EZ-9 is a pan/baccarat variant invented and owned by Johnny Ma. As of this writing, January 2013, it can be found at the Hollywood Park casino in California.
Following are the rules of EZ-9.
In addition, there is also an optional Triple Match side bet, which pays if the player gets a three of a kind. More information about that is in the analysis section.
The following table shows the probability and return of all possible outcomes in EZ-9. The lower right cell reflects a house edge of 2.85%.
The following table shows my analysis of the $1 Triple Match side bet. The win for a 3-3-3 in diamonds is a progressive jackpot. This jackpot starts at $2,000 and grows by 5% of money bet. The win shown in the table below is based on the average win.
Wins on the Triple Match are paid on a "for one" basis. In other words, the original wager is never returned. The return of 88.768% reflects a house edge of 11.232%.
The break-even meter (with no house edge) is at $11,845.27.
The formula for the return at any given time is 80.47% + 1.65% × jackpot.
I would like to thank game owner Johnny Ma for providing me the math report by Eliot Jacobson, which saved me the trouble of analyzing it myself.
Reason #4 why the Wizard likes Bovada:
Bovada offers the triple crown of gambling: casino, poker, and sports. Many other casinos have tacked on poker as an afterthought, and many poker rooms have tacked on a casino as an afterthought, and the lack of attention shows, sometimes painfully. And very few of these sites let you make sports wagers.
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