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PhonePe in Indian Casinos
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Online gambling is picking up in India, with so many Indian players joining international online casinos, so naturally, operators catering to them have started offering them local payment solutions like PhonePe for their deposits and withdrawals. Even though, compared to the past, today, there are several great local options for Indians across international online casino sites, PhonePe is considered one of the top methods for effortless transactions in the local currency, the Indian rupee. Facilitating UPI transactions, the solution is here to stay; it is already offered across top Indian-catering online casinos, so if you wish to give it a go, stay with us to learn more about it first. What is PhonePe and why decide to use it across online casinos that accept Indian players?
Online Gambling Regulation in India
India is a country that does not allow gambling of any kind. With a law put into effect way back in 1867, all forms of gambling in the country are banned. If you know a bit about its history, you know that back then India was a colony of Great Britain. However, even after it became independent, it kept the Public Gaming Act in place. This federal law forbids citizens from participating in any type of gambling, online gambling included of course. Therefore, on a federal level, no Indian player can legally access an online casino.
On a state level, though, some can. India has 27 states, and each and every one of them has it in its right to decide on legal matters, like whether or not to offer online gambling within its borders. So, some states, seeing the players’ interest in it, legalized some forms of online gambling. Online cricket betting is the most popular, so online sportsbetting is one of India's top choices, and Sikkim is one of the states that offers it. However, the interest in online casino gambling continues to rise among Indian players, and even though they cannot legally access online casinos, they still find ways to do it.
What happens is that Indian players play across international online casinos based in other countries. Given how the ban is so old and can be misinterpreted in their favor, Indian players prefer to see it as a ban that forbids only land-based casino gambling, but not online casinos. Way back when it was introduced, there was no internet, so they continued interpreting it as a law that does not cover gambling over the internet.
Sure, the authorities have noticed their moves, and are trying to put a stop to illegal online gambling. The authorities continue issuing warnings on illegal online gambling and have even started blocking illegal online gambling websites. There were even rumors on possible online gambling regulation, to provide better player protection, but nothing came out of it. That's why Indian players choose to disregard all the warnings and continue accessing international online casino sites.
Luckily for them, across these sites, they get to enjoy everything that online gambling brings. From slot games to bingo, table games, and Live Casino games, they have them all at their disposal. What’s more, the games offered across online casinos that accept Indian players are provided by some of the most renowned developers like Games Global, Evolution, Play’n GO, and Pragmatic Play. So, it suffices to say that when it comes to game choices, they are covered.
The best part is that international online casino operators have noticed Indian players’ interest in online casino gambling, and have started catering to them in the best way possible. Targeting Indian players, so many international operators have started offering them local payment method choices for their deposits and withdrawals. Among the top offered across leading Indian-catering online casinos, is PhonePe.
Known as one of the best methods for Indians across international online casino sites, PhonePe is a local solution that allows for effortless mobile payments. It is a mobile app that facilitates UPI transactions for Indian uses, which is considered one of the leading methods in the country. As such, it is more than deserving of its position at the top of the list of accepted payment methods across Indian online casinos, so make sure you stay with us to learn more about it and eventually start using it yourself, for the most effortless deposits and withdrawals in your local currency, the Indian rupee.
Using PhonePe Across Indian Online Casinos
The same-named FinTech company headquartered in Karnataka, India, launched the mobile app PhonePe in 2016. Specializing in financial services and digital payments, the company decided to take UPI transactions to another level, and even further facilitate digital transactions for Indian citizens. Its cofounders Burzin Engineer, Sammer Nigam, and Rahul Chari took a year to perfect the app and as soon as their company was acquired by Flipkart, launched the app, which became an instant hit with users.
In 2017, the app was available for downloads on the Apple App and Google Play Store, and just three years in, it was one of the biggest UPI transactions drivers. With over 590 million users and over 40 million merchants enjoying its service, PhonePe quickly became one of the most used payment methods, paving the way for India’s digital payments journey.
Given how the app processes more than 310 million online transactions daily, the company behind it obtained a payment aggregator license in 2023, and in 2025, it geared up for IPO, considering it is a leader in India's FinTech industry. The company also launched the Indus Appstore, further cementing its position at the forefront of the digital payments scene.
So, let's see now what you can do with the app. You can split expenses into groups, pay for utilities, recharge your mobile, shop, and of course, send and receive funds. Lending and insurance are also your options, and given how the solution is PCI DSS compliant, you can rest assured that all of these services are perfectly safe and secure to use. As an added layer of protection, the solution has introduced a real-time fraud detection initiative to guide you on how to keep your funds safe at all times.
The best part about it is that you don’t need to go through many steps to get started with it. As long as you are an Indian resident, with a mobile device and active account with any Indian bank, like Axis or ICICI, you can start using it right away. No matter if you already have a UPI ID or not, you can still create one via the app. So, first download its app on your mobile device, via Apple App/Google Play/Indus Appstore, and enter your phone number. If that same phone number is registered to your bank account, that would be great, but no biggie if it is not. After you get an SMS with an OTP code, enter it in the app and create a 4-digit password.
Next, head over to the My Money page and then to Payment Methods. Press Add New Bank Account and enter the bank account details, and that bank account will be linked to your app. After you enter the last six digits of your ATM/debit card and its expiry date, you will be sent an OTP code again, to confirm it and create your UPI PIN code. This code will be needed for verification whenever you’re transacting with the solution, as well as the 4-digit password you created previously to access the service, so make sure you create easy codes for you to remember.
Casinos for Players from India that Offer PhonePe
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Deposits and Withdrawals with PhonePe
PhonePe is, without a doubt, one of the most in-demand payment methods across international online casinos that accept Indian players. That’s why you will certainly find it across the finest sites that you are exploring to join. As you find the one that suits you perfectly, proceed by registering an account with it.
You will need to provide your full name and email address with most sites, but there might be some other personal details you’d need to disclose with the particular casino you wish to join. As soon as your account is ready, to fund it with PhonePe, you will need to do the following:
- Head over to your registered player account and find the Cashier/Banking page.
- Look for PhonePe’s logo in the Deposits section and press it.
- Enter your 4-digit code and phone number here.
- Set the amount you want to transfer.
- Return to your app and press Collect, then Pay, and finally, enter your UPI PIN.
- In an instant, the funds you requested will arrive at your casino balance.
As you probably expected, withdrawals with the solution will also be easy to request. You will need to select the solution from the list in the Withdrawals section on the Cashier/Banking page, set the amount you want to cash out, and then again, enter your phone number, or your UPI ID/PIN. Confirm your withdrawal request and wait for the operator to approve it, in up to 48 hours. You may get the approval sooner, but nevertheless, as soon as you do, your winnings will arrive in your bank account, the one linked to your UPI ID/PIN.
Conclusion
PhonePe is irrevocably one of the most popular payment methods in India, and since you can use it across most, if not all online casinos that accept Indian players, thanks to its immense availability across sites that target Indian players, you should not miss out on your chance to give it a try. You will be transacting instantly, in your local currency, in the safest and most convenient manner.
FAQs
Is online gambling legal in India?
With an ancient law that bans all forms of gambling, on a federal level, gambling is illegal. On a state level, some forms of online gambling are legalized in some states, but Indian players interested in online casino gambling are frequenting international online casinos.
Do Indian players get into any legal trouble for joining international online casinos?
There are no records of such a thing happening, probably because Indian players are using the legal loophole as leverage to continue joining international online casino sites, given how the old ban was introduced when there was no internet and by default, no online gambling. According to their interpretation of the law, online gambling is not included in it, and they are using this fact to gamble online guilt-free across international online casino sites.
Is PhonePe a popular payment method across international online casinos that accept Indian players?
Yes, it most certainly is! It is offered across basically all online casinos that cater to Indian players, so no matter the one you’re eyeing to join, probably offers it, too.
Can I explore the PhonePe app in different languages?
Yes, of course. Designed to cater to Indians in the best way possible, the app is offered in 11 languages. English is an option, of course, but so are Gujarati, Kannada, Hindi, Assamese, Malayalam, Telugu, Marathi, Tamil, Odia, and Bengali.
Must I use a mobile device to download the PhonePe app?
Actually, no; you can also use a desktop device. As long as you download the app from the Google Play/Apple App/Indus Appstore, depending on the operating system, you can use the app on any laptop or computer.