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Blackjack Appendix 8 — Side Bets

Last update: Feb. 12, 2010

This appendix shall explain and analyze some blackjack side bets I have seen. In the U.S. a W2G tax form is generated on any table game win that exceeds $600 and pays 300 to 1 or more. Here is an index of the blackjack side bets covered in this appendix.

 

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Super Sevens

The following is the payoff table for Super Sevens:

Super Sevens Payoff Table

Hand

Pays

First card a seven

3-1

First two cards unsuited sevens

50-1

First two cards suited sevens

100-1

First three cards unsuited sevens

500-1

First three cards suited sevens

5000-1

These awards are not cummulative, in other words if you get three sevens you don't get paid for one and two sevens as well. If the dealer gets a blackjack the player can still get paid for at least two sevens. At some casinos if the player has two sevens and the dealer gets a blackjack a third card will be dealt to the player for the chance to get three sevens.

The following probability table 1 shows the probability, payoff, and expected return of each hand. This table assumes (1) a third card is not dealt if the player has two sevens and the dealer gets a blackjack and (2) six decks.

Super Sevens Probability Table 1

Hand

Probability

Pays

Return

1 seven

0.071234

3 to 1

0.213703

2 unsuited 7's

0.004151

50 to 1

0.207569

2 suited 7's

0.001153

100 to 1

0.115316

3 unsuited 7's

0.000369

500 to 1

0.184557

3 suited 7's

0.000015

5000 to 1

0.075924

non-paying hand

0.923077

-1 to 1

-0.923077

Total

1

-0.126008

The following probability table 2 shows the probability, payoff, and expected return of each hand. This table assumes (1) a third card is dealt if the player has two sevens and the dealer gets a blackjack and (2) six decks.

Super Sevens Probability Table 2

Hand

Permutations

Probability

Pays

Return

1 seven

2142720

0.071234

3 to 1

0.213703

2 unsuited 7's

124416

0.004136

50 to 1

0.206809

2 suited 7's

34560

0.001149

100 to 1

0.114894

3 unsuited 7's

11664

0.000388

500 to 1

0.193883

3 suited 7's

480

0.000016

5000 to 1

0.079787

Non-paying hand

27766080

0.923077

-1 to 1

-0.923077

Total

30079920

1

-0.114

The tables above show a house edge of 12.61% if the player does not get a third card if the dealer gets a blackjack and a house edge of 11.40% if the player is guaranteed to get three cards.

Below are the derivations of the table 1 probabilities where n is the number of decks. The combin(x,y) function is the number of ways to arrange y cards out of x. For example combin(52,5)=2598960, the number of possible five card poker hands from a single deck. Let p2 denote the probability that dealer will get a blackjack if the player's first two cards are sevens. Let p3 denote the probability that dealer will get a blackjack if the player's first three cards are sevens. The combin(x,y) function can be used in Excel, by the way.

Probability of 1 seven: (1/13)*(48*n/(52*n-1))

Probability of 2 unsuited sevens: [combin(4n,2)-4*combin(n,2)]/combin(52*n,2) * [(48*n)/(52*n-2) * (1-p2) + p2]

Probability of 2 suited sevens: 4*combin(n,2)/combin(52*n,2) * [(48*n)/(52*n-2) * (1-p2) + p2]

Probability of 3 unsuited sevens: [combin(4n,3)-4*combin(n,3)]/combin(52*n,3) * (1-p3)

Probability of 3 suited sevens: 4*combin(n,3)/combin(52*n,3) * (1-p3)

p2 = 4*(4*n)2 / combin(52*n-2,2)

p3 = 4*(4*n)2 / combin(52*n-3,2)

Below are the probabilties for table 2 where the player is guaranteed to get a third card.

Probability of 1 seven: (1/13)*(48*n/(52*n-1))

Probability of 2 unsuited sevens: [combin(4n,2)-4*combin(n,2)]/combin(52*n,2)

Probability of 2 suited sevens: 4*combin(n,2)/combin(52*n,2) * (48*n)/(52*n-2)

Probability of 3 unsuited sevens: [combin(4n,3)-4*combin(n,3)]/combin(52*n,3)

Probability of 3 suited sevens: 4*combin(n,3)/combin(52*n,3)

Royal Match

The royal match is a simple bet that pays a bonus if the first two cards are suited (an easy match) and a top bonus for a suited king and queen (a royal match). Below are probability tables for two versions I have seen based on a single deck game.

Royal Match - Version 1

Hand

Probability

Pays

Return

Easy match

0.232278

2.5

0.812971

Royal match

0.003017

25

0.078431

Total

0.235294

0.891403

Royal Match - Version 2

Hand

Probability

Pays

Return

Easy match

0.232278

3

0.929110

Royal match

0.003017

10

0.033183

Total

0.235294

0.962293

The following table displays the house edge for each version given the number of decks used.

Royal Match - House Edge

Number
of Decks

Version 1

Version 2

1

0.108597

0.037707

2

0.083271

0.008215

4

0.070792

-0.006317

6

0.066658

-0.011130

8

0.064597

-0.013531

In the unlikely event you ever see version 2 at a table with 4 or more decks be sure to play it hard because the player will have the advantage.

At the Isle of Capri casino in Natchez, Mississippi, they use version 1 of the royal match with 6 decks. In the event both the player and dealer have a royal match the player wins an additional $1000. This lowers the house edge from 6.66% to 6.00%, assuming a $1 bet.

The probabilties for the royal match are easy to derive. Lets use n for the number of decks of cards. The number of two card combinations is combin(52*n,2). The number of ways to make a royal match is 4*n2. This is because there are 4 suits and n ways to choose the queen and n ways to choose the king. The number of ways to make an easy match is 4*(combin(13*n,2)-n2). The 4 is the number of suits and combin(13*n,2) is the number of ways to arrange 2 cards from a given suit. You must also subtract the number of ways to make a royal match.

The probability of an easy match is 4*(combin(13*n,2)-n2)/combin(52*n,2).

The probability of a royal match is 4*n2/combin(52*n,2).

Version 3

In a third version there is a separate pay for a suited blackjack as follows.

  • Royal Match pays 25 to 1
  • Suited Blackjack pays 5 to 1
  • Easy Match pays 5 to 2

The following table shows the expected value for a 6-deck game is -3.70%.

Royal Match - Version 3 - Six Decks

Hand

Combinations Probability Pays Return
Royal match 144 0.002968 25 0.074202
Suited blackjack 576 0.011872 5 0.059362
All other matches 11292 0.232748 2.5 0.58187
Loss 36504 0.752412 -1 -0.752412
Total 48516 1 -0.036977

The next table shows the house edge for various number of decks for version 3.

Royal Match - Version 3
1 to 8 Decks

Decks

House Edge

1 7.84%
2 5.34%
3 4.52%
4 4.11%
5 3.86%
6 3.70%
7 3.58%
8 3.49%

Version 4

The Shufflemaster TMS 300 is an electronic blackjack game, played facing a giant video screen of a dealer. It features a Royal Match side bet, adding a pay for the player and dealer both having a royal match. Following is the return table for six decks.

Royal Match — Version 4 — Six Decks
Event Pays Combinations Probability Return
Player and Dealer Royal Match 1000 19152 0.000008 0.008242
Player royal match 25 6877728 0.00296 0.073996
Suited 2.5 568417860 0.24462 0.611551
Loser -1 1748359080 0.752412 -0.752412
Total 2323673820 1 -0.058622

The next table shows the house edge by number of decks.

Royal Match — Version 4 — 1-8 Decks
Number
of Decks
House
Edge
1 10.14%
2 7.59%
3 6.73%
4 6.3%
5 6.04%
6 5.86%
7 5.74%
8 5.64%

Streak

Streak is an optional blackjack side bet I noticed at Caesars in Atlantic City in April of 2000. Since that time I have seen it displayed at the Global Gaming Expo, where I have been given rule updates. Streak is a simple bet on winning a specified number of consecutive bets. If the player splits then it is the net win that counts toward whether the hand as a whole won or lost. For example if the player split and won one hand and pushed the other the hand would count as a net win. In the event of a push or breaking even after a split the hand would not count for purposes of the side bet, neither advancing the number of consecutive wins nor breaking the winning streak. The player may bet on a winning streak from 2 to 5, or as many of these as desired.

My blackjack appendix 4 addresses the probability of a net win or loss. However that table includes surrender, which is usually not offered, and a player may decline to take anyway, if a Streak bet were on the line. So I reran my simulation with the following rules: six decks, dealer stands on soft 17, no surrender, player may split up to four hands, double on any two cards, double after split allowed, resplit aces not allowed, cut card used. Here are the results of the simulation.

Net Win in Blackjack
Net win Simulation
Total
Probability Return
8 1400 0.000001 0.000006
7 12763 0.000007 0.000048
6 76258 0.000041 0.000245
5 284607 0.000152 0.000762
4 1435913 0.000769 0.003077
3 4584941 0.002456 0.007368
2 114511009 0.061343 0.122686
1.5 84495618 0.045264 0.067896
1 603601989 0.323348 0.323348
0 163884660 0.087793 0
-1 805017526 0.431246 -0.431246
-2 83647458 0.04481 -0.089619
-3 3984819 0.002135 -0.006404
-4 963035 0.000516 -0.002064
-5 180925 0.000097 -0.000485
-6 37217 0.00002 -0.00012
-7 5072 0.000003 -0.000019
-8 417 0 -0.000002
Total 1866725627 1 -0.004521

The lower right cell shows a house edge of 0.4521%. This may look a bit high for the rules, especially against my blackjack calculator. Most house edge figures, including those of my calculator are based on a continuously shuffled game. The use of a cut card, as was the case in this simulation, adds 0.02% to the house edge with six decks. For more information on the cut card effect please see my blackjack appendix 10.

Adding up the wins and losses we get the following.

Net Win in Blackjack
Event Probability
Win 43.34%
Loss 47.88%
Tie 8.78%
Win given no tie 47.51%
Loss given no tie 52.49%

The probability of winning n hands in a row is simply 0.4751n. The following return tables show the pay table, probability of winning, and return for all four streak bets, under both the new and old rules.

Streak Bet Return Table - New Rules
Streak
Bet
Pays Probability
Win
Return
2 3 0.225712 -0.097154
3 8 0.107234 -0.034898
4 18 0.050946 -0.032032
5 38 0.024204 -0.05605

The table above shows that under the new, more liberal, rules the best bet is on a streak of 4, with a house edge of 3.20%.

Streak Bet Return Table - Old Rules
Streak
Bet
Pays Probability
Win
Return
2 3 0.225712 -0.097154
3 7 0.107234 -0.142132
4 17 0.050946 -0.082978
5 37 0.024204 -0.080254

Over/Under 13

This pair of side bets pay even money if the player can correctly bet if the sum of the player's first two cards will be over or under 13. Aces count as 1. The following is the house edge according to the number of decks.

Over/Under 13

Number
of Decks

Over

Under

1

6.79%

10.11%

2

6.65%

10.08%

4

6.58%

10.07%

6

6.55%

10.07%

8

6.54%

10.06%

Pair Square

"Pair Square" is a blackjack side bet I have seen in Tunica, Las Vegas, and Reno. It wins if the player's first two cards are a pair, usually more for a suited pair. I have seen or heard of a number of pay tables through the years. Following are return tables for some of them.

Pair Square — 12-10 Pay Table — Six Decks
Event Pays Combinations Probability Return
Suited pair 12 2808 0.016077 0.192926
Non-suited pair 10 780 0.057878 0.578778
No pair -1 44928 0.926045 -0.926045
Total 0 48516 1.000000 -0.154341

Pair Square — 12-12 Pay Table — Six Decks
Event Pays Combinations Probability Return
Suited pair 12 2808 0.016077 0.192926
Non-suited pair 12 780 0.057878 0.694534
No pair -1 44928 0.926045 -0.926045
Total 0 48516 1.000000 -0.038585

Pair Square — 15-10 Pay Table — Six Decks
Event Pays Combinations Probability Return
Suited pair 15 2808 0.016077 0.241158
Non-suited pair 10 780 0.057878 0.578778
No pair -1 44928 0.926045 -0.926045
Total 0 48516 1.000000 -0.106109

Pair Square — 20-10 Pay Table — Six Decks
Event Pays Combinations Probability Return
Suited pair 20 2808 0.016077 0.321543
Non-suited pair 10 780 0.057878 0.578778
No pair -1 44928 0.926045 -0.926045
Total 0 48516 1.000000 -0.025723

Pair Square — 25-10 Pay Table — Two Decks
Event Pays Combinations Probability Return
Suited pair 25 312 0.009709 0.242718
Non-suited pair 10 52 0.058252 0.582524
No pair -1 4992 0.932039 -0.932039
Total 0 5356 1.000000 -0.106796

Pair Square — 0-15 Pay Table — One Deck
Event Pays Combinations Probability Return
Suited pair 0 78 0.000000 0.000000
Non-suited pair 15 0 0.058824 0.882353
No pair -1 1248 0.941176 -0.941176
Total 0 1326 1.000000 -0.058824

The next table summarizes the house edge for all known pay tables by number of decks. A negative house edge denotes a player advantage, for a combination of pay table and number of decks you're unlikely to ever see, but let me know if you do.

Pair Square — House Edge Summary
Decks 0-15
Pay table
12-10
Pay table
12-12
Pay table
15-10
Pay table
20-10
Pay table
25-10
Pay table
1 5.88% 35.29% 23.53% 35.29% 35.29% 35.29%
2 5.83% 23.30% 11.65% 20.39% 15.53% 10.68%
3 5.81% 19.35% 7.74% 15.48% 9.03% 2.58%
4 5.80% 17.39% 5.80% 13.04% 5.80% -1.45%
5 5.79% 16.22% 4.63% 11.58% 3.86% -3.86%
6 5.79% 15.43% 3.86% 10.61% 2.57% -5.47%
7 5.79% 14.88% 3.31% 9.92% 1.65% -6.61%
8 5.78% 14.46% 2.89% 9.40% 0.96% -7.47%

Tie

Caesars Palace in Las Vegas at one time offered a side bet on a tie at two of their blackjack tables. If the player and dealer do tie the side bet pays 10 to 1. The player may bet no more than 50% of their original blackjack wager on the side bet. If the player splits he must also split the side bet. The following table shows the proper basic strategy assuming the maximum side bet is played.

The combined house edge of the blackjack wager and the side bet is about 0.5% of the blackjack wager. For example if the player bets $100 on the blackjack wager and $50 on the side bet the total expected loss is 50 cents. This is based on 8 decks and the dealer hitting a soft 17.

21+3

Version 1

Version 1 of 21+3 I noticed at the Las Vegas Hilton in April, 2001. The side bet pays based on the player's first two cards and the dealer's up card. If the three cards equal a flush, straight, straight flush, or three of a kind the side bet pays 9 to 1. The following table shows the probability of each hand in a six-deck game, as played at the Hilton.

21+3 - 6 decks

Hand

Combinations

Probability

Pays

Return

Straight flush

10368

0.002068

9 to 1

0.018613

Three of a kind

26312

0.005248

9 to 1

0.047236

Straight

155520

0.031021

9 to 1

0.279192

Flush

236736

0.047221

9 to 1

0.424993

Pair+flush

56160

0.011202

9 to 1

0.100819

Pair (no flush)

977184

0.194918

-1 to 1

-0.194918

Nothing

3551040

0.708321

-1 to 1

-0.708321

Total

5013320

1

to 1

-0.032386

The house edge under these rules is 3.24%.

Version 2

At the Regent in Las Vegas all hands listed above, plus a pair, pay 5 to 2. I'll call this version 2. Two decks are used in this version. The following table shows a house edge under these rules of 2.78%.

21+3 - 2 decks

Hand

Combinations

Probability

Pays

Return

Straight flush

384

0.002109

2.5 to 1

0.005272

Three of a kind

728

0.003998

2.5 to 1

0.009994

Straight

5760

0.03163

2.5 to 1

0.079076

Flush

8768

0.048148

2.5 to 1

0.120371

Pair

34944

0.19189

2.5 to 1

0.479726

Nothing

131520

0.722225

-1 to 1

-0.722225

Total

182104

1

-0.027786

Version 3

I have an uncomfirmed report that Internet casinos using Wagerworks software use the following pay table, which I will call "Version 3."

21+3 mdash; Version 3 — Six Decks
Hand Pays Combinations Probability Return
Suited three of a kind 100 1040 0.000207 0.020745
Three of a kind 33 25272 0.005041 0.166352
Straight flush 35 10368 0.002068 0.072383
Straight 10 155520 0.031021 0.310214
Flush 5 292896 0.058424 0.292118
Loss -1 4528224 0.903239 -0.903239
Total 5013320 1 -0.041427

Although Wager Works only uses six decks in their blackjack game, as far as I know, here is the house edge for 3 to 8 decks.

21+3 mdash; Version 3 — 3-8 Decks
Decks House Edge
3 7.76%
4 5.99%
5 4.89%
6 4.14%
7 3.60%
8 3.18%

Sweet Sixteen

Sweet Sixteen is a blackjack side bet I noticed at the Las Vegas Club in April 2001. It is played with a six-deck shoe and pays based on the player's first two cards. The following table shows each paying hand, the probability, payoff, and contribution to the total return.

Sweet Sixteen

Hand

Probability

Pays

Return

16-21 points

0.31907

1 to 1

0.63814

One ace

0.142468

1 to 1

0.284937

Two aces

0.005689

2 to 1

0.017067

Pair 2's-7's

0.034133

push

0.034133

Total

0.50136

0.974277

The lower right cell shows a return of 97.43%, for a house edge of 2.57%. Here is the house edge for other numbers of decks.

 

  • 1 deck: 3.62%
  • 2 decks: 2.99%
  • 4 decks: 2.68%
  • 8 decks: 2.52%

Dare any Pair

Dare any Pair is a side bet I noticed at the Lady Luck in April 2001. It simply pays 11 to 1 if the player's first two cards are a pair. Six decks are used. The probability of a pair is 0.073954984 for a house edge of 11.25%. Here is the house edge for other numbers of decks.

 

  • 1 deck: 29.41%
  • 2 decks: 18.45%
  • 4 decks: 13.04%
  • 8 decks: 10.36%

Lucky Ladies

This is a common side bet found in many casinos such as the Wizard's Casino (nice name) in Seattle. Any player 20-point hand wins something. There are three possible pay tables, A-C, as follows:

Lucky Ladies - Pay Table A and B

Hand

Table A

Table B

Q of hearts pair & dealer has BJ 1000 to 1 1000 to 1
Q of hearts pair 125 to 1 200 to 1
Matched 20 (same rank and suit) 19 to 1 25 to 1
Suited 20 9 to 1 10 to 1
Unsuited 20 4 to 1 4 to 1
Non-20 -1 to 1 -1 to 1

Lucky Ladies - Pay Table C

Hand

Table C

Pair of queens with dealer BJ 250 to 1
Pair of queens 25 to 1
Ranked 20 9 to 1
Suited 20 6 to 1
Any 20 3 to 1
Non-20 -1 to 1

The next table is an analysis of pay table C with six decks.

Lucky Ladies Pay Table A - 6 decks

Hand

Permutations

Probability

Pays

Return

Q of hearts pair & dealer has BJ

135360

0.000015

1000 to 1

0.014563

Q of hearts pair

2738340

0.000295

125 to 1

0.036827

Matched 20 (same rank and suit)

43105500

0.004638

19 to 1

0.088115

Suited 20

193112640

0.020777

9 to 1

0.186990

Unsuited 20

744863040

0.080139

4 to 1

0.320554

Non-20

8310740400

0.894138

-1 to 1

-0.894138

Total

9294695280

0

-0.247089

The lower right cell shows a return of 75.29%, or a house edge of 24.71%.

The next table is an analysis of pay table C with one deck.

Lucky Ladies Pay Table C - 1 deck

Hand

Permutations

Probability

Pays

Return

Pair of queens with dealer BJ13440.000207250 to 10.051713
Pair of queens280560.00431825 to 10.107951
Ranked 20882000.0135759 to 10.122172
Suited 201372000.0211166 to 10.126697
Any 204116000.0633483 to 10.190045
Non-2058310000.897436-1 to 1-0.897436
Total64974001 to 1-0.298858

The lower right cell shows a house edge of 29.89%.

The final Lucky Ladies table shows the house edge according to the pay table and number of decks. Note that the top hands with pay table A and B are impossible with 1 deck.

Lucky Ladies House Edge

Decks

Table A

Table B

Table C

1 38.16% 36.05% 29.89%
2 30.05% 24.94% 25.51%
3 27.37% 21.28% 24.07%
4 26.04% 19.46% 23.35%
5 25.24% 18.37% 22.92%
6 24.71% 17.64% 22.64%
7 24.33% 17.12% 22.43%
8 24.05% 16.73% 22.28%

Bonus Blackjack

This is a simple pair of side bets that the player and/or dealer will get a blackjack. The player may bet on a player blackjack, dealer blackjack, or both. If the player bets both and the player gets a blackjack composed of an ace and jack of spades then the player will win a progressive bonus.

As the number of decks increases the probability of a blackjack decreases, making the player's odds worse. The following table shows pertinent information about this bet as explained below.

First column: Number of decks
Second column: House edge if just one bet is made
Third column: Overal reduction in house edge for each $100 in meter if both bets are made
Fourth column: Point meter must reach for bet to have zero house edge.

Bonus Blackjack

Decks

House Edge
on One Bet

Reduction in House
for each $100 in Meter

Breakeven
Meter

1

22.78%

3.77%

$604.00

2

23.53%

3.73%

$630.00

4

23.89%

3.72%

$643.00

6

24.02%

3.71%

$647.33

8

24.08%

3.71%

$649.50

Bonus Blackjack

This is another side bet called "Bonus Blackjack." I noticed it at the Sycuan casino near San Diego on October 25, 2009. The only bet amounts permitted were 50¢ and $1. The following table shows the pay table, probabilities, and return for a six-deck game. The lower right cell shows a house edge of 40.78% (ouch!). This assume the player always tries for a 678 or 777 if possible, even if it violates basic strategy. The cost of such strategy deviations are not indicated.

Bonus Blackjack (Sycuan) — Six Decks
Hand Pays Combinations Probability Return
777500121440.0004040.201862
67850829440.0027570.137873
Suited BJ203571200.0118720.237447
Loser-1296277120.984966-0.984966
Total300799201-0.407784

The next table shows the house edge for various number of decks.

Bonus Blackjack (Sycuan) —
House Edge
Decks House Edge
2 45.16%
4 41.92%
5 41.24%
6 40.78%
8 40.20%

Progressive Blackjack

As the name implies this is a blackjack side bet with a progressive jackpot. For an optional $1 the blackjack player may see back $3 to the progressive jackpot, which starts at $25,000. I saw this side bet at the New York New York casino where they had three tables tied into the same progressive. On July 30, 2001, the jackpot meter was at $35537.36. At this time I was told they recently put it in place and nobody had hit the jackpot yet. On August 11 the meter had risen to $37746.28.

Just like in Caribbean Stud the player puts the $1 for the Progressive side bet in a slot. Before dealing a new hand the dealer presses a button, the dollars vanish, and a light designates who made the bet. The following table shows what each winning hand pays, the probability (based on six decks), and the contribution to the return.

The following table shows the return based on a meter of $35537.36, the amount the last time I observed it.

Progressive Blackjack

Hand

Permutations

Probability

Pays

Return

4 red/black aces

23760

0.000003

35537.36

0.090844

4 aces

231264

0.000025

2000

0.049763

3 suited aces

138240

0.000015

1000

0.014873

3 non-suited aces

3359232

0.000361

200

0.072283

2 suited aces

10679040

0.001149

50

0.057447

2 non-suited aces

38444544

0.004136

15

0.062043

1 ace

662100480

0.071234

3

0.213703

no aces

8579718720

0.923077

0

0

Total

9294695280

1

0

0.560955

The above table shows an expected return of 56.10% per dollar bet, or a house edge of 43.90%. The general formula for the return is 47.01% plus 2.56% for each $10,000 in the meter. To have no house edge the meter would need to reach $207287.85. Also note there are no basic strategy deviations for this side bet. If the player gets two aces he should split anyway, which guarantees two more cards.

It is unclear to me what events cause the meter to go up and down. Sometimes the meter goes up by 28 cents for each $1 bet made. According to the Mikohn's web site the house edge is 22%. If this is the case then the meter contribution rate is 24.60%. Mikohn also mentions that part of each dollar goes to a higher reseed of the next jackpot. So 24.60% would be divided between the current meter and the next one. Based on this contribution rate the average jackpot when won would be $121,225.86.

Mikohn, the owners of this side bet, keep a list of casinos that offer this side bet here.

Twin Blackjack

Twin blackjack is not a side bet, but a variation of the game of blackjack. I saw the game at the Stardust in August, 2001. Each position has two betting spots. If the player makes a bet in both of them he will play out two hands against the dealer's up card. In the event the player gets two blackjacks (called twin blackjacks) they both shall pay 2-1. If the player gets two identical blackjacks (called identical twin blackjacks) both shall pay 4-1.

The following table shows what this is worth to the player.

Twin Blackjack
Event Probability Pays Extra Return
Twin BJ 0.002142 0.5 0.001071

Identical twin BJ

0.000025

2.5

0.000062

total 0.002167 0 0.001133

The lower right cell in the table shows the twin blackjack rules add about 0.1133% to the players return. However as usual with novelty games you give more than you get back. In this case the player may NOT double after a split and the number of splits per hand is lowered from 3 to 2. Under the normal Stardust 6-deck rules the house edge is 0.4066%. Under these rules, not including the twin blackjack bonuses, the house edge is 0.5527%. Overall the house edge is 0.4394%, 0.0328% higher than the conventional rules.

Perfect Pairs

Perfect Pairs is a blackjack side bet found in casinos in Australia, Macau, and London. It pays if the player's first two cards are a pair. The following table shows the specifics. A "perfect pair" is two identical cards (like two ace of spades). A "colored pair" is two cards of the same rank and color (like the ace of spades and ace of clubs). There are two pay tables, which are referred to as A and B. The following two tables show how the expected return is calculated for each pay table based on an 8 deck game.

Pay Table A — 8 decks
Hand Pays Combintions Probability Retun
Perfect pair 25 1456 0.016867 0.421687
Colored pair 12 1664 0.019277 0.231325
Red/black pair 6 3328 0.038554 0.231325
Non-pair -1 79872 0.925301 -0.925301
Total 86320 1 -0.040964

The lower right cell shows that pay table A has a house edge of 4.10% with 8 decks.

Pay Table B — 8 decks
Hand Pays Combintions Probability Retun
Perfect pair 30 1456 0.016867 0.506024
Colored pair 10 1664 0.019277 0.192771
Red/black pair 5 3328 0.038554 0.192771
Non-pair -1 79872 0.925301 -0.925301
Total 86320 1 -0.033735

The lower right cell shows that pay table B has a house edge of 3.37% with 8 decks.

Pay Table C — 8 decks
Hand Pays Combintions Probability Retun
Perfect pair 25 1456 0.016867 0.421687
Colored pair 12 1664 0.019277 0.231325
Red/black pair 5 3328 0.038554 0.192771
Non-pair -1 79872 0.925301 -0.925301
Total 86320 1 -0.079518

The lower right cell shows that pay table C has a house edge of 7.95% with 8 decks.

The next table shows the house edge for both pay tables according to the number of decks.

Perfect Pairs House Edge

Decks

Pay Table A

Pay Table B Pay Table C
2 22.33% 25.24% 26.21%
4 10.14% 10.63% 14.01%
5 7.72% 7.72% 11.58%
6 6.11% 5.79% 9.97%
8 4.1% 3.37% 7.95%

Bonanza Blackjack

Bonanza Blackjack is a side bet found on a fully electronic 6-deck game at the Boulder Station in Las Vegas. If the player has any 20 (including a soft 20) and the dealer has a 10-point card the player will win something. This is a $1 side bet, no more and no less.

Bonanza Blackjack

Player's hand

Dealer's hand

Permutations

Probability

Pays

Return

Same rank and suit First two cards match 5760 0.00000062 25000 0.015493
Same rank and suit Up card matches 587520 0.00006321 2500 0.158026
Same rank and suit Up card any 10 13348800 0.00143617 100 0.143617
Same rank Up card any 10 50191488 0.00540001 30 0.162
Same suit Up card any 10 50191488 0.00540001 20 0.108
Different rank and suit (including soft 20) Up card any 10 184747392 0.01987665 10 0.198766
Loser 8995622832 0.96782332 -1 -0.967823
Total 9294695280 1 -0.18192

The lower right cell shows a house edge of 18.19%.

Hi/Low

This is a simple pair of side bets I noticed at the Casablanca in Mesquite, Nevada. The player simply bets if his first card will be higher or lower than the dealer's up card. In the event the two cards are the same rank, except aces, the tie shall go to the dealer. Two aces push. The game I saw it on was 6-decks but here is the house edge for all numbers of decks.

Hi/Low

Decks

House Edge

1

5.43%

2

6.27%

3

6.55%

4

6.69%

5

6.77%

6

6.83%

7

6.87%

8

6.9%

2 Through 6

"2 Through 6" is a side bet I noticed at the Four Queens on April 24, 2004. Except as noted all winnings hands involve a dealer up card of 2 through 6. The following table shows all the winning events, permutations, probability, payoff, and contribution to the return. The lower right cell shows a house edge of 7.48%.

2 Through 6

Event

Permutations

Probability

Pays

Return

Ace/king of hearts 34560 0.001149 40 0.045958
Blackjack 518400 0.017234 8 0.137873
Total of 9 to 11* 1707888 0.056778 5 0.283892
Total of 17 to 20 2957760 0.09833 2 0.19666
Blackjack (dealer has 7 to A) 875520 0.029106 2 0.058213
All other 23985792 0.797402 -1 -0.797402
Total 30079920 1 0 -0.074807

*: includes soft 19 and soft 20

The maximum bet allowed is the lesser of $50 and the blackjack bet.

Jack Magic

Jack Magic is a Shufflemaster side bet that has been seen at the Spirit Mountain casino in Grande Ronde, Oregon. It is played on a 5-deck blackjack game with a continuous shuffler. Wins are based on the player's initial two cards and the dealer's up card, thus no basic strategy changes are necessary. The following table shows the probability and return for each win. The lower right cell shows a house edge of 20.06%.

Jack Magic

Event

Combinations

Probability

Pays

Return

Three one eyed jacks 120 0.000041 500 0.020721
Three jacks 1020 0.000352 100 0.035226
Two one eyed jacks 10800 0.00373 30 0.111893
Two jacks 34800 0.012018 10 0.120182
One one eyed jack 286800 0.099046 2 0.198092
One jack 286800 0.099046 1 0.099046
No jacks 2275280 0.785766 -1 -0.785766
Total 2895620 1 0 -0.200606

Match the Dealer

Match the Dealer is a side bet found in both blackjack and Spanish 21. The player wins for each of his initial two cards that match the dealer's up card. Matches in rank only pay less than a match in rank and suit. The following tables show the various versions I am aware of.

Match the Dealer - Blackjack - Six Decks
Event Pays Combinations Probability Return
Two suited matches 22 10 0.000207 0.004564
One suited and one non-suited match 15 90 0.001867 0.028005
One suited match 11 1440 0.029872 0.328597
Two non-suited matches 8 153 0.003174 0.025392
One non-suited matches 4 5184 0.107541 0.430163
No matches -1 41328 0.857338 -0.857338
Total 48205 1 -0.040618

Match the Dealer - Blackjack - Eight Decks

Event Combinations Probability Pays Return
Two suited matches210.000244280.006845
One hard and one each match1680.001956170.033246
Two non-suited matches2760.00321360.019277
One suited match26880.03129140.438065
One non-suited match92160.10728130.321844
No matches735360.856015-1-0.856015
Total8590510-0.036738

Match the Dealer - Spanish 21 - Six Decks

Event Combinations Probability Pays Return
Two suited matches100.000244180.004386
One hard and one each match900.002193130.028508
Two non-suited matches1530.00372880.029824
One suited match13200.03216390.289467
One non-suited match47520.11578740.463147
No matches347160.845886-1-0.845886
Total4104110-0.030555

Match the Dealer - Spanish 21 - Eight Decks

Event Combinations Probability Pays Return
Two suited matches210.000287240.00689
One hard and one each match1680.002297150.034448
Two non-suited matches2760.00377360.022637
One suited match24640.033683120.404194
One non-suited match84480.11548430.346452
No matches617760.844477-1-0.844477
Total7315310-0.029855

Blackjack Only

Some casinos offer a simple side bet that pays from 15 to 19 to 1 for a player blackjack. It is also possible for the bet to be based on a dealer blackjack, or both bets may be available. I have a blackjack table in my garage in which both are offered at 17 to 1. There is no particular name for this and I think it is a "common domain" bet, meaning nobody owns the idea so no royalties are required.

The following table shows the house edge for 1 to 8 decks and a payoff of 15 to 19 to 1.

Blackjack Only

Number of Decks 15 to 1 16 to 1 17 to 1 18 to 1 19 to 1
1 deck 22.78% 17.95% 13.12% 8.3% 3.47%
2 decks 23.53% 18.75% 13.97% 9.19% 4.41%
3 decks 23.77% 19.01% 14.24% 9.48% 4.71%
4 decks 23.89% 19.14% 14.38% 9.62% 4.87%
5 decks 23.97% 19.22% 14.46% 9.71% 4.96%
6 decks 24.02% 19.27% 14.52% 9.77% 5.02%
7 decks 24.05% 19.3% 14.56% 9.81% 5.06%
8 decks 24.08% 19.33% 14.59% 9.84% 5.1%

Lucky Lucky

Lucky Lucky is a side bet based on the player's first two cards and the dealer's up card. It is known to be played at some casinos in Alberta, Canada. The following tables shows the various winning hands, probability, payoff, and contribution to the total return, based on a six deck game. The lower right cell shows a house edge of 2.66%, one of the lowest for any side bet.

Lucky Lucky — Six Decks

Event Combinations Probability Pays Return
Suited 777 80 0.000016 200 0.003191
Suited 678 864 0.000172 100 0.017234
Unsuited 777 1944 0.000388 50 0.019388
Unsuited 678 12960 0.002585 30 0.077553
Suited 21 26568 0.005299 15 0.079492
Unsuited 21 406296 0.081043 3 0.24313
Any 20 377568 0.075313 2 0.150626
Any 19 364320 0.07267 2 0.145341
All other 3822720 0.762513 -1 -0.762513
Total 5013320 1 -0.026556

Bonus Spin

Bonus Spin is a side bet in which the player gets to spin a wheel if he gets a blackjack. Also, a hand with at least one ace, but not a blackjack, pays 1 to 1. The prizes on the wheel are 5x, 15x, 25x, 20x, 10x, and 100x, where the x represents the bet amount. All wins are on a to one basis. Assuming all wins were equally likely the average win would be 29.17x, resulting in a player edge of 63.4%. Obviously the stops on the prize wheel where not equally weighted. I asked the table games manager what the average win was and he said it was right around 14. As the table below shows this results in a house edge of 8.63%, based on six decks.

Bonus Spin - Six Decks
Event Combinations Probability Pays Return
Blackjack 2304 0.047489 14* 0.664853
Ace 4884 0.100668 1 0.100668
Loss 41328 0.851843 -1 -0.851843
Total 48516 1 -0.086322

* Based on an estimated average win.

The next table shows the house edge for 1 to 8 decks, again assuming an average win of 14.

Bonus Spin
1 to 8 Decks

Decks

House Edge

1 7.39%
2 8.14%
3 8.39%
4 8.51%
5 8.58%
6 8.63%
7 8.67%
8 8.69%

Wheel of Madness

Similar to Bonus Spin this is $1 side bet on a blackjack. If the player wins he gets to spin a prize wheel. According to Scott Brynen the average win is about 15 to 1, based on personal observation. Casinos will often allow bets of larger than $1, with a win of the product of the prize wheel and the bet made. The following table shows the probability of winning and house edge according to the number of decks, assuming an average win of 15 to 1.

House Edge in Wheel of Madness
Decks Prob. Win House Edge
1 4.83% 22.78%
2 4.78% 23.53%
3 4.76% 23.77%
4 4.76% 23.89%
5 4.75% 23.97%
6 4.75% 24.02%
7 4.75% 24.05%
8 4.75% 24.08%

This bet is vulnerable to card counting. Using indices of +1 for 2 to 9, 0 for 10-K, and -9 for aces, the odds swing in the player's favor at a true count (running count divided by decks remaining, rounding down) of 12. The next table shows how often this happens and the average advantage when it does in a 6-deck game according to the penetration, again assuming an average win of 15 to 1.

Card Counting in Wheel of Madness
Penetration Bets Made Avg. Adv.
75% 3.58% 10.72%
80% 4.46% 12.36%
85% 5.49% 14.69%
90% 6.43% 16.79%

High Tie Bonus Blackjack

Version 1 of this is a side bet I noticed at the MGM Grand on November 26, 2005. It was played on a six-deck game.

High Tie Bonus Blackjack - Version 1 - Six Decks
Event Pays Permutations Probability Return
Blackjack tie 50 20136960 0.002167 0.108325
Suited blackjack 15 105315840 0.011331 0.169961
Suited pair 10 149432400 0.016077 0.160772
Blackjack 6 315947520 0.033992 0.203953
Pair 3 537956640 0.057878 0.173633
Other -1 8165905920 0.878556 -0.878556
Total 9294695280 1 -0.061911

Version 2 of this is a side bet I noticed at the Eldorado casino in Henderson on March 16, 2007. It was played on a six-deck game.

High Tie Bonus Blackjack - Version 2 - Six Decks
Event Pays Permutations Probability Return
Blackjack tie 25 20136960 0.002167 0.054163
Suited pair 6 149432400 0.016077 0.096463
Suited blackjack 4 105315840 0.011331 0.045323
Blackjack 3 315947520 0.033992 0.101977
Pair 2 537956640 0.057878 0.115756
Suited 1 2041476480 0.219639 0.219639
Other -1 6124429440 0.658917 -0.658917
Total 9294695280 1 -0.025597

Field of Gold

Field of Gold is a side bet I'm told can be found at the Spirit Mountain Casino in Grand Ronde, Oregon. All wins are based on the player's first two cards. For side bet purposes, aces always count as one. The following return table is based on six decks. The lower right cell shows a house edge of 5.66%.

Field of Gold - Six Decks
Event Pays Permutations Probability Return
Ace/jack suited 25 144 0.002968 0.074202
Two aces 10 276 0.005689 0.056888
3 or 4 total 3 1428 0.029434 0.088301
9 or 10 total 2 4884 0.100668 0.201336
Any other blackjack 1.5 2160 0.044521 0.066782
11 to 12 total 1 6612 0.136285 0.136285
All other -1 33012 0.680435 -0.680435
Total 48516 1 -0.056641

The following table shows the house edge for various numbers of decks.

Field of Gold - House Edge
Decks House Edge
1 deck 6.64%
2 decks 6.05%
4 decks 5.76%
5 decks 5.7%
6 decks 5.66%
8 decks 5.62%

Automatic Win/Casino Surrender

Automatic Win/Casino Surrender is an optional rule in blackjack in which the player may force the dealer to surrender when the player has a 2-card 20 against a dealer 10. This option is known by both names. In other words the player may play out his hand or settle for a win of 50% of his bet. The option may only be invoked after the dealer checks for blacjack. The Stardust in Las Vegas has been seen offering this rule in May 2005.

The following table shows the player's expected return with a 20 agaisnt a dealer 10, after the dealer checks for blackjack, according to the number of decks and composition of the 20.

Expected value of 20 vs 10
Decks 10,10 A,9
1 58.5315% 55.4551%
2 56.8553% 55.4572%
4 56.1473% 55.4561%
5 56.0074% 55.4558%
6 55.9145% 55.4555%
8 55.7987% 55.4551%

The table shows the player always stands to win 55.46% to 58.53% of his bet by playing out the hand. In a typical 6-deck game the player will give up 5.91% of his bet with a 10,10 and 5.46% with an A,9 by invoking the surrender option. The bottom line is taking dealer surrender is a mistake and the player should go for the full win.

Bust It

"Bust It" is a side bet seen at the Taj Majal in Atlanic City in April, 2007. The side bet can not exceed the lesser of the blackjack bet and $25. It wins if the dealer busts on the third card. The side bet is available on ordinary blackjack and Double Attack Blackjack, which use a Spanish deck. It does not matter whether dealer hits or stands on soft 17, because either way busting with three cards is impossible. Card counters may be interested to know that the dealer is more likely to bust when the count is high. So at some positive count the odds would swing to the player's favor.

The following return table is for ordinary blackjack with eight decks. The lower right cell shows a house edge of 6.814%.

Bust It - Eight Ordinary Decks
Event Pays Combinations Probability Return
Suited 888 200 672 0.000019 0.003761
Colored 888 50 2688 0.000075 0.003761
Bust on 6 15 175616 0.004914 0.073713
Bust on 7 9 374272 0.010473 0.094258
Bust on 8 7 582400 0.016297 0.11408
Bust on 9 5 814080 0.02278 0.1139
Bust on 10 3 4233216 0.118456 0.355369
Loss -1 29553536 0.826985 -0.826985
Total 35736480 1 -0.068143

The next table shows the house edge for the pay table above and rules above for one to eight decks.

Bust It - Ordinary Decks
Decks House Edge
1 8.127%
2 7.568%
3 7.267%
4 7.096%
5 6.987%
6 6.912%
7 6.856%
8 6.814%

The following return table is for eight Spanish decks. The lower right cell shows a house edge of 8.006%.

Bust It - Eight Spanish Decks
Event Pays Combinations Probability Return
Suited 888 200 672 0.000024 0.004784
Colored 888 50 2688 0.000096 0.004784
Bust on 6 15 143872 0.005122 0.076825
Bust on 7 10 308736 0.010991 0.109907
Bust on 8 8 484096 0.017233 0.137866
Bust on 9 6 683008 0.024314 0.145886
Bust on 10 3 2683392 0.095526 0.286577
Loss -1 23784288 0.846695 -0.846695
Total 28090752 1 -0.080064

The next table shows the house edge for the pay table above and rules above for one to eight Spanish decks.

Bust It - Spanish Decks
Decks House Edge
1 9.844%
2 9.035%
3 8.621%
4 8.388%
5 8.24%
6 8.138%
7 8.063%
8 8.006%

Straight 8's

"Straight 8's" is a blackjack side bet seen in Calgary in March 2007. Like the Lucky Lucky, it pays based on the player's first two cards and the dealer's up card.

The following return table is based on six decks. The lower right cell shows a house edge of 2.696%.

Straight 8's - Six Decks
Event Pays Combinations Probability Return
Three suited 8's 200 80 0.000016 0.003191
Three 8's 50 1944 0.000388 0.019388
5,6,7 25 13824 0.002757 0.068936
Three of a kind 5 24288 0.004845 0.024223
Pair of 8's 3 79488 0.015855 0.047566
8, 18, or 28 2 472032 0.094156 0.188311
Pair 2 841248 0.167803 0.335605
Loser -1 3580416 0.714181 -0.714181
Total 5013320 1 -0.026959

The next table shows the house edge for the pay table above and rules above for one to eight decks.

Straight 8's - House Edge
Decks House Edge
1 15.529%
2 7.934%
3 5.331%
4 4.018%
5 3.226%
6 2.696%
7 2.317%
8 2.032%

2 Run 21

2 Run 21 is a blackjack side bet I noticed at the Silver Dollar casino in Seattle on June 5, 2007. It pays based on the player's first two cards, and the dealer's first two cards.

The following return table is based on six decks. The lower right cell shows a house edge of 10.236%.

2 Run 21 - Six Decks
Event Pays Combinations Probability Return
Two straight flushes 40 3242668 0.001395 0.055820
Straight flush and straight 10 19445136 0.008368 0.083683
Two straights 8 29173140 0.012555 0.100438
One straight flush 3 147641008 0.063538 0.190613
One straight 1 442923024 0.190613 0.190613
Loser -1 1681248844 0.72353 -0.723530
Total 2323673820 1 -0.102364

The next table shows the house edge for the pay table above and rules above for one to eight decks.

2 Run 21 - House Edge
Decks House Edge
1 deck 4.82%
2 decks 8.13%
3 decks 9.19%
4 decks 9.72%
5 decks 10.03%
6 decks 10.24%
7 decks 10.38%
8 decks 10.50%

In May 2008 I had an unconfirmed report that the above table is no longer the one in use. The writer claims the side bet is now based on only the player’s first two cards, and the dealer’s up card.

Winners Option

Winners Option is a side bet seen at the Las Vegas Hard Rock in August, 2007. In addition to playing blackjack normally, the player may bet on the dealer's hand. Unfortunately, you can't deliberately lose your own hand, in this case. If you bet on the dealer, as indicated on the table by a "D" arrow, then you must play according to the same rules as the dealer, never doubling or splitting, and hitting to hard 17 or soft 18. In the event both player and dealer bust, the bet will lose half.

I was not told how many decks were used, so I analyzed it by random simulation for all number of decks from one to eight. Here are the results. The right column shows the expected player loss. In a six-deck game, for example, the house edge would be 4.09%.

Winners Option
Decks Win Push Lose Half Lose All Return
1 0.411247 0.093653 0.082833 0.412267 -0.042436
2 0.411339 0.095404 0.081857 0.4114 -0.040989
3 0.411138 0.096031 0.081745 0.411086 -0.040821
4 0.411057 0.09629 0.081677 0.410976 -0.040757
5 0.4109 0.096461 0.081608 0.411031 -0.040935
6 0.410856 0.096566 0.081632 0.410946 -0.040905
7 0.410842 0.096684 0.081592 0.410882 -0.040836
8 0.410875 0.096734 0.081575 0.410816 -0.040729

Winners Option web site.

21 to the River

21 to the River is a blackjack side bet I noticed at the Hard Rock in Las Vegas on March 27, 2008. The rules are as follows.

  1. Player makes a blackjack and poker bet.
  2. The blackjack bet shall be adjudicated according to conventional blackjack rules. In the case of the Hard Rock, these rules were six decks, dealer hits soft 17, double after split allowed, no surrender, and no resplitting aces.
  3. In the event the blackjack hand busts, a five-card poker hand will be created using the card that busted the player, and the next four cards in the shoe.
  4. If the poker hand shall pay according to the return table below.
  5. If the player does not bust, then the poker bet will push.
  6. If the player splits, the first hand, if any, that busts will start the poker hand. If none bust, the poker bet will push.

The first step to analyze this game is to determine the probability that the blackjack hand will bust, and if so, with what card. To answer this, I ran the following simulation. My simulation treats all 10-point cards the same way, so I divided that total between the four 10-point cards.

Blackjack Events
Event Probability
Player busts with 6 0.003197
Player busts with 7 0.006978
Player busts with 8 0.012119
Player busts with 9 0.017238
Player busts with 10 0.023341
Player busts with J 0.023341
Player busts with Q 0.023341
Player busts with K 0.023341
No bust 0.867104
Total 1

The total probability of busting comes to 13.29%. This is higher than other places on my site, which say it is 13.00%. This is because of the splitting rule.

The next table shows the probability of each poker hand, with six decks, according to the first card dealt in the hand.

Six-Deck Poker Probabilities by First Card
Poker Hand A up 2 up 3 up 4 up 5 up 6 up 7 up 8 up 9 up 10 up J up Q up K up
Five of a kind 0.000023 0.000023 0.000023 0.000023 0.000023 0.000023 0.000023 0.000023 0.000023 0.000023 0.000023 0.000023 0.000023
Royal flush 0.000003 0 0 0 0 0 0 0 0 0.000003 0.000003 0.000003 0.000003
Straight flush 0.000003 0.000007 0.00001 0.000014 0.000017 0.000017 0.000017 0.000017 0.000017 0.000014 0.00001 0.000007 0.000003
Four of a kind 0.001668 0.001668 0.001668 0.001668 0.001668 0.001668 0.001668 0.001668 0.001668 0.001668 0.001668 0.001668 0.001668
Full house 0.003653 0.003653 0.003653 0.003653 0.003653 0.003653 0.003653 0.003653 0.003653 0.003653 0.003653 0.003653 0.003653
Flush 0.003516 0.003516 0.003516 0.003516 0.003516 0.003516 0.003516 0.003516 0.003516 0.003516 0.003516 0.003516 0.003516
Straight 0.001729 0.001729 0.002593 0.003458 0.004322 0.004322 0.004322 0.004322 0.004322 0.004322 0.003458 0.002593 0.001729
Three of a kind 0.041826 0.041826 0.041826 0.041826 0.041826 0.041826 0.041826 0.041826 0.041826 0.041826 0.041826 0.041826 0.041826
Two pair 0.065558 0.065558 0.065558 0.065558 0.065558 0.065558 0.065558 0.065558 0.065558 0.065558 0.065558 0.065558 0.065558
Jacks or better 0.25072 0.091171 0.091171 0.091171 0.091171 0.091171 0.091171 0.091171 0.091171 0.091171 0.25072 0.25072 0.25072
All other 0.6313 0.790849 0.789982 0.789114 0.788246 0.788246 0.788246 0.788246 0.788246 0.788246 0.629565 0.630432 0.6313
Total 1 1 1 1 1 1 1 1 1 1 1 1 1

The next table combines the probability of each bust card, by the poker probabilities starting with that card.

21 to the River — Return Table
Event Pays Probability Return
Royal flush 500 0 0.000158
Straight flush 250 0.000001 0.000365
Five of a kind 100 0.000003 0.000308
Four of a kind 50 0.000222 0.011081
Full house 25 0.000485 0.012136
Flush 15 0.000467 0.00701
Straight 10 0.000453 0.004533
Three of a kind 5 0.005558 0.027792
Two pair 2 0.008712 0.017425
Jacks or better 0 0.023288 0
No bust 0 0.867104 0
All other -1 0.093704 -0.093704
Total 1 -0.012895

The lower right cell shows a house edge of 1.29%, per bet made. The probability of the bet resolving with a win or loss is 10.96%. The house edge, per bet resolved, is thus 1.29%/10.96% = 11.76%.

Buster Blackjack

Buster Blackjack is a side bet I noticed at the Sycuan casino, near San Diego, on November 30, 2008. The bet wins if the dealer busts, the more cards it takes, the more the player wins. The following table shows the probabilities and return for a six-deck game, where the dealer hits a soft 17. The lower right cell shows a house edge of 6.21%.

Buster Blackjack — Six Decks, Dealer Hits Soft 17
Event Pays Probability Return
Bust with 8+ cards 250 0.000012 0.002986
Bust with 7 cards 50 0.000214 0.010722
Bust with 6 cards 12 0.002638 0.031651
Bust with 5 cards 4 0.020473 0.08189
Bust with 4 cards 2 0.089392 0.178784
Bust with 3 cards 2 0.173032 0.346064
Dealer doesn't bust -1 0.714241 -0.714241
Total 1.000000 -0.062143

The next table shows the return, according to the number of decks, and whether the dealer hits or stands on a soft 17.

Buster Blackjack — Exected Return
Decks Stand Soft 17 Hit Soft 17
1 -0.087690 -0.068890
2 -0.084766 -0.065097
4 -0.083066 -0.062915
5 -0.082707 -0.062455
6 -0.082462 -0.062143
8 -0.082153 -0.061749

As long as I went to the trouble to analyze this bet, the next table shows a finer breakdown of the possible dealer outcomes in a six-deck game, and the dealer hits a soft 17.

Possible Dealer Outcomes — Six Decks, Dealer Hits Soft 17
Event Probability
Total of 17 0.133459
Total of 18 0.141205
Total of 19 0.135682
Total of 20 0.181531
Total of 21 0.0748744
Blackjack 0.0474895
Bust with 3 cards 0.173032
Bust with 4 cards 0.0893918
Bust with 5 cards 0.0204726
Bust with 6 cards 0.0026376
Bust with 7 cards 0.000214444
Bust with 8 cards 0.000011528
Bust with 9 cards 0.00000040805
Bust with 10 cards 0.00000000909509
Bust with 11 cards 0.00000000011986
Bust with 12 cards 0.000000000000824386
Bust with 13 cards 0.00000000000000222834

Super Split

Super Split is a blackjack side bet I noticed at the Viejas casino in California on December 1, 2008. It was closed at the time, so I don't know the number of decks used. The following return table is based on a six-deck game. The lower right cell shows a house edge of 23.40%.

Super Split — Six Decks
Event Pays Combinations Probability Return
Two aces on original hand, with two face cards after splitting, all suited 2500 9180 0.000004 0.009877
Two aces on original hand, with two face cards after splitting 200 696276 0.0003 0.059929
Two aces on original hand, with one face card after splitting 50 4769280 0.002052 0.102624
Two aces 25 7744284 0.003333 0.083319
Two identical face cards 15 8621100 0.00371 0.055652
Ace plus face card 6 82762560 0.035617 0.213703
Two face cards 3 113798520 0.048974 0.146921
All other -1 2105272620 0.90601 -0.90601
Total 2323673820 0 -0.233987

The next table shows the return, according to the number of decks.

Super Split — Exected Return
Decks Return
2 -0.277397
4 -0.244818
5 -0.238317
6 -0.233987
8 -0.228577

Lucky Pairs

Lucky Pairs is a side bet that wins if the player’s first two cards are a pair. Many baccarat tables also offer this bet. I understand it can be found in blackjack at some casinos in South Africa, where they pay 11 to 1. I do not know the number of decks used there.

The following table shows the house edge for 1 to 8 decks and various wins.

Lucky Pairs
Decks Pays Probability Return
1 15 0.058824 -0.058824
1 14 0.058824 -0.117647
1 13 0.058824 -0.176471
1 12 0.058824 -0.235294
1 11 0.058824 -0.294118
2 13 0.067961 -0.048544
2 12 0.067961 -0.116505
2 11 0.067961 -0.184466
3 12 0.070968 -0.077419
3 11 0.070968 -0.148387
4 12 0.072464 -0.057971
4 11 0.072464 -0.130435
5 12 0.073359 -0.046332
5 11 0.073359 -0.119691
6 12 0.073955 -0.038585
6 11 0.073955 -0.11254
7 12 0.07438 -0.033058
7 11 0.07438 -0.107438
8 12 0.074699 -0.028916
8 11 0.074699 -0.103614

If d is the number of decks, the probability of a pair is (4*d-1)/(52*d-1).

Kings Bounty

I have an unconfirmed report that The Red Dragon Casino in Lynnwood, Washington offers the Kings Bounty side bet. I do not know the number of decks used. The following return table is based on six decks. The lower right cell shows a house edge of 23.16%.

Kings Bounty — Six Decks
Event Pays Combinations Probability Return
2 King of Spades + Dealer BJ 1000 33840 0.000015 0.014563
2 King of Spades 100 684585 0.000295 0.029461
2 Suited Kings 30 2155275 0.000928 0.027826
2 Suited 10, Jack, or Queens 20 8621100 0.00371 0.074202
Suited 20 9 48278160 0.020777 0.18699
2 Kings 6 10345320 0.004452 0.026713
Unsuited 20 4 175870440 0.075686 0.302745
Loser -1 2077685100 0.894138 -0.894138
Total 2323673820 1 -0.231637

The next table shows the house edge for various numbers of decks, assuming no change in the pay table.

Kings Bounty — House Edge
Decks Return
8 -0.224693
6 -0.231637
5 -0.2372
4 -0.245555
2 -0.28754

Perfect Charlie

"Perfect Charlie" is a side bet seen at the Fort McDowell casino in Arizona. Here are the rules.

  • Six decks.
  • Pays based on the player's first 3 to 5 cards on his initial hand.
  • All winning pays must start with the first card.
  • The player is only eligible for the highest qualifying win.
  • Busting does not void any win.
  • All pays are on a "for one" basis, meaning the player does not keep his original bet, even if he wins.
  • The bet is only available for 25 or 50 cents.

Perfect Charlie — Six Decks
Event Pays Permutations Probability Return
2,3,4,5,7 suited in order 300000 31104 0.0000000109 0.0032595048
2,3,4,5 suited in order 80000 1565568 0.0000005469 0.0437497978
2,3,4,5,7 suited any order 40000 3701376 0.0000012929 0.0517174762
2,3,4,5,7 unsuited in order 20000 7838208 0.000002738 0.0547596807
2,3,4,5 suited any order 4000 36008064 0.0000125781 0.0503122675
2,3,4 suited in order 2000 80227584 0.0000280245 0.0560489959
2,3,4,5 unsuited in order 1000 88335360 0.0000308566 0.0308566455
2,3,4 suited any order 300 403004160 0.0001407744 0.0422323172
2,3,4,5,7 unsuited any order 200 937039104 0.0003273195 0.0654638944
2,3,4 unsuited in order 150 1130163840 0.0003947804 0.0592170535
2,3,4,5 unsuited any order 100 2111215104 0.0007374738 0.0737473826
2,3,4 unsuited any order 40 5650819200 0.0019739018 0.0789560713
Loser 0 2852316197568 0.9963497023 0
Total 2862766146240 1 0.6103210873

The lower right cell shows a return of 61.03%, for a house edge of 38.97% (ouch!).

In Between

"In Between" is a side bet asked about at my companion site Wizard of Vegas. I do not know what casino it is offered at.

The side bet plays like Red Dog. Here are the specific rules.

  • Unknown number of decks. My analysis below is based on six decks.
  • Player may make a side wager that the dealer's up card will fall between the ranks of the player's first two cards.
  • For purposes of the side bet, aces are high only.
  • If player's first two cards and dealer's up card form a three of a kind, then player wins 30 to 1.
  • If the player wins with a spread of 1 (one rank between player's two ranks), then player will win 12 to 1.
  • If the player wins with a spread of 2, then player will win 6 to 1.
  • If the player wins with a spread of 3, then player will win 4 to 1.
  • If the player wins with a spread of 4 or more, then player will win 1 to 1.
  • Otherwise, the player will lose.
  • The following table shows a house edge of 3.40% with six decks.

    In Between — Six Decks
    Event Pays Permutations Probability Return
    Trips 30 157872 0.005248 0.157453
    Spread 1 12 304128 0.010111 0.121328
    Spread 2 6 552960 0.018383 0.110298
    Spread 3 4 746496 0.024817 0.099268
    Spread 4+ 1 6303744 0.209567 0.209567
    Loss -1 22014720 0.731874 -0.731874
    Total 30079920 1 -0.033961

    The next table shows the house edge according to the number of decks.

    In Between — House Edge
    Decks House Edge
    1 8.34%
    2 5.70%
    4 4.01%
    5 3.64%
    6 3.40%
    8 3.08%

    Another analysis of this bet, based on eight decks, can be found at miplet's blackjack side bet docs.


    Sign seen at the Silver Dollar casino near Seattle in June 2007. It would read "Side-bets are strictly prohibited", if it were spelled correctly.


    If you are interested in the analysis of blackjack side bets, please see my Gaming Math course notes on that topic. Here are some links.

    Go back to blackjack

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