# Blackjack - Basic Strategy (Specific Hands)

My question — When late surrender is allowed, do you still want to split eights with a ten showing? I'm guessing yes, but one of the hardest plays in BJ is splitting eights vs a ten.

As a side note, I just spent three days in Vegas, if you haven't done so already, you must try the Las Vegas Club and the World's Most Liberal blackjack Rules. Doubling is allowed on 3 or 4 cards, 6 cards <= 21 is an automatic winner, and late surrender. At six decks, I figured the house advantage to be 0.14%. Thanks for all of your hard work!!

Jim from Bloomington, US

Thanks for the kind words, Jim. Yes, you still want to split eights, even if late surrender is offered. Even if you can't double after a split you should still decline to surrender. Based on a two-deck game, where you can not double after splitting, the expected value of splitting 8,s against a 10 is -0.480673, better than the -0.5 by surrendering.

Contrary to their claim of having the "World's Most Liberal Blackjack Rules" there are better single-deck games right across the street at the Horseshoe or the Golden Gate. It is the six decks at the Las Vegas Club which work against the player. Don't feel badly about falling for their marquee, I fell for it myself in my younger days before I knew the effects of rule variations.

**Update**: After this question, the Las Vegas Club changed their rules to pay 6 to 5 on a blackjack in their so-called "World's Most Liberal Blackjack Rules." The 6 to 5 does not even make it a legitimate blackjack game. You are much better off at any ordinary 3-2 game, which are easy to find elsewhere.

Alex from Berkeley, CA

Single deck blackjack rules are usually tight. Cards are dealt face down. Doubling is usually restricted to 9 to 11, or 10 to 11. The dealer will hit a soft 17 and double after a split will probably not be allowed. Be sure to NOT play if blackjack pays less then 3 to 2, which is usually the case with single-deck games.

You can always see the relatively current blackjack rules in Vegas at my Wizard of Vegas site.

Jim from Naples, Florida

Whoever told you to surrender two 8's gave you incorrect advice, assuming American late surrender. To illustrate why you should split 8's against a 10, check my blackjack appendix 9b. This shows expected return for any initial situation for any given play. The table shows that splitting 8's against a 10 in double deck has an expected return of -0.4706, if allowed to double after a split. In other words, you can expect to lose 47.06% of the initial bet on average.This is less than the 50% you would lose by surrendering. If not allowed to double after a split, then the rate of return is -0.4801, again more than -0.5 . Splitting 8's against a 9 or ace has an even greater return.

Randy from Columbus, Ohio

In blackjack there are seldom simple answers. You have to consider everything that could happen and weigh every outcome by their probability. The best play is the one with the greatest expected return. According to my blackjack appendix 9b, the expected return in a double deck game of hitting a soft 18 against an ace is -0.1004 and the expected return of standing is -0.1005 . So hitting is just a hair better. 11 against an ace is also a very borderline play. It is actually composition dependent in both single and double decks, in other words depending on which two cards that total 11 determines how to play the hand. However if you don't wish to memorize the composition-dependent basic strategy exceptions, then you should double on 11 against an ace in single and double deck and hit with four or more decks.

Ross from New York, New York

This is another way of looking at the decision to take insurance. The expected return of taking even money is obviously 1.0 units bet. Lets assume an infinite deck of cards for the sake of simplicity. The probability the dealer will have a blackjack is 4/13 and the probability otherwise is 9/13. If the dealer gets a blackjack, then you push. If not, then you win 1.5 units. The expected value of not taking insurance is (4/13)*0 + (9/13)*(1.5) = 13.5/13 = 1.0384615, which is greater than 1.0. Thus declining insurance, or even money, and playing the hand is the better bet. In an actual game with a finite number of decks the odds are even better since one 10 is already out of the deck (in your hand) which lowers the dealer's probability of having a blackjack.

"*Thou shalt not hedge thy bets.*" -- Ten Commandments of Gambling (#7)

Chris from Gaithersburg, Maryland

This would be a bad play. For example, my blackjack appendix 9B shows the return both ways by playing 10 and 6 cards against a dealer 7. Hitting has an expected loss of 39.6% of the bet. However, standing has an expected loss of 47.89%. There is no easy explanation I can give why hitting is better. You have to consider everything that can happen, weight it by its probability, and take the sum. Overall hitting is better of two bad plays.

Dave from Provo, USA

Thanks for the compliment. You should use appendix six only if the dealer is showing a ten in a Unified Gaming blackjack game. There are no exceptions to the Unified Gaming basic strategy when the dealer has an ace showing.

Rick from Jacksonville, USA

Please see my page on rummy, which is the blackjack variant popular in Costa Rica.

Joseph T. from Singapore

This is the correct play in all my single-deck blackjack strategies. The reason is that the probability of getting a third seven is 2/49 only, or about 4.08%. Compare this to the probability in double deck of 6/101 = 5.94%. With the low hope of beating a dealer 20, it is better to hit, or surrender if you can. Yes, this does override my advice to hit 14 against a 10.

Larry from Redwing, Minnesota

I don't like that expression either. At best it is a memory device to help people remember to hit a stiff hand if the dealer has a 7 to 10 showing. There is no simple rule of thumb that works in all situations.

Fred from San Diego, USA

Appendix 1 is based on an infinite deck. Both hands you mention are borderline plays and the number of decks affects which play is better. For example, A-4 against a 4 favors doubling with 26 decks and hitting with 27 decks. A-2 against a 5 also crosses over somewhere between 8 and an infinite number of decks.

Brett from Richland, USA

I took great pains to create my blackjack appendices 9A-9H to answer these kinds of questions. For example, in a six-deck game where the dealer stands on soft 17, you would use blackjack appendix 9G. There you can see the expected return by standing on two 10's against a dealer 6 is 0.702826. The expected return by splitting in this situation is 0.622165. So, the player can expect to win an extra 8.07% by standing as opposed to splitting. Don't pay much stock in what other players say or do at the blackjack table.

P.S. Your site's great and advertising like banner ads and sidebars is understandable but invasive advertising like pop up windows and question prompts that try to force you to another site gets to be a bit much IMO.

Miami from Baltimore, USA

Although this is a close play, standing is the third worst option. Using my blackjack appendix 9G we can find the following expected returns:

- Stand -.536853
- Hit -.535361
- Split -.474733
- Double -1.07022

Splitting is the best decision because it results in the lowest overall loss for the hand. The expected returns for doubling and splitting are based on the total return for that hand relative to the **initial** bet. For example, if your initial bet was $100, and you split the eights, the total expected loss, all things considered is $47.47, which is less than the expected loss of $53.69 by standing.

Joe from San Diego

Yes, you should keep splitting as long as you keep getting tens. Playing one hand and losing does not disprove anything. Millions of hands must be played both ways and the results tabulated to truly know the best play.

Larry from Austin, USA

Keep in mind most casinos won’t let you do either. However if you can you should double on the 6 only. This is true whether or not the dealer hits a soft 17. If the dealer stands on a soft 17 the expected returns against a 5 are .162849 by hitting and .148228 by doubling, so hitting is the better play. Against a 6 the expected returns are .189020 by hitting and .196249 by doubling. So doubling is the better play. You can see these numbers for yourself in my blackjack appendix 9e. About your other question, yes in a 4-deck game the player should hit a 10,2 against a 4, but only if the dealer stands on a soft 17. I don’t list 4-deck basic strategy exceptions myself because there are so few and they make such a small difference. Following this exception will help you win more unit every 113396 hands, or lower the house edge by 0.000882%. Not worth the bother of memorizing the exception in my opinion.

Moisan from Paris, France

This is an interesting situation. Although you should surrender 5/6 of the time with 15 against a 10 in single deck it is still better to always hit than always surrender. Following is the expected return by hitting each way to compose a 15.

- 10+5
- -.501091
- 9+6
- -.509827
- 8+7
- -.474794

There are 4 ways to make a 10+5 and only 1 each of the other two. So the overall expected return by hitting is 15 against a 10 in single deck is (4/6)*-.501091 + (1/6)*-.509827 + (1/6)*-.474794 = -.498164. In other words the odds just barely favor surrendering a 10,5 and 9,6 but the odds favoring hitting 8,7 by a much wider margin. The reason the 8,7 has the better expected return is all the 5’s and 6’s are still in the deck, resulting in a greater probability of attaining a total of 20 or 21.

Jack from Boston, USA

Yes, you could double or split in those situations. The maximum applies to the initial bet. If the limit were $200 you could also play multiple hands of $200.

Rodney from Clarence, New York

Yes! Good question, even I didn’t know this. The fewer the decks and the greater the number of cards the more this is true. To test the most likely case to favor hitting, 8 decks and only 3 cards, I ran every possible situation through my combinatorial program. The following table displays the results.

### Expected Values for 3-card 16 Vs. 10 in 8-deck game

Hand | EV Hit | EV Stand | Best Play |
Probability | Return Hit |
Return Stand |

1/5/10 | -0.540978 | -0.539872 | Stand | 0.132024 | -0.071422 | -0.071276 |

1/6/9 | -0.536558 | -0.540151 | Hit | 0.059837 | -0.032106 | -0.032321 |

1/7/8 | -0.537115 | -0.537003 | Stand | 0.059837 | -0.032139 | -0.032133 |

2/4/10 | -0.540947 | -0.541 | Hit | 0.237478 | -0.128463 | -0.128475 |

2/5/9 | -0.542105 | -0.540534 | Stand | 0.039891 | -0.021625 | -0.021563 |

2/6/8 | -0.537701 | -0.540773 | Hit | 0.059837 | -0.032174 | -0.032358 |

2/7/7 | -0.538271 | -0.537584 | Stand | 0.028983 | -0.015601 | -0.015581 |

3/3/10 | -0.540385 | -0.540995 | Hit | 0.115028 | -0.06216 | -0.06223 |

3/4/9 | -0.541769 | -0.540536 | Stand | 0.059837 | -0.032418 | -0.032344 |

3/5/8 | -0.54295 | -0.540022 | Stand | 0.039891 | -0.021659 | -0.021542 |

3/6/7 | -0.538575 | -0.540228 | Hit | 0.059837 | -0.032227 | -0.032326 |

4/4/8 | -0.543188 | -0.54003 | Stand | 0.028983 | -0.015743 | -0.015652 |

4/5/7 | -0.544396 | -0.539483 | Stand | 0.039891 | -0.021717 | -0.021521 |

4/6/6 | -0.539446 | -0.542878 | Hit | 0.028983 | -0.015635 | -0.015735 |

5/5/6 | -0.545033 | -0.542137 | Stand | 0.009661 | -0.005266 | -0.005238 |

Total | 1 | -0.540355 | -0.540293 |

The two right numbers in the bottom row show that the overall expected value for hitting is -0.540355 and for standing is -0.540293. So standing is the marginally better play. Following this rule will result in an extra unit once every 1117910 hands. It would take about 5 years playing blackjack 40 hours a week before this piece of advice saved the player one unit.

Rich from Londerry, New Hampshire

Yes, I made a couple changes to the two-card list. I removed 9+3 Vs 3 and added 10+2 Vs 6. In a single deck game where the dealer stands on soft 17 and the player has 10+2 against a dealer 6 the expected value of hitting is -0.159436 and for standing is -0.160379. So you lose less on average by hitting. I hate to give sound bite answers to the basic strategy because there are numerous ways the cards can play out. The dealer’s probability of busting is greater with the 6. However as you said the dealer is also more likely to get a 17 with a 6 showing than a 5. A 17 is not a good hand and motivates the player to hit and try to beat it.

Nino from Glastonbury, USA

For the sake of simplicity let’s stay with your example and say the probability of winning is 70% and losing is 30% if you hit. The expected value of hitting would be 0.3*1 + 0.7*-1 = -0.4. This is greater than the expected value of -0.5 by surrendering.

**basic strategy**

**card. I’m pretty sure the correct play would be to hit, at least with 4 decks, and it just seems that with all the 10’s left you might lose twice your bet pretty often. Not that I don’t believe you but I just wanted to make verify. Any chance you have the EV of hitting vs splitting on this hand?**

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William from Pittsburgh, USA

I’ve been questioned about this several times and continue to maintain that despite losing the total bet the option to draw to split aces overcomes the European no-peek rule, thus splitting is the better play. Based on one deck the expected value of each hand (considering the possibility of a dealer blackjack) is -0.532849 for hitting and -0.223277 for splitting. So splitting is better by about 31% of a unit. Splitting is also better for the 4-deck game, which no Microgaming player should be playing since a 1-deck game with the same rules is available.

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After performing my own infinite deck analysis for Blackjack with the same rules as yours (dealer stands all 17s, re-splitting allowed to 4 hands except Aces, which can only be split once, doubling after splitting, draw only one card to split Aces), I came across your site. In comparing expected values, I obtained the same numbers as you in all cases, except for pair splitting, which were slightly different. So I’m wondering how you went about your calculation of expected values for splitting?
I have a question about the two blackjack strategies your 8 deck blackjack strategy. First off, the underlying assumption before this question is that hitting on a soft 17 is an advantage to the dealer. Why does the strategy have the player double down more often in situations where the dealer might hit a soft 17,i.e, dealer shows an A or 6, but not double down in those same situations when the dealer stands on a soft 17? If hitting a soft 17 gives the house more of an advantage, why would one want to put more money on the table at those times? Is it possible that the two charts are switched?
You’ve already shown me how to be profitable playing Craps. Thanks! Now your site is teaching me Blackjack. One question: When you’ve got, say, two 5’s and you want to Double Down, you say to put an additional wager next to your original bet. How does the dealer know you don’t mean to split? Thanks! Your site rocks!
On your Blackjack Basic Strategy chart it says to "Double if allowed, otherwise stand" on A,7 against a dealer’s 3-6. My question is, why stand? If you’re willing to double down but can’t, shouldn’t you at least hit if you can? You were willing to take another card anyway. Thanks for your time!
The basic strategy chart for blackjack states to hit on a 16 if the dealer has an ace showing. I was wondering if the chart takes into account the fact that once it is known insurance is not paying then the dealer does not have a 10 value card down? This obviously decreases the dealer’s chance of making a hand, but is it enough that a player should stand on a 16?
If the dealer does not check for blackjack with a ten showing, instead taking only the original wager at the end of the hand, does that necessitate any strategy changes?
You make a good mathematical argument that the player should refuse insurance. However you don’t make a good psychological argument. Most people would feel like a fool giving up a bird in the hand to lose a shot at 1.5 birds in the bush.
Why does your Blackjack Switch basic strategy table say to always hit on 12?
My wife knows blackjack basic strategy but insists on being a ’hunch’ player. What are the hands that are closest to 50-50 so that my wife can limit her hunch plays to those?
I looked up and down on your blackjack section and can’t find out "how" to surrender. I know what it is and all, but do I just grab half my chips and that’s that?
Why do you say not to double on 10 or 11 against a 9 in Blackjack Switch?
I heard the other day that if you’re playing a 6:5 game (or the even money game at Rio), you should double down when dealt a natural to help offset the lower payout. Is this correct? What would the expected loss be for that play?
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"Anonymous" .

It took me years to get the splitting pairs correct myself. Cindy of Gambling Tools was very helpful. Peter Griffin also addresses this topic in chapter 11 of the The Theory of Blackjack Let’s say I want to determine the expected value of splitting eights against a dealer 2. Resplitting up to four hands is allowed. Here is how I did it.

- Take a 2 and two 8’s out of the shoe.
- Determine the probability that the player will not get a third eight on either hand.
- Go through all ranks, except 8, subtract that card from the deck, play out a hand with that card and an 8, determine the expected value, and multiply by 2. For each rank determine the probability of that rank, given that the probability of another 8 is zero. Take the dot product of the probability and expected value over each rank.
- Multiply this dot product by the probability from step 2.
- Determine the probability that the player will resplit to 3 hands.
- Take another 8 out of the deck.
- Repeat step 3 but multiply by 3 instead of 2.
- Multiply dot product from step 7 by probability in step 5.
- Determine the probability that the player will resplit to 4 hands.
- Take two more 8’s out of the shoe.
- Repeat step 3 but multiply by 4 instead of 2, and this time consider getting an 8 as a third card, corresponding to the situation where the player is forced to stop resplitting.
- Multiply dot product from step 11 by probability in step 9.
- Add values from steps 4, 8, and 12.

The hardest part of all this is step 3. I have a very ugly subroutine full of long formulas I determine using probability trees. It gets especially ugly when the dealer has a 10 or ace up.

"Anonymous" .

You’re right that in general hitting a soft 17 favors the dealer. However this is a generality and not true of every situation. When you have a strong hand of 18 to 21 you want the dealer to stand on a soft 17. However if you have a weak hand under 17 you want the dealer to hit a soft 17. An example of a strategy difference is you should double soft 19 against a 6 when the dealer hits a soft 17, and stand if the dealer stands on soft 17. The reason is that there is a good chance of having drawing a bad card on the double, resulting in 16 or less points. When the dealer hits a soft 17 he busts more often, making doubling a little safer in this example.

"Anonymous" .

Thank you for the compliment. To answer your question the dealer will just ask you what you want to do. Normally all decisions in blackjack must be visible, however this is the only exception I can think of. However if you want to avoid being asked when it is your turn simply hold up you index finger to denote that you want one card. Most dealers know what this means. Coincidentally I just learned yesterday that in Bulgaria if you wish to double you put your extra bet behind the original bet, and if you want to split you put it next to the original bet.

Another reader wrote in to state that in North Dakota it is the state law to follow the Bulgarian rule for doubling and splitting.

"Anonymous" .

If the player had the option to double his bet and stand that would be better than a conventional double. So taking the card actually is detrimental to the player’s hand in these cases, but it worth it to get twice as much money down.

"Anonymous" .

Yes, the basic strategy assumes the dealer does not have a ten in the hole. Even in Europe where the dealer doesn’t check the hit/stand strategy is still the same because if the dealer has a blackjack the player has no hope anyway. When the dealer has an ace, assuming no blackjack, the probability of making 17 or more is 83.3% when the dealer stands on soft 17. So standing is not even a very borderline play, the odds definitely favor hitting.

"Anonymous" .

No. As long as you stand to lose only the original wager you should play assuming the dealer does not have a blackjack. If the dealer does have blackjack there is nothing you can do about it anyway.

"Anonymous" .

Oy. Gambling is about taking risks. The successful gambler does not try to maximize his probability of a net win each hand but takes risks to maximize his overall return. Both in gambling and in life one must sometimes take short term risks for long term gain. So think less about the present and more about the future.

"Anonymous" .

The player should be more aggressive hitting in Blackjack Switch because a dealer 22 results in a push. Much of the value in standing in regular blackjack is realized when the dealer busts. In Blackjack Switch many of those wins are turned into a push, making hitting a better play in comparison.

"Anonymous" .

I’m pretty sure this has already been answered but it is a good question so I’ll take it again. Here are some borderline plays, as evidenced by having a card counting index equal to zero. This list is for multiple decks where the dealer stands on soft 17 and double after a split is allowed. The best play is listed first and an alternative second.

- 9 against 2 (hit/double)
- 12 against 4 (stand/hit)
- 12 against 6 (stand/hit)
- 16 against 10 (hit/stand)
- Soft 13 against 5 (double/hit)
- Soft 15 against 4 (double/hit)
- 3,3 against 2 (split/hit)

"Anonymous" .

No, you never touch your chips once the bet has been made until the hand is over. The signal to surrender is to use your index finger and pretend to draw a line along the blackjack table, just behind your bet from left to right. I didn’t even know this until a friend from Europe did just that recently at the table. It is just as good to simply say "surrender."

"Anonymous" .

The reason is if the dealer gets a 22 and you have 21 or less then the hand pushes. This works strongly to the dealers favor and should be a disincentive to put more money on the table by doubling or splitting.

"Anonymous" .

This would be a terrible play. For example if you doubled on a blackjack against a 5 (six decks dealer stands on soft 17) your expected gain would be 0.622362, according to my blackjack appendix 9I. So even in an even money game this would still be an error costing about 38% of the bet.

**Wong states in**

**Professional Blackjack**

**on page 23 the following, "If you get to twelve by 10-2 or 2-10 (where 10 means any 10-count card), and two or fewer decks are being used (or seven or fewer if the dealer stands on soft seventeen), you should hit." Is that correct? I can see it for a one or two deck game where composition-dependent strategy has a certain amount of value to it, but he’s saying that you should hit a 10-2/2-10 when SEVEN decks are used (S17)! That doesn’t sound right to me.**

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"Anonymous" .

Wong is referring to a player 12 against a dealer 4 and is quoting The Theory of Blackjack, page 176, by Peter Griffin. Yes, he is right. In a seven deck game the expected value by hitting is -0.210820 and standing is -0.211106, so hitting is higher. However with eight decks hitting is -0.2111161 and standing is -0.211100, so standing is higher. This is such a borderline play that the number of decks does make a difference between seven and eight. Here is an even better example. With A-4 against a 4 you should double all the way through 26 decks but hit with 27 or more.

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Are there any basic strategy exceptions for doubling and splitting on the Internet when cash back applies to the total amount bet (thus giving the player an extra incentive to double or split). Please assume a cash back rate of 0.1%.
In blackjack the strategy for 16 vs. 10 is R,S since once you eliminate the 2-card hands the strategy is stand (not hit) for any number of decks.
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"Anonymous" .

I could not find any hand where an extra 0.1% would cause a change in strategy. The closest case I could find, based on six decks and the dealer standing on soft 17, is A,4 against a dealer 4. In that hand doubling costs the player just under 0.3% in expected value compared to hitting. So if you can get 0.3% or more then double that hand. Other borderline hands I examined cost the player at least 1% to double or split, and I have never seen cash back that high in blackjack.

"Anonymous" .

It is true that in general you should stand on 16 vs. 10 with three of more cards. So if my chart was based on the casino offering the surrender option then you would be right. However that assumption is not made. If I changed the key to Rs (surrender if allowed, otherwise stand) then that would imply that the player should stand on a 2-card 16 against a 10 if surrender was not allowed.

**In your blackjack appendix 9 you indicate that the player has a positive expectation hitting 10 against a 10? For example with six decks and the player’s 10 is composed of a 6 and 4 you state the player advantage is**

**0.026796**

**. Won’t both player and dealer hit until 17? This should give the dealer an advantage because the dealer will win if both bust.**

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"Anonymous" .

The reason is because the player’s next card could be an ace but not the dealer’s. I stated in the explanation to that appendix that I already assume the dealer does not have a blackjack. That is why the player has a slight edge in that situation, after the dealer peeks and confirms he does not have a blackjack.

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The index number of 16 against a 10 in most blackjack counting systems is zero. So if the deck were completely neutral you should stand, because you stand if the count is equal or exceeds the index number. Yet the basic strategy tables tell us to hit. This seems to be a contradiction.
**

Sometimes the dealer exposes his hole card in blackjack. What is the correct basic strategy when that happens?
Should I use your basic strategy exceptions after splitting?
Your strategy cards for Blackjack I presume is basic strategy for the initial cards (player's first two cards and dealer's up card). However, after hitting or splitting the deck composition has changed and the basic strategy may have changed. What I think would be more appropriate is a basic strategy based on the overall game of blackjack, including after splitting and hitting. Is there any situation where your initial hand basic strategy and one for the overall game are different?

Hi. I just stumbled onto your site, and I think it's a fabulous site for blackjack info. I have a question, though. Can you explain how is there a positive expectation when you follow basic strategy and have a total of ten against a dealer 10 or ace showing (no dealer blackjack). Your table shows a positive expectation for both these scenarios, but I can't understand how. I would think under this scenario the player and dealer follow the same strategy, that is to hit until 17 or better or bust. The soft 17 is eliminated for the player under this scenario so I can't understand where the positive expectation comes from.
On my recent visit in Vegas I saw two dealers independent from each others (one at The Orleans, one at Circus-Circus) suggest to double on 4-4 vs. 6 instead of split. I was the BJ guy of our group and so my friends started to ask me about that. All I could say was: no, splitting is the right decision. (Of course provided that double after split is allowed.) Can I find out the probabilities of these alternatives or can you tell me? kind regards
Wizard, I have been reviewing your site in preparation for a trip to Vegas, because it is the best gambling site period. I was intrigued by the analysis from your December 4, 2001 column about when to stand with 16 vs. dealer 10. Being a math person myself I want to maximize the odds, but also understand the slim gain. Like many basic strategy players, I’ve always hit 16 vs. dealer 10 when I hold a 2, 3, 4, or 5. I’m curious, since this was brought to your attention, have you altered your play to gain that "one unit every 5 years", or have you stuck with just hitting the 16 every time? Thanks for all you do!
In blackjack where the dealer exposes both cards (appendix 16), a pair of 8’s is not split against the dealer’s total of 10 or 11; instead, it says hit against the 10 and stand against the 11. Why is this different from regular BS where we split 8’s against the dealer’s ten or ace?
In Effect of Card Removal in Blackjack you have the effect of removing a 6 less than a 5 or 4....is this correct? (i thought 6’s were the best or very close to 5’s for the best for being removed). Thanks

Great site! Your blackjack strategy card is the best one I’ve seen. Is it available any where? Theone I’m currently using does’t have surrender on it, what am I loosing by using this?
My friend I were playing in LV. We had a big argument on what has statistically better odds, double down with player totaling 10 versus dealer showing 7, or double down with player totaling 11 versus dealer showing 10, in a two deck game. I thought it was the prior.
According to standard BJ rules and perfect basic strategy, how many percent of my DOUBLED DOWN hands should I expect to win, push and lose?
Win: 54.99% Lose: 38.06% Draw: 6.95%
I have a friend who starts complaining when his first card is a six, without waiting to see what his second card and the dealer’s up card are. I think he should wait because he could get a two, three, four, five, etc. (i.e., a decent second card) OR the dealer could show a two through six (a good card for the table). What do you think? How much worse are his odds of winning with a first card of six without knowing this second card or the dealer’s up card? Or is my friend just a whiner? Thank you for your time.
I had a situation playing blackjack last weekend, where the dealer had a 6 on top but when he was tucking in the down card he accidentally showed that he had a 3 in the hole. The player on my right had a 15, I had an 11, and the player on my left had a 12. Knowing that the dealer had a total hand of 9, the player on my right hit his hand and busted with a 10. I wound up doubling down and got a 2. The player on the left hit his hand getting a 5, for a total of 17. The dealer opened his hand of 9 and hit a ten for a total of 19. The dealer told us even though you saw the 3 under that you should play your hand as if you did not know the down card. I wanted to ask you what you would have done in the situation for all three players. This is the first time that has ever happened since I have been playing blackjack. Please advise. Thanks!
Thanks for creating a great site, with such detailed information. You stated a significant decrease in house edge for the various Charlies in blackjack, but I didn’t see any suggestions on playing differently. Are there any basic strategy exceptions that are worth making to maximize profit in a large (6+ decks) shoe? I assume you would hit more if you were one card away from a Charlie against an ace, since it is so unlikely for the dealer to bust, but I would love to see specific instructions. Thanks.
Many casinos allow bets behind another player’s on the blackjack table. Can you please tell us the proper pair-splitting strategy when the "behind" wager far exceeds the regular wager, assuming the two bettors are working together?
I have studied and used your blackjack appendix 16 (dealer exposes hole-card strategy) for some time now, and there is still one play that I can not find a mathematical explanation for: A2 vs. 5. Basic strategy would have this as a double, and using your own "effect of card removal" numbers, removing a 2 & 3 from the deck when you have a soft 13 should make the deck favor the player MORE, not less. What am I not seeing?
I think I noticed an error in your splitting strategy with a back-betting player for blackjack. It states that you should only play one hand if the person you are back-betting splits 10s vs. 8 (this is the selfish chart). But a hard 10 (no double) vs. 8 still has a positive expected value.
Thank you for your detailed site. In blackjack appendix #9 you state the expected value for the game and the expected value for each play. I would expect the expected value for the game would be the sum of E
I follow your 4+ deck Blackjack basic strategy 100% of the time and I always get dirty looks whenever I hit my 12 against a dealer 2 and especially a 3. I don’t know how to explain to the other players in simple terms why what I’m doing in the best thing to do.
I know what the chart says, but I can’t make myself split eights against a dealer 9, 10 or ace in blackjack. My question is what is this doing to the house edge?
I was playing 6-5 blackjack at a Strip casino a while back and had consumed just enough free booze that I doubled every time I got a blackjack against a dealer 2-6. Fortunately, I won every time. But, I wonder how bad my decision was. Would it make sense if blackjack paid even money?
Your blackjack basic strategy tables are based on maximizing the expected value per hand. However, are there situations where doubling or splitting is such a marginally bad play compared to hitting or standing that the cost of the error is less than the house edge of playing an additional hand?
I know a lot of blackjack players don't like to split eights against a 9, 10 or ace. Do you think that play is the one most frequently played incorrectly? If not, what do you think is?

Why is it that the basic strategy says to hit on 16 vs. 10, while the Hi-Lo count says to stand on a count greater than or equal to zero? Isn't the basic strategy based on a full shoe, thus with a count of zero? It would seem both can't be right.

"Anonymous" .

In all honesty this is an old question but I got a better answer from Chris F.. He correctly says the reason is that when the basic strategy charts are created they assume the player’s first two cards and the dealer’s up card have already been removed from the deck. A good example of this is that in single deck the correct play is to stand on 7,7 against a 10, because half of the sevens in the deck are already gone, and that is what you need to beat a dealer 20 with 3 cards.

In the case of 16 against a 10 the player’s hand is either composed of a 10 and 6 or a 9 and 7. Either way two cards that would bust the player by hitting have been removed. So the deck is slightly rich in small cards that will not bust the player, giving the player an incentive to hit. While this is true I was skeptical because in an infinite deck game the odds still favor hitting. However except in a few Internet casinos an infinite deck is just an abstraction. I was curious what would be the best play in an 8-deck game if the dealer just said without dealing a single card *"You have a 16 and I have a 10, but don’t have a blackjack."* Using the blackjack analyzer at gamblingtools.net (site no longer exists), I entered eight decks and then carefully depleted the deck of 1 of every card, except only no sixes, and 2 tens. Then I gave the dealer a 10 and myself a 10 and 6. So the player was playing this hand against a neutral deck with 31 of each card A-9 and 124 tens. Here is the expected values:

### 10+6 vs 10 — Eight Decks

Play | Expected Value |
---|---|

Stand | -0.5399 |

Hit | -0.5399 |

Although the expected value numbers are the same the applet highlights standing as the better play, presumably because it is higher beyond four decimal places. It is the same if I remove the following: A,2,3,4,5,6,8,10,10,10 to simulate 9,7 vs 10, because the player is going against the exact same neutral shoe.

It just goes to show how powerful the effect of removal is, even when just three cards in an eight-deck game. Getting back the original question, a zero count reflects a totally neutral deck after the player’s two cards and dealer’s up card have been accounted for. So as I just showed going into a neutral deck the odds favor standing. The reason hitting is correct in an infinite deck is because there is no effect of removal. If you accidentally hit a 16 vs 10 in a neutral shoe, and got a low card, then the dealer would have a better chance of getting a 10 in the hole. This fact is reflected in the higher expected value for standing in an 8-deck game, but would not matter in an infinite deck. For the record, here are the expected values in an infinite deck game:

### 10+6 vs 10 — Infinite Decks

Play | Expected Value |
---|---|

Stand | -0.5404 |

Hit | -0.5398 |

"Anonymous" .

Stanford Wong gives such a basic strategy in his book Basic Blackjack, see table 46. He also said that in 1995 the Bourbon Street casino in Vegas had a promotion in which every 50 minutes the dealer would expose both his cards for five hands. The player advantage during those was about 10%, according to Wong.

Mick

That is a good question. Personally I eyeball the borderline plays based on what has already been played, especially on the second hand to be played. If forced I would say using the exceptions is better than the basic strategy only. However the way the basic strategy exceptions were created was on the initial hand only, so they are not entirely accurate for splitting, because the deck composition will be a little different.

Arian from Luton

Yes, my basic strategy charts are designed to be the best play based on the first two cards. This is the usual approach to developing the basic strategy. One benefit to this approach is the expected values of each play can be calculated exactly and compared to other sources. However, you bring up a valid point. So I asked Don Schlesinger, author of Blackjack Attack, if there were any known play where the best play on the initial hand is different from the best play to maximize the expected value of the overall game of blackjack. He replied that a soft 18 against a dealer ace, in a double-deck game, where the dealer stands on soft 17, was such a play. As my blackjack appendix 9 shows the expected value for standing is -0.100502 and for hitting is -0.100359. So, based on the first two cards, the odds favor hitting by 0.000143. However, there are many more ways to see soft 18 than one ace and one seven. The following table shows all the ways this hand can turn up.

### Soft 18 Vs Ace Combinatorial Analysis

Player cards |
Conditional Probability |
Hit EV |
Stand EV |
Hit Return |
Stand Return |

A7 | 0.621139169 | -0.100359 | -0.100502 | -0.062336906 | -0.062425729 |

A6A | 0.036728229 | -0.11202 | -0.116009 | -0.004114296 | -0.004260805 |

A52 | 0.146912917 | -0.111299 | -0.103382 | -0.016351261 | -0.015188151 |

A43 | 0.146912917 | -0.114804 | -0.103721 | -0.01686619 | -0.015237955 |

A5AA | 0.001827682 | -0.111395 | -0.105122 | -0.000203595 | -0.00019213 |

A42A | 0.016814677 | -0.116975 | -0.108233 | -0.001966897 | -0.001819903 |

A33A | 0.007356421 | -0.132142 | -0.107256 | -0.000972092 | -0.00078902 |

A322 | 0.020470041 | -0.134229 | -0.11004 | -0.002747673 | -0.002252523 |

A4AAA | 0.000073486 | -0.117554 | -0.110984 | -0.000008639 | -0.000008156 |

A32AA | 0.001028802 | -0.134775 | -0.112433 | -0.000138657 | -0.000115671 |

A222A | 0.000709873 | -0.136788 | -0.114993 | -0.000097102 | -0.00008163 |

A3AAAA | 0.000002238 | -0.135313 | -0.114821 | -0.000000303 | -0.000000257 |

A22AAA | 0.000023502 | -0.137312 | -0.117376 | -0.000003227 | -0.000002759 |

A2AAAAA | 0.000000046 | -0.137859 | -0.119823 | -0.000000006 | -0.000000006 |

Total | 1 | -0.105806844 | -0.102374694 |

Explanation of column titles

Player cards:Cards in player’s hand

Conditional probability: Given that the player has a soft 18 against a dealer ace the probability of the given hand composition.

Hit EV:Expected value by hitting

Stand EV:Expected value by standing

Hit Return:Product of probability and hit expected value

Stand Return:Product of probability and stand expected value

The right two cells of the bottom row show that overall the expected value of hitting is -0.105807 and for standing is -0.102375. So, the table shows the odds favor standing by 0.00343.

To confirm these results I ran two simulations under the rules in question, one simulation hitting and one standing on this play. I counted only hands where soft 18 against a dealer ace happened at any time during play. Here are my results.

### Soft 18 Vs Ace Simulation

Soft 17 | Hands Played |
Total Win |
Expected Value |

Stand | 3857490 | -396224 | -0.102715 |

Hit | 3208390 | -337572 | -0.105215 |

So, the simulation shows the odds favor standing by 0.0025 over all possible scenarios where this hand turns up. Thus, for practical purposes of playing all hands, the best play is to stand, contrary to what my basic strategy chart says.

Srikanth

Thanks for the kind words. Let's assume six decks (it doesn't matter whether the dealer hits or stands on soft 17). My blackjack appendix 9 shows the expected value of 6+4 against an ace to be +0.081336, and 6+4 against a 10 to be +0.026796. The reason the expected values are positive is my expected value tables assume the dealer already has peeked for a blackjack and has confirmed that he doesn't have one. Meanwhile, the player can still draw an ace for a 21. In other words the player can make 21 on his next card and the dealer can not by assumption. If I had such a table under the European no-peek rule, then the expected values would indeed be negative.

Werner

I’ve said this before but as much as I respect dealers as a group they give out a lot of bad advice and misinformation. Splitting fours against a five or six is a frequent play where both players and dealers incorrectly rebuke splitting. Sometimes you hear people say falsely that you should never split "anything that starts with F", in other words fours, fives, and faces. That is true about fives and faces but the player should indeed split fours against a five or six if double after split is allowed. Otherwise the player should hit, except in single deck he should double if allowed. My blackjack appendix 9 shows in a six-deck game where the dealer hits a soft 17 the following expected values of 4,4 against a 6.

Stand: -0.114085

Hit: + 0.113365

Double: + 0.092929

Split: +0.207228 (double after split allowed)

Split: + 0.056954 (double after split not allowed)

"Anonymous" .

Thanks for the kind words. If I’m playing basic strategy (as opposed to counting) I tend to stand if there is already a four or five in my hand. If it is a face-up game, with other players, I scan the table and just use my best judgment.

David from Fort Wayne, IN

In regular blackjack the player should indeed split eight’s against a dealer 10 or ace up. However if the dealer accidentally flipped over both his cards, showing a total of 10 or 11, the player should hit against a 10 and stand against an 11. The reason is that when the dealer has a ten or an ace up, by the time it’s your turn you know the dealer does not have blackjack, because he peeked at the hole card to make sure. So you can play your hand more aggressively. But when both dealer’s cards are exposed to show a *total* of ten or eleven, then the dealer can certainly draw an ace to the ten, or a ten to the eleven, for a total of 21, so in that case you should proceed more conservatively.

David from Atlantic City, NJ

I think you are confusing card removal with the dealer’s up card. The following table shows the player’s expected value according only to the dealer’s up card, before the dealer checks for blackjack, assuming the dealer stands on soft 17 and infinite decks.

### Expected Value by Dealer Up Card

Up Card | Expected Value |

2 | 9.10% |

3 | 12.38% |

4 | 15.85% |

5 | 19.65% |

6 | 23.40% |

7 | 14.40% |

8 | 5.82% |

9 | -4.06% |

10 | -17.36% |

A | -33.78% |

So it is indeed true that if you could choose an up card for the dealer it should be a six. While sixes are bad for the dealer they are bad for the player as well. All things considered, if you could remove one card from the shoe you should choose a five.

John C from Crestwood

Thanks. Almost every casino gift shop sells basic strategy cards, but for some reason they don’t indicate when to surrender. There are not many situations to surrender, but those situations happen often, so I think they are worth memorizing. In a six-deck game surrender is worth 0.07% if the dealer stands on soft 17, and 0.09% if he hits it.

Brett from Alhambra

My blackjack appendix 9 was created for just these kinds of questions. Assuming 6 decks, my table shows the expected value of doubling 8+2 vs. 7 is 0.396342. The expected value of doubling 8+3 vs. 10 is 0.176919. So you are right, 10 vs. 7 is the much better hand to have.

Cameron from Melbourne, Australia

Assuming liberal Vegas Strip rules (six decks, dealer stands on soft 17, double after split allowed, late surrender allowed, resplitting aces allowed) the following are the probabilities of each possible outcome when doubling on the initial two cards. This does not include doubling after splitting.

Scott from Long Beach

My blackjack appendix 14 shows that if your first card is a six your expected value is already about −21%. For example, if he bet $100, a fair price to sell the hand and bet would be about $79. Maybe you can take advantage of his complaining by offering to buy his hand for less than the fair 79 cents on the dollar. I’d suggest 75 cents on the dollar, to give you an edge, without taking too much advantage.

Larry C. from Daly City

My flashing blackjack dealer strategy shows what to do in any situation where the dealer accidentally exposes his hole card. However, most players don’t have that memorized, incluing me. In cases like this where the dealer’s two cards total nine or less you may use basic strategy, assuming the dealer’s up card is the sum of his two cards. Using that rule of thumb, all three players played correctly. Contrary to what the dealer said, the player has every right to use any information gleaned from dealer errors like this. Not only would I have ignored the dealer’s comment, I would have kept playing, hoping he would do it again.

Matt N. from Ann Arbor

You’re welcome. For those readers who may not understand the question, a "Charlie" is a rule in which the player automatically wins if he hits to some number of cards, usually five to seven, without busting. The following table, for three or more cards, shows the basic strategy if the player is one or two cards away from such an automtic winner.

Jim from Brick, NJ

I hope you’re happy, I added a new page to answer this question. Please see my Blackjack Appendix 19.

Rodger from Phelpston ON

The reason is my blackjack basic strategy is based on 8 or fewer decks, and the flashing dealer strategy is based on an infinite number of decks. In an infinite-deck blackjack game you should hit A2 vs. 5 as well. An infinite-deck assumption is the lazy way to analyze blackjack. The reason I went that way is I believe that is not a frequently used page, and the cost in errors is very small, only one unit for every 202,000 units bet.

Mason from D.C.

The reason is that my table assumes the front-player will keep resplitting, if he can. That depresses the value of a single 10, because I assume the front-player will keep making the same mistake, if he can. I just added that condition to that page.

_{i}× P

_{i}where E

_{i}is the maximum expected value for the i

^{th}play (stand/hit/double/split) and P

_{i}is the probability for the i

^{th}play. When I try this calculation I get a different result. For example, six decks, dealer hits on soft 17, and player may not double after split I get 0.04518876.

Frank from San Diego

Those tables assume the dealer does not have a blackjack. This is because by the time it is the player’s turn to act, the dealer has already peeked for blackjack. Making correct double and split decisions should be based on the conditional expected value, given the dealer does not have a blackjack. Otherwise, the player would be overly timid about doubling or splitting against a ten or ace. Adding up the dot product of probabilities and expected values will give an incorrect result, because there is no loss represented for a dealer blackjack.

To get the house edge of the overall game you should subtract the expected loss when the dealer has a blackjack. With six decks, the probability of a dealer blackjack is the number of tens, times number of aces, divided by the number of two-card combinations, which is (6×16)×(6×4)/combin(312,2) = 0.047489. However, the player will only lose when he does not have a blackjack. The probability of a player blackjack, given that the dealer already has one, is (6×16-1)×(6×4-1)/combin(310,2) = 0.045621. So, the probability of the player losing to a dealer blackjack is 0.047489 × (1-0.045621) = 0.045323. You should subtract this number from your dot product above: 0.04518876 - 0.045323 = -0.00615144. Thus, the house edge under the rules stated in the appendix is 0.62%.

Everett from St. Charles, MO

I feel your pain. You can imagine how bad it gets in Spanish 21, which calls for such plays as hitting 14 against a 3. As long as it is just looks, I would let it slide. If it gets to words, I would say something like, "There are lots of other tables in here." There is no way you are going to convince simpletons like this by trying to explain the odds. The more ridiculous a belief is, the more tenaciously it tends to be held.

There is usually no sound-bite explanation anyway to why one play is better than another. To know why the correct play is what it is, one must either consider every possible way the remaining cards could fall, for both player and dealer, or play out the hand thousands of times, even millions for very borderline hands. The decision with the highest expected value is the one you should take. Only refusing insurance yields itself to being easily explained.

boomdog

Let’s assume six decks, the dealer stands on soft 17, and the player may re-split to up to four hands. The effect of each basic strategy change is the probability of the hand occurring and the cost of not making the correct play when it does. My blackjack appendix 9 shows both the probability of each hand and the expected value of each play. Assuming the player chooses to hit instead of split, the effect on the expected value of the game is:

Prob(8,8 vs A)×(EV(hit)-EV(split)) + Prob(8,8 vs 9)×(EV(hit)-EV(split)) + Prob(8,8 vs 10)×(EV(hit)-EV(split))

= 0.0003036 × (-0.513551 -(-0.364371)) + 0.0004404 × (-0.505707 -(-0.38995)) + 0.0016249 × (0.535361 -(-0. 475385))

= -0.019%.

So hitting 8,8 against a dealer 9, 10 or ace increases the house edge by 0.019%, or about one bet every 5,300 hands played. If the player surrenders instead of hitting, the effect drops to 0.013%. So, it is not a significant mistake. To put it in comparison, taking "even money" with a blackjack against a dealer ace increases the house edge by 0.014% in a six-deck game. If the player insures every blackjack and 20 (a common mistake), then the error cost jumps to 0.149%!

This question was raised and discussed in the forum of my companion site Wizard of Vegas.

Jumboshrimps

My blackjack appendix 9 is useful to answer questions like this. For example, assuming six decks and the dealer hits a soft 17, the expected value of doubling on a blackjack against a dealer 5 is 0.622136 and against a 6 is 0.667063. Both are much less than 1.2, costing over half a bet. Even if a blackjack only pays even money, as is unfortunately sometimes the case now, you should stand on the blackjack. The only game where you should not stand on a blackjack is in Triple Up 21, where the player should triple on a blackjack against a dealer 6.

This question was raised and discussed in the forum of my companion site Wizard of Vegas.

jburgess

Yes! Let’s consider the following situation:

6 decks

Dealer hits soft 17

Player has A,6

Dealer shows 2

According to my blackjack appendix 9, the following is the expected value of each play:

Stand -0.152739

Hit -0.000274

Double -0.004882

So, hitting is the play that results in losing the least amount of money on average for that hand. If the player were to double, the expected value of that error would be -0.004882 - (-0.000274) = -0.004608. According to my blackjack house edge calculator, the house edge under those rules — assuming surrender, double after a split and re-splitting aces — is 0.48%. Usually, some of those options won’t be allowed, increasing the house edge. So, as long as the dealer hits a soft 17 in a 6-deck game, the cost of doubling soft 17 against a 2 is less than the cost of betting the same amount on an additional hand.

You could make your same point in any game that involves raising. For example in Three Card Poker, if you want to minimize the expected loss per hand, then the optimal strategy is to raise on Q64 or better, as I state on my Three Card Poker page. However, if your goal is to minimize the expected loss per total amount bet, then the optimal strategy is to raise on Q62 or better.

This begs the question of why do gambling writers like me base strategy on minimizing the expected loss per original bet, rather than the total amount bet? My answer is that it is mainly out of tradition. That is how the blackjack basic strategy was created, and everybody has kept that methodology out of habit and simplicity. If the recreational player’s goal is to minimize losses over a defined period of time, then he should go with conventional strategies that minimize the expected loss per hand. If the player’s goal is to minimize losses over $x in total bets, then he should make the kind of marginally bad doubles and raises mentioned. I tend to think most players have a time-based goal, favoring the conventional strategies.

This question was raised and discussed in the forum of my companion site Wizard of Vegas.

Kellynbnf

The play that I think has the highest probability of being played incorrectly by blackjack players is splitting 4,4 against a 5 or 6 when double after split is allowed. The probability of getting one or the other situation in a six-deck game is 1 in 1135. According to my blackjack appendix 9, assuming the player hits instead of splitting, the cost in expected value is 2.83% against a 5 and 4.38% against a 6. Overall, the house edge of the game goes up by 0.0032% when the player habitually makes this mistake every time it occurs. So, it isn't a very costly error, because it happens so infrequently. However, I don’t think I’ve ever seen another player correctly split in this situation. When I do, the dealers and other players usually roll their eyes. Once I heard another player incorrectly say to the dealer, as if I wasn’t there, "You should never split any hand that starts with an F."

If the question were what is the most costly mistake, considering both the frequency of the play and cost of the error, then I can only hazard a guess. That guess would be that the #1 error is not soft doubling when you are supposed to. Seldom do I see recreational players double a hand like soft 17 against a 6. The following table shows the increase in the house edge as a result of four commonly made mistakes. This table assumes the player always makes the error when the situation occurs, instead taking the second best option. For standing on 12 against a 2 or 3 I did not include a player 6,6.

### Frequent Blackjack Errors

Error | Probability | Avg. Cost per Incident | Cost per Hand |
---|---|---|---|

Never soft double | 0.016430 | 0.054357 | 0.000893 |

Stand on 12 against 2 or 3 | 0.000380 | 0.029955 | 0.000380 |

Stand on soft 18 against 9-A | 0.000205 | 0.041605 | 0.000205 |

Hit 8,8 against 9-A | 0.000194 | 0.081779 | 0.000194 |

This question was raised and discussed in the forum of my companion site Wizard of Vegas.

"Anonymous" .

First, it bears repeating that 16 vs. 10 is an extremely borderline hand between hit and stand. If you're allowed to surrender, that is much better than either hitting or standing for the basic strategy player. Otherwise, hitting is a tiny bit better, on average. It would take the removal of just one small card from an eight-deck shoe to sway the odds in favor of standing, because with one fewer small card there are more large cards left, making hitting more dangerous. That is why I say that if your 16 is composed of three or more cards you should stand, because a 3-card 16 has usually removed at least two small cards from the shoe.

Second, on the first hand after a shuffle, if the basic strategy and a card counting strategy differ on how to play the hand, then the basic strategy prevails. The basic strategy was carefully created to consider the exact deck composition based on the specific cards observed. A table of index values is a blunter instrument that is applicable throughout the shoe.

In this particular case a card counter could either hit or stand, depending on how he rounds the true count. If he rounds down, the true count will be -1, causing him to hit. If he rounds up, or to the nearest integer, the true count will be 0, causing him to stand. As long as I bring this up, according to Blackjack Attack by Don Schlesinger, the methodology of choice for rounding is "flooring," or rounding down, in this case to -1, causing the player to correctly hit.

Another similar situation is 15 vs. 10. 83% of the time (with a 10+5 or 8+7, but not 9+6), this results in a running count of -1 the first hand after a shuffle, and the index number to surrender is 0. Rounding down would cause the player to incorrectly hit, when surrendering is better.

The bottom line is that for the first decision after a shuffle, with no other cards known from other players, the card counter should use basic strategy. After that, resume using index numbers.

This question was raised and discussed in the forum of my companion site Wizard of Vegas.