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The probability of a tie between the player and banker cards is (48/53)*(3/52)+(5/53)*(4/52)=0.05950. If the game goes to the extra cards, which is does 41.47% of the time, then the player's expected value is -0.05950. The overall expected value of the game is 0.2855*1 + 0.4147*-0.05950 + .2998*-1 = -0.03898. So the house edge is about 3.90%. The player may be able to cut the house edge down marginally by assuming a more aggressive strategy in setting his cards, trying to avoid pushes. Although I didn't study this directly I speculate the effect strategy variation is very small. The house edge in regular pai gow poker as the player is 2.85%. So even if you never bank the conventional game still has a lower house edge. The difference increases according to the player's willingness to bank. If you're bored with all the pushes of conventional pai gow poker then you may find new excitement in this game. However if you want to lose less money stick with the conventional pai gow poker.
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