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Four the Money
Introduction
Four the Money is a dice game I heard was offered at the Four Winds casino in Michigan in July 2012. It is loosely based on craps. There are various things to bet, all of which win if they occur before a seven is rolled. A description of each bet follows.
Number Bets
The player bets on any total of the two dice, from 2 to 12, except seven. The player wins if the chosen total is rolled twice before a seven. The following table shows what each number pays, the probability of winning, and the expected return.
Number Bets
| Number | Pays | Probability | Expected Return |
|---|---|---|---|
| 2 | 45 | 0.020408 | -0.061224 |
| 3 | 14 | 0.062500 | -0.062500 |
| 4 | 7 | 0.111111 | -0.111111 |
| 5 | 5 | 0.160000 | -0.040000 |
| 6 | 3.5 | 0.206612 | -0.070248 |
| 8 | 3.5 | 0.206612 | -0.070248 |
| 9 | 5 | 0.160000 | -0.040000 |
| 10 | 7 | 0.111111 | -0.111111 |
| 11 | 14 | 0.062500 | -0.062500 |
| 12 | 45 | 0.020408 | -0.061224 |
All Odd
The player bets that every odd total, except seven, will be rolled before a seven. Wins pay 16 to 1. The following return table shows a house edge of 6.90%.
All Odd
| Event | Pays | Probability | Return |
|---|---|---|---|
| Win | 16 | 0.054762 | 0.876190 |
| Loss | -1 | 0.945238 | -0.945238 |
| Total | 1.000000 | -0.069048 |
All Even
The player bets that every even total will be rolled before a seven. Wins pay 70 to 1. The following return table shows a house edge of 3.66%.
All Even
| Event | Pays | Probability | Return |
|---|---|---|---|
| Win | 70 | 0.013570 | 0.949879 |
| Loss | -1 | 0.986430 | -0.986430 |
| Total | 1.000000 | -0.036551 |
Any Seven
The player bets that the next roll will be a seven. Wins pay 4 to 1. The following return table shows a house edge of 16.67%.
Any Seven
| Event | Pays | Probability | Return |
|---|---|---|---|
| Win | 4 | 0.166667 | 0.666667 |
| Loss | -1 | 0.833333 | -0.833333 |
| Total | 1.000000 | -0.166667 |
Four for the Money
The player bets that no sevens will be rolled in four rolls. Wins pay 1 to 1. The following return table shows a house edge of 3.55%.
Four for the Money
| Event | Pays | Probability | Return |
|---|---|---|---|
| Win | 1 | 0.482253 | 0.482253 |
| Loss | -1 | 0.517747 | -0.517747 |
| Total | 1.000000 | -0.035494 |
Strategy
If you must play, I would stick to the lower house edge bets of All Even and Four the Money. Given the choice between this game and craps, the best bets in craps are better than the best in Four the Money.