't seen this game since Binion's Horseshoe closed down their baccarat room years ago. They also pay 9 to 1 on ties. A single deck is used. Following is the house edge on each bet.
Kismet offers the European version of roulette, featuring a single-zero wheel, and half back on even money bets if the ball lands in zero. The house edge is 1.35% on even money bets and 2.70% on all others.
Bonus Roulette is played on an American double zero wheel. Every time the ball lands in red a letter in the word "Bonus" is illuminated. When the ball lands in black the display resets and clears. In the graphic above there had been three consecutive reds. If the ball lands in red 5 times in a row the player will win a bonus equal to the lowest of the sum of his last five bets. The display will clear after five reds. This is NOT a side bet, it pays automatically.
Normally the house edge in American roulette is 5.26%. However the bonus feature is worth 1.56% if flat betting, for an overall house edge of 3.7%.
Video Keno
The player may choose 1 to 15 balls. The maximum bet is £10 per play. The maximum payout is a £50,000 (about $90,000). The following table shows the expected return according to the number of picks. The table shows the best bet is the pick 5 at 95.79%.
Kismet Keno
Pick
Return
Hit Frequency
1
93.75%
25%
2
74.05%
43.99%
3
94.35%
15.26%
4
93.43%
25.89%
5
95.79%
9.67%
6
93.84%
16.16%
7
95.53%
23.66%
8
94.67%
10.23%
9
95.03%
10.27%
10
94.48%
11.05%
11
93.04%
2.43%
12
93.86%
4.04%
13
92.58%
6.23%
14
91.41%
3.62%
15
94.49%
13.3%
Pai Gow Poker
Kismet's Pai Gow Poker features player banking every other hand, which is about as good as it gets anywhere. There is also conveniently a house way button. The overall house edge is 1.46%.
For more information visit my section on Pai Gow Poker.
Ties-win 3-cardPoker
Kismet follows the liberal 1/4/6/30/40 pay table on the Pairplus and 1/4/5 Ante Bonus. Ties also go to the player, which is worth 0.13% on the Ante bet. The house edge is 2.32% on the Pairplus and 3.24% on the Ante.
The ties win rule results in an interesting strategy change. The player should raise on Q63 if all three suits are different. For more information visit my section on Three Card Poker.
Caribbean Poker
The U.S. pay table is followed, except a royal flush pays 250 instead of 100. This lowers the house edge of 5.22% to 5.20%. The progressive side bet is also available, following a 100%/10%/$500/$150/$100 pay table. The break-even point for the side bet is £159,810.53.
Video Poker
Kismet offers three popular video poker games. The max coinage is £10, or £50 max bet. The following three tables show the return of available games.
Jacks or Better - 99.46%
Hand
Payoff
Combinations
Probability
Return
Royal flush
800
493512264
0.00002476
0.01980661
Straight flush
50
2178883296
0.00010931
0.00546545
Four of a kind
25
47093167764
0.00236255
0.05906364
Full house
9
229475482596
0.01151221
0.10360987
Flush
6
219554786160
0.01101451
0.06608707
Straight
4
223837565784
0.01122937
0.04491747
Three of a kind
3
1484003070324
0.07444870
0.22334610
Two pair
2
2576946164148
0.12927890
0.25855780
Pair
1
4277372890968
0.21458503
0.21458503
Nothing
0
10872274993896
0.54543467
0
Total
19933230517200
1
0.99543904
Deuces Wild - 97.58%
Hand
Payoff
Combinations
Probability
Return
Natural royal flush
800
452369748
0.000023
0.018155
4 deuces
200
3682746696
0.000185
0.036951
Wild royal flush
20
35533966488
0.001783
0.035653
5 of a kind
12
59467319664
0.002983
0.035800
Straight flush
10
108508672848
0.005444
0.054436
4 of a kind
4
1213638759072
0.060885
0.243541
Full house
4
520548700824
0.026115
0.104458
Flush
3
422759779284
0.021209
0.063626
Straight
2
1158202099956
0.058104
0.116208
3 of a kind
1
5321219941188
0.266952
0.266952
Nothing
0
11089216161432
0.556318
0.000000
Total
19933230517200
1.000000
0.975781
Joker Wild - 95.35%
Hand
Payoff
Combinations
Probability
Return
Natural royal flush
810
593088528
0.000024
0.019553
Five of a kind
200
2282839836
0.000093
0.018583
Wild royal flush
100
2459058720
0.000100
0.010009
Straight flush
50
14426739480
0.000587
0.029360
Four of a kind
20
207720419028
0.008455
0.169092
Full house
7
380006843580
0.015467
0.108269
Flush
5
459318060492
0.018695
0.093476
Straight
3
496720653984
0.020217
0.060652
Three of a kind
2
3206720394492
0.130520
0.261039
Two pair
1
2659472684532
0.108246
0.108246
Aces or better
1
1847301324780
0.075189
0.075189
Nothing
0
15291843413748
0.622407
0.000000
Total
0
24568865521200
1.000000
0.953468
Slot machines
I asked Kismet for a statement on the theoretical return of their slots. This is something few software companies provide. They were very sporting in disclosing this information. The following are the returns they told me. On progressive games the return on any given spin will depend on the amount in the meter at that time.
Poker slots: 96.87%
Pharaoh's Slots: 98.04% when betting 5-coins and 93.31% on 1-4 coins
Football Slots: 98.04% when betting 5-coins and 93.31% on 1-4 coins
Luxuria: 95%
King's Ransom: 95%
London: 95%
Passion Fruit: 95%
Here is Kismet's review of their own slots.
Poker Slots Kismet software offers a unique Poker Slots
that is not found in any other casinos. It is a merger of 3-card
poker and a 3-reel slot machine. The game pays on poker
combinations including one pair, flush, straight, three of a
kind, straight flush, royal flush and a progressive jackpot on
three queen of diamonds. Bets range from 20p (about 35 cents) to
£3 (about $5.40). The game plays quickly and can be
entertaining for slots players who want to get a taste of poker.
Pharaoh's Slots A classic 3-reel progressive jackpot
slot machine which features bets ranging from 50p to £10. The
game graphics are nice and a departure from the increasingly
common 'cartoon' style machines. The reels spin slower that most
online games - giving the game a more relaxed pace. The odds of
hitting the jackpot are fairly good (as compared to other slot
machines) at 1 in 32,768.
Football Slots Another classic 3-reel progressive
jackpot slot machine. Bets can be placed between 20p and £5.
The game graphics are fashioned on a football (read as soccer
for American readers!) fans. The game play is fast and the odds
for hitting the jackpot are also good at 1 in 32,768.
Luxuria Video Slots,
London Video Slots, King's Ransom Video Slots, Passion Fruit
Video Slots Kismet's four video slot machines
offer very nice graphics and are quick to play. All feature a
hi-lo bonus game, scatter and bonus symbols. Players can choose
to play from 15 and 21 line versions. All four video slot
machines feature a progressive jackpot.
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