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Saigon 5 Card
Saigon 5 Card is the English name for the game Ngau Ham, a popular casino game in Vietnam and Cambodia. For a time, it could be found at the Seminole Hard Rock in Tampa, but they pulled it out. The game is hard to compare to anything else, but in the end it is a fairly simple game of chance with no skill element.
- The game is played with a single 53-card deck, including one joker.
- Cards are scored as follows:
- Aces = One point
- 2-10 = Pip value
- Face cards = 10 points
- Joker = 3, 6, or 9 points
- There are three bets, as follows:
- Ante: This is the main bet, played against the dealer.
- Pot: This is a bet among the players only. The player with the best hand wins.
- Bonus: This side bet pays based on the poker value of the player's five cards.
- Neither qualify: The Ante bet pushes.
- Player qualifies and dealer does not: Player wins.
- Player does not qualify and dealer does: Dealer wins.
- Player and dealer both qualify: The one with more points in the two-card hand wins. In the event of a tie, the Ante shall push.
Following are two known pay tables for the Bonus bet. Wins are on a "to one" basis.
Bonus Bet Pay Tables
|Five-Card Hand||Hard Rock||Ruby Red|
|Natural royal flush||1000||?|
|Wild royal flush||250||?|
|Four of a kind||50||80|
|Three of a kind||10||8|
The following table shows my analysis of the Ante bet. The game would be perfectly balanced between the player and dealer if it were not for winning 1 to 2 on a winning total of five points. This happens 3.735% of the time. Giving up half a unit in 3.735% of hands results in a house edge of 3.735%/2 = 1.8675%, as also shown in the lower right cell of the table.
|Player wins, except with five points||1||1,916,880,345,224||0.390104||0.390104|
|Player wins with five points||0.5||183,533,732,592||0.037351||0.018675|
As for the Pot bet, although I do not know the rules completely, it is easy to see this is a non-raked player against player bet, so it has zero house edge.
The following table shows my analysis of the Seminole Hard Rock pay table for the Bonus bet. The lower right cell shows a house edge of 12.80%.
|Natural royal flush||1000||4||0.000001||0.001394|
|Wild royal flush||250||20||0.000007||0.001742|
|Four of a kind||50||828||0.000289||0.014427|
|Three of a kind||10||63,360||0.022079||0.220791|
As mentioned in the rules, I assume the player hand must be set to maximize the value of the two-card hand. However, if the player has free will, which I doubt, then I show the player should choose three or four points over five points, due to the rule of winning half only on a total of five. However, I believe it is impossible to have a situation there the best two-card hand is five point and three or four is also possible.
- Rule card from the Seminole Hard Rock in Tampa Florida
- Ngau Ham rules from the Lucky Ruby casino in Cambodia
- Play Saigon 5 Card at Tang Dynasty
- Discussion about Saigon 5 Card in my forum at Wizard of Vegas
Written by: Michael Shackleford