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Last Updated: March 23, 2016

Microgaming Review

Introduction

Microgaming is one of the oldest and best known suppliers of online casino software in the industry. Their story begins in 1994 when they launched the first Internet casino, the Gaming Club, which continues to use Microgaming software to this day. Since then they have grown to about 70 Internet casinos. In online gaming news, they have broken the record for the largest progressive jackpot won online many times over. They have paid out jackpots over $1 million multiple times. Unlike some other Internet casinos which dribble-pay big winners, Microgaming casinos pay jackpot winners immediately and in full.

In 2008, Microgaming announced their casinos would no longer accept American players due to anti-Internet gambling laws in the US. Despite losing a large portion of the market, Microgaming has continued to grow, adding many new games and casinos from their headquarters in the Isle of Man. In particular, Microgaming offers hundreds of video slot machines with state of the art graphics and sounds. They have licensed some themed games, like Lord of the Rings and Batman.

What players can expect is the same package of games at every Microgaming casino with the same rules and odds. At the Gaming Club website, they claim, "All payout percentages are reviewed by independent auditors, and with an average 97.48% payout ratio, you can expect better returns than those from a land-based casino. " This is probably true on average, but on some games the Microgaming rules are just as stingy as land casinos, or more. This review looks in depth at the rules to advise you when you're getting a good bet and when you're not.

As an American, it isn't easy playing a Microgaming casino at all, even in fun mode. To do so, I had to get a proxy server, making it appear like I was in the UK via a phony IP address. I played only the Flash casino at the Gaming Club in free mode, as opposed to the download and using real money. This review details the games that they have and the rules they follow.

Table Games

In the Flash casino, Microgaming lists 55 table games. However, some of these are nearly identical to each other, like the same set of blackjack rules with and without a side bet. The minimum on most games is $1 and the maximum is usually $100 to $500. Following is a description of each game.

Microgaming CasinosExpand

Name Wizards Seal US Friendly Play
10Bet Casino NO NO Visit Casino >
138.com NO NO Visit Casino >
188Bet Casino YES NO Visit Casino >
18bet NO NO -
21 Casino NO NO Visit Casino >
21Dukes NO YES Visit Casino >
21Prive NO NO Visit Casino >
24Bettle NO NO Visit Casino >
24hBet NO NO Visit Casino >
32Red Casino YES YES Visit Casino >
7 Sultans Casino YES NO Visit Casino >
777 Dragon Casino YES NO -
77Jackpot NO NO -
7BitCasino NO NO Visit Casino >
Ace Live Casino NO NO -
ahaCasino NO NO Visit Casino >
All British Casino NO NO Visit Casino >
All Irish Casino NO NO Visit Casino >
All Jackpots Casino YES NO Visit Casino >
All Slots Casino NO NO Visit Casino >
Amsterdams Casino NO NO Visit Casino >
Aztec Riches Casino YES NO Visit Casino >
b-Bets NO NO Visit Casino >
Bertil YES NO Visit Casino >
BestCasino NO NO -
Bet365 Casino NO NO Visit Casino >
BETAT Casino YES NO Visit Casino >
betboo Casino NO YES -
BetBright NO YES Visit Casino >
BetChan Casino NO NO Visit Casino >
Betclic Casino NO NO Visit Casino >
Bethard Casino NO YES Visit Casino >
Betin NO YES Visit Casino >
BETJOY NO NO Visit Casino >
Betmotion NO NO Visit Casino >
Betrally NO NO Visit Casino >
Betreels Casino NO YES Visit Casino >
Betsafe Casino YES NO Visit Casino >
BetSolo Casino NO NO -
Betspin NO NO Visit Casino >
Betsson Casino YES YES Visit Casino >
BetVictor Casino YES NO Visit Casino >
Betway Casino NO NO Visit Casino >
BigBang Casino NO YES Visit Casino >
BitStarz NO NO Visit Casino >
BlackJack Ballroom YES NO Visit Casino >
Bodog88 YES NO Visit Casino >
Bohemia Casino NO NO Visit Casino >
Boss Casino NO NO Visit Casino >
Boyle Casino NO NO Visit Casino >
BTC Casino NO NO Visit Casino >
Buck & Butler YES NO Visit Casino >
Buzz Slots NO NO Visit Casino >
Cabaret Club Casino NO NO Visit Casino >
Captain Cooks Casino YES NO Visit Casino >
Carat Casino NO NO -
Caribic Casino NO NO Visit Casino >
Casdep Casino NO NO Visit Casino >
Cashmio NO NO Visit Casino >
Casino 440 NO NO Visit Casino >
Casino Action YES NO Visit Casino >
Casino Adrenaline NO NO Visit Casino >
Casino British NO YES Visit Casino >
Casino Cash Palace NO NO Visit Casino >
Casino Classic YES NO Visit Casino >
Casino Epoca NO NO Visit Casino >
Casino Estrella NO YES Visit Casino >
Casino Fantasia NO NO -
Casino Heroes NO NO Visit Casino >
Casino Kingdom YES NO Visit Casino >
Casino La Vida YES NO Visit Casino >
Casino Luck NO NO Visit Casino >
Casino Magix NO NO Visit Casino >
Casino Mate YES NO Visit Casino >
Casino Mira NO NO Visit Casino >
Casino of Dreams NO NO Visit Casino >
Casino Share YES NO Visit Casino >
Casino Sieger NO NO Visit Casino >
Casino Splendido NO NO Visit Casino >
Casino Ventura NO NO Visit Casino >
Casino-X NO NO Visit Casino >
Casino.mx NO NO Visit Casino >
Casino777 NO NO Visit Casino >
CasinoCruise NO NO Visit Casino >
CasinoEuro YES YES Visit Casino >
CasinoExtra NO NO Visit Casino >
CasinoFloor NO NO Visit Casino >
Casinohuone NO NO Visit Casino >
CasinoJEFE YES NO Visit Casino >
Casinoland NO NO Visit Casino >
CasinoLoco NO NO -
CasinoRoom YES NO Visit Casino >
Casinostugan NO NO -
Casinovo NO NO Visit Casino >
Casumo Casino YES NO -
Cat Club Casino NO NO -
Challenge Casino YES NO Visit Casino >
Chance Hill NO NO Visit Casino >
Chanz Casino NO NO Visit Casino >
Cherry Casino YES NO Visit Casino >
Codeta Casino NO NO Visit Casino >
Colosseum Casino YES NO Visit Casino >
ComeOn Casino YES NO Visit Casino >
Conquer Casino NO NO Visit Casino >
Crazy Vegas YES NO Visit Casino >
Crystal Casino NO NO -
Dash Casino YES NO Visit Casino >
Dazzle Casino NO NO Visit Casino >
Dhoze YES NO Visit Casino >
DizzyWin NO NO Visit Casino >
Double Star Casino NO NO Visit Casino >
Dragonara Casino NO NO Visit Casino >
Dream Palace Casino NO NO Visit Casino >
DreamySeven NO NO Visit Casino >
Drift Casino NO NO -
Dublinbet Casino NO NO Visit Casino >
Duel5 Casino NO NO -
Dunder Casino NO NO Visit Casino >
EmuCasino YES NO Visit Casino >
EnergyCasino NO NO Visit Casino >
Euro Palace YES NO Visit Casino >
EuroLotto NO NO Visit Casino >
EuroMania NO NO -
EuroSlots YES NO Visit Casino >
EypoBet YES NO -
FashionTV Casino NO NO -
Fenix Casino NO NO Visit Casino >
Finlandia Casino NO NO Visit Casino >
First Web Casino YES NO -
Flamantis Casino NO NO Visit Casino >
Fortune Room Casino YES NO Visit Casino >
Fruity King NO NO Visit Casino >
FruityCasa NO NO Visit Casino >
Gala Casino YES YES Visit Casino >
Gaming Club Casino NO NO Visit Casino >
Glimmer Casino NO NO Visit Casino >
Gold Club Casino NO NO Visit Casino >
Golden Lounge Casino YES NO Visit Casino >
Golden Reef Casino YES NO Visit Casino >
Golden Riviera Casino YES NO Visit Casino >
Golden Tiger Casino YES NO Visit Casino >
Goldfishka NO NO -
GoodDayForPlay (GDF Play) NO NO Visit Casino >
GoWild Casino YES NO Visit Casino >
GR88 NO NO -
Grand Hotel Casino YES NO Visit Casino >
Grand Mondial YES NO Visit Casino >
GrandRio NO NO Visit Casino >
GrandWild Casino NO NO Visit Casino >
Guts Casino YES NO Visit Casino >
Heaven Casino NO NO -
Heypoker Casino YES NO -
Hippodrome Casino NO NO Visit Casino >
HippoZino NO NO Visit Casino >
HotStripe Casino NO NO -
IceCasino NO NO -
iGame Casino NO NO Visit Casino >
InstaCasino NO NO Visit Casino >
InterCasino YES NO Visit Casino >
Interwetten Casino YES NO Visit Casino >
iwcasino NO NO Visit Casino >
Jackpot City NO NO Visit Casino >
Jackpot Knights NO NO Visit Casino >
Jackpot Paradise NO NO Visit Casino >
Jackpotjoy Casino YES NO Visit Casino >
Jackpotland NO NO -
Jetbull Casino YES NO -
Joe Fortune Casino YES NO Visit Casino >
Joy Casino NO NO Visit Casino >
Kaboo Casino NO NO Visit Casino >
King Neptune's Casino - No New Players NO NO -
KissCasinos NO NO -
Lapalingo NO NO -
Leo Vegas YES YES Visit Casino >
LimoPlay NO NO Visit Casino >
LSbet NO NO Visit Casino >
Lucks Casino NO NO Visit Casino >
Lucky Emperor Casino YES NO Visit Casino >
Lucky Gold NO NO Visit Casino >
Lucky Nugget Casino NO NO Visit Casino >
Lucky247 NO NO -
Lucky31 NO NO Visit Casino >
LuckyAce Casino NO NO -
LuckyCasino NO NO Visit Casino >
LuckyDino YES NO Visit Casino >
Luckystar.io NO NO Visit Casino >
Luxury Casino YES NO Visit Casino >
MadSlots Casino NO NO -
Magical Vegas NO NO Visit Casino >
Major Tom Casino YES NO -
Mambo Slots NO NO -
Maple Casino YES NO Visit Casino >
Maria Casino YES NO Visit Casino >
Mars Casino NO NO Visit Casino >
MaxiPlay Casino NO NO Visit Casino >
Maxxx Casino NO NO Visit Casino >
Megawins Casino NO NO -
Miami Dice Casino NO YES Visit Casino >
Mobil6000 NO NO Visit Casino >
Mobilbet Casino NO NO Visit Casino >
Mobile Millions NO NO -
MobileWins NO NO Visit Casino >
MoboCasino NO NO Visit Casino >
Monte-Carlo® Casino YES NO Visit Casino >
Mr Green Casino YES NO Visit Casino >
Mr Ringo NO NO Visit Casino >
Mr Smith Casino YES NO Visit Casino >
Mr Star Casino NO NO Visit Casino >
Mucho Vegas Casino NO NO Visit Casino >
Music Hall Casino YES NO Visit Casino >
MyJackpotCasino NO NO Visit Casino >
MyWin24 NO NO Visit Casino >
Naija Gaming Casino NO NO Visit Casino >
Nedplay Casino YES NO Visit Casino >
NetBet Casino NO NO Visit Casino >
NextCasino YES YES Visit Casino >
NordicBet Casino NO NO Visit Casino >
Nostalgia Casino NO NO Visit Casino >
Noxwin Casino NO NO Visit Casino >
OddsRing Casino NO NO Visit Casino >
OGU NO NO Visit Casino >
OlyBet Casino NO NO Visit Casino >
Omni Slots NO NO Visit Casino >
OnlineCasino.eu NO NO -
Optibet NO YES Visit Casino >
Oshi Casino NO NO Visit Casino >
Paf Casino YES NO Visit Casino >
Phoenician Casino YES NO Visit Casino >
Platinum Play Casino YES NO Visit Casino >
Playamo Casino NO NO Visit Casino >
Players Palace Casino YES NO Visit Casino >
PlayFrank NO NO -
PlayHippo YES NO Visit Casino >
Pocket Casino NO NO -
PokerStars Casino NO NO Visit Casino >
Pokies.com NO NO Visit Casino >
Power Slots NO NO Visit Casino >
Premier Live Casino NO NO -
PropaWin NO NO Visit Casino >
Prospect Hall Casino NO NO Visit Casino >
Quartz Casino NO NO -
Quatro Casino YES NO Visit Casino >
Queen Vegas Casino NO NO Visit Casino >
Real Deal Bet NO YES Visit Casino >
Red Flush Casino YES NO Visit Casino >
Redbet Casino YES YES Visit Casino >
RedStar Casino NO NO Visit Casino >
Rembrandt Casino NO NO Visit Casino >
Rich Reels YES NO Visit Casino >
River Belle Casino NO NO Visit Casino >
River Nile Casino YES NO -
Rizk Casino NO NO Visit Casino >
Roxy Palace YES NO Visit Casino >
Royal Panda YES NO Visit Casino >
Royal Swipe Casino NO NO Visit Casino >
Royal Vegas Casino YES NO Visit Casino >
Royalio Casino NO NO Visit Casino >
Ruby Fortune Casino NO NO Visit Casino >
Sin City Casino NO NO Visit Casino >
Sin Spins Casino NO NO Visit Casino >
SlotJoint Casino NO NO Visit Casino >
Slotobank NO NO -
SlotsHeaven NO NO Visit Casino >
SlotsMillion YES NO Visit Casino >
Slotty Vegas NO NO Visit Casino >
Smart Live Casino NO NO -
Space Lilly Casino NO NO -
Spin and Win NO NO Visit Casino >
Spin Genie NO NO Visit Casino >
Spin Palace Casino NO NO Visit Casino >
Spin Station Casino NO NO Visit Casino >
SpinEmpire Casino NO NO Visit Casino >
Spinson NO NO Visit Casino >
Spinsvilla NO NO Visit Casino >
Stan James Casino NO NO Visit Casino >
Staybet Casino NO NO Visit Casino >
Strike it Lucky Casino YES NO Visit Casino >
Sugar Casino NO NO Visit Casino >
Sunmaker Casino NO NO Visit Casino >
SuomiAutomaatti NO NO Visit Casino >
SuperLenny NO NO Visit Casino >
SverigeKronan NO NO Visit Casino >
Sweden Casino NO NO Visit Casino >
The Grand Ivy Casino NO YES Visit Casino >
Thrills Casino NO NO Visit Casino >
Tipbet Casino NO NO Visit Casino >
TivoliCasino.com NO YES Visit Casino >
Toms Casino NO NO Visit Casino >
TradaCasino NO NO Visit Casino >
Triobet YES NO Visit Casino >
Tropezia Palace YES NO Visit Casino >
TTR Casino NO NO -
UK Casino Club YES NO Visit Casino >
Unibet Casino YES NO Visit Casino >
Vbet Casino NO NO Visit Casino >
Vegas 7 Casino YES NO Visit Casino >
Vegas Country Casino YES NO Visit Casino >
Vegas Joker Casino YES NO Visit Casino >
Vegas Palms Casino YES NO Visit Casino >
Vegas Paradise NO NO -
Vegas Slot Casino YES NO Visit Casino >
Vegas To Macau Casino NO NO -
Vera John Casino YES YES Visit Casino >
Videoslots.com NO NO Visit Casino >
VIKS Casino NO NO Visit Casino >
Villento Casino YES NO Visit Casino >
Vinnarum Casino YES YES Visit Casino >
VIP Stakes NO NO Visit Casino >
Virtual City Casino YES NO Visit Casino >
VoltCasino NO NO Visit Casino >
VonBets Casino NO NO Visit Casino >
Wanabet Casino NO YES Visit Casino >
Whitebet Casino YES NO Visit Casino >
Wild Jack Casino YES NO Visit Casino >
WildJackpots NO NO -
WildSlots NO NO Visit Casino >
William Hill Casino NO NO Visit Casino >
Win2Fun Casino NO NO -
Winmasters Casino NO NO -
Wintika NO NO Visit Casino >
Wonclub Casino NO NO Visit Casino >
Wonderland Casino NO NO -
Wunderino Casino NO NO Visit Casino >
YakoCasino NO NO Visit Casino >
Youwin Casino NO YES -
Yukon Gold Casino YES NO Visit Casino >
ZigZag777 Casino NO NO -
Zodiac Casino YES NO Visit Casino >

Baccarat


Baccarat
 

There are two baccarat games: baccarat and baccarat gold. They both use eight decks and pay the standard odds. In terms of rules, the only difference seems to be that baccarat gold offers bets on a player/banker pair and the other does not. The following table shows the house edge of each bet.

Microgaming Baccarat

Bet Pays House Edge
Banker 0.95 1.06%
Player 1 1.24%
Tie 8 14.36%
Pairs 11 10.36%


Casinos that try to be competitive with baccarat usually pay 9 to 1 on the tie, or 0.96 on the Banker bet, but Microgaming casinos offer the standard rules land casinos do.

Ballistic Bingo


Ballistic Bingo
 

This is a bingo game played on eight Latin American 3-by-9 bingo cards. The player is paid according to how many balls are required to cover the 15 randomly chosen numbers on the card. The following table shows the probability and return of each win. The lower right cell shows a game return of 94.72%.

Ballistic Bingo

Range Pays Probability Return
15 to 40 5000 0.000001 0.004392
41 to 50 750 0.000048 0.036203
51 to 60 75 0.001112 0.083430
61 to 70 15 0.014593 0.218892
71 to 74 7 0.024075 0.168525
75 or 76 5 0.022200 0.111000
77 or 78 3 0.033349 0.100047
79 or 80 2 0.049523 0.099047
81 or 82 1 0.072746 0.072746
83 or 84 0.5 0.105762 0.052881
85 to 90 0 0.676590 0.000000
Total 1.000000 0.947162


Blackjack


Atlantic City Blackjack

European Blackjack

European Blackjack Redeal

Classic Blackjack

Vegas Single Deck

Vegas Downtown

Microgaming has a host of blackjack games to choose from. They all pay 3 to 2 on a blackjack. I assume the cards are shuffled after every hand, which mathematically favors the player, unless he is counting cards. The limits and number of spots the player may play varies from game to game. The following table shows the pertinent rules to each game and the house edge, which is based on perfect composition-dependent strategy.

The following table shows the Blackjack games available in alphabetical order.

Microgaming Blackjack Alphabetic OrderExpand

Game Soft 17 Double After Split Double Splits Number Re split aces Draw to split aces Peek Surr-ender Return Total Decks
Atlantic City Stand Yes Any 3 No No Yes Yes 99.65% 8
Atlantic City Gold Stand Yes Any 3 No No Yes Yes 99.62% 8
Bonus Blackjack Hit Yes Any 3 No No Yes No 99.62% 2
Classic blackjack Stand No 9 to 11 1 No Yes No No 99.60% 5
European Gold Stand No 9 to 11 1 No Yes No No 99.60% 2
European blackjack redeal Stand No 9 to 11 1 No Yes No No 99.60% 2
Hi-Lo 13 European Blackjack Stand No 9 to 11 1 No Yes No No 99.60% 2
Premier High Streak Blackjack Stand No 9 to 11 1 No No No No 99.47% 2
Vegas downtown Hit Yes Any 3 No No Yes No 99.62% 2
Vegas single deck Hit No 9 to 11 1 No No Yes No 99.69% 1
Vegas strip Stand Yes Any 3 No No Yes No 99.65% 4


Here is the same list in returns range, choose your game wisely.

Microgaming Blackjack Return OrderExpand

Game Soft 17 Double After Split Double Splits Number Re split aces Draw to split aces Peek Surr-ender Return Total Decks
Vegas single deck Hit No 9 to 11 1 No No Yes No 99.69% 1
Atlantic City Stand Yes Any 3 No No Yes Yes 99.65% 8
Vegas strip Stand Yes Any 3 No No Yes No 99.65% 4
Bonus Blackjack Hit Yes Any 3 No No Yes No 99.62% 2
Atlantic City Gold Stand Yes Any 3 No No Yes Yes 99.62% 8
Vegas downtown Hit Yes Any 3 No No Yes No 99.62% 2
Hi-Lo 13 European Blackjack Stand No 9 to 11 1 No Yes No No 99.60% 2
European Gold Stand No 9 to 11 1 No Yes No No 99.60% 2
European blackjack redeal Stand No 9 to 11 1 No Yes No No 99.60% 2
Classic blackjack Stand No 9 to 11 1 No Yes No No 99.60% 5
Premier High Streak Blackjack Stand No 9 to 11 1 No No No No 99.47% 2


The most interesting blackjack game is European Blackjack Redeal. In this game, the player can pay to replace his whole hand, the dealer's up card, or his last card (with three or more cards) at any point, except after splitting. The cost of all three options are adjusted according to the situation. If a switch would on average be bad for the player, then it is offered for free.

Based on some rough estimates, I show the replacement costs offered by this game to be within 1% of fair, including being under priced sometimes.

All things considered, the house edge averages about 0.40% in the various Micgrogaming blackjack games. This average is indeed better than the rules in the median land-casino blackjack game, at least in the US. However, there are some better games out there, in both land and online casinos.

While this review is based on the Flash casino only, it is worthy of mention that the download version has a very liberal blackjack game known as "classic blackjack." The rules of said game are:

  • Single deck.
  • Dealer stands on soft 17.
  • Dealer does not peek for blackjack. Player will lose total bet against a dealer blackjack, including on doubles and splits.
  • Double after split not allowed.
  • Player may split only once.
  • No surrender.
  • Player may draw to split aces.

Following is the correct basic strategy for these rules.

The house edge under the classic blackjack rules, using the total-dependent strategy above, is 0.13%. To shave 0.04% off this house edge, use my composition-dependent basic strategy for a single deck game where the dealer stands on soft 17.

Spanish Blackjack


Spanish Blackjack
 

This is the same thing as Spanish 21. In particular, Microgaming follows these rules:

  1. 8 decks.
  2. Dealer hits soft 17.
  3. Surrender allowed on initial two cards.
  4. Double after split allowed.
  5. Re-splitting aces allowed.
  6. A player 21 or blackjack always wins.
  7. Player may double on any number of cards.
  8. Player may surrender after doubling, known as "double down rescue." The player forfeits an amount equal to his original bet.
  9. A five-card 21 pays 3 to 2, a six-card 21 pays 2 to 1, a seven or more card 21 pays 3 to 1. Bonus not honored after doubling or splitting.
  10. A 6-7-8 or 7-7-7 of mixed suits pays 3 to 2, of the same suit pays 2 to 1, and of spades pays 3 to 1. These bonuses usually do not pay after doubling or splitting.
  11. Suited 7-7-7 and the dealer has a seven face up pays 50 to 1.
The house edge under these rules is about 0.42%.

Craps


Craps
 

Microgaming offers only 1x odds in craps, which is the ratio of how much the player may bet on the odds to the pass or come bets. When laying the odds after a don't pass or don't come bet, they make the usual online casino software error of basing the bet relative to the bet amount, not the win.

The field is the stingy version that pays 2 to 1 on both a 2 and 12. The hop bets are also stingy at 15 and 30 to 1, depending on whether it is an easy or hard hop. The hard ways pay the usual tight odds of 7 and 9 to 1. What really adds insult to injury is they have the Big 6 and 8 bets on the table, and yes they pay even money only.

The following table shows what they pay on most bets and the house edge.

Microgaming Craps

Bet Pays House Edge
Big 6/8 1 9.09%
Place 4 or 10 9 to 5 6.67%
Place 5 or 9 7 to 5 4.00%
Place 6 or 8 7 to 6 1.52%
Lose on 4 or 10 2 to 5 3.03%
Lose on 5 or 9 4 to 7 2.50%
Lose on 6 or 8 4 to 5 1.82%
Hard 4 or 10 7 11.11%
Hard 6 or 8 9 9.09%
Any seven 4 16.67%
Any craps 7 11.11%
Hard hops 30 13.89%
Easy hops 15 11.11%


If Microgaming is striving to offer better odds than land casinos, then they definitely failed in craps. In fact, I've never seen worse craps rules anywhere, land or online. If anyone wants an example of good craps rules, then go to any land casino in the UK or Australia.

Crown and Anchor


Crown and Anchor
 

This is a simplified skin of sic bo. In both games, three dice are rolled and the player can bet on any given face appearing at least once. One match pays 1 to 1, two matches pays 2 to 1, and three matches pays 3 to 1. Sic bo offers the same bet, except three matches pays 12 to 1.

The house edge in Crown and Anchor is 7.87%. The equivalent bet in sic bo has a house edge of 3.70%. So, there is there no reason to play Crown and Anchor when Microgaming offers a better bet in sic bo two clicks away. Playing this game would be like betting the Big 6 or 8 in craps. Why get only even money when a place bet is exactly the same but pays 7 to 6?

Double Exposure


Double Exposure
 

In the tradition of liking outdated table games, Microgaming offers Double Exposure. For those who aren't familiar with the game, it plays like blackjack except both dealer cards are exposed. For this, the player loses most ties and a blackjack pays even money. Here are the specific Microgaming rules.

  • 8 decks.
  • Dealer hits soft 17.
  • Player blackjack always wins.
  • Double on hard 9 to 11 only.
  • Double after split allowed.
  • Player may re-split to four hands, except aces, which may be split once only.
  • Player may not split unlike tens.
  • Drawing to split aces not allowed.

The limits are $5 to $500. I estimate the house edge to be about 0.32%.

Keno


Keno
 

Standard keno rules are followed. The following two tables show the pay table.

Microgaming Keno — Pick 1 to 8

Catch 1 2 3 4 5 6 7 8
0 0 0 0 0 0 0 0 0
1 3 1 1 0.5 0.5 0.5 0.5 0.5
2 9 2 2 1 1 0.5 0.5
3 16 6 3 2 1 1
4 12 15 3 6 3
5 50 30 12 6
6 75 36 19
7 100 90
8 720


Microgaming Keno — Pick 9 to 15

Catch 9 10 11 12 13 14 15
0 0 0 0 0 0 0 0
1 0.5 0 0 0 0 0 0
2 0.5 0.5 0.5 0 0 0 0
3 1 1 1 0.5 0.5 0.5 0.5
4 2 2 1 1 0.5 0.5 0.5
5 4 3 2 2 3 2 1
6 8 5 6 4 4 3 2
7 20 10 15 24 5 5 5
8 80 30 25 72 20 12 15
9 1200 600 180 250 80 50 50
10 1800 1000 500 240 150 150
11 3000 2000 500 500 300
12 4000 3000 1000 600
13 6000 2000 1200
14 7500 2500
15 10000


The next table shows the return by number of picks. Note the highest return is 94.90% for picking 13.

Keno Return

Pick Return
1 75.00%
2 92.09%
3 93.04%
4 93.79%
5 93.87%
6 93.79%
7 94.15%
8 92.90%
9 93.43%
10 94.54%
11 93.10%
12 94.22%
13 94.90%
14 94.27%
15 94.39%


Other Games


Bubble Bonanza

Cashapillar

Electro Bingo

Enchanted Woods

Hexaline

Kashatoa

Triangulation

The Microgaming Flash casino has 57 "other" games. Most of them are scratch card games that I don't know enough about to analyze. However, I will address a couple games that do have quantifiable rules.

3 Card Poker


3 Card Poker
 

This is the same thing as Three Card Poker. I'm not an intellectual property expert, but I think that changing the word Three to the number 3 is no license to usurp a patented game, but this happens in online gambling all the time. Sometimes I wonder if anybody is really being fooled by these name changes.

The rules are the same as the standard game. The Microgaming version follows the usual 1-4-5 Ante Bonus pay table, for a house edge on the Ante bet of 3.37%. They follow the liberal 1-4-6-30-40 on the Pairplus bet for a house edge of 2.32%.

Cyberstud Poker


Cyberstud Poker
 

This is another name for Caribbean Stud Poker. However, Microgaming follows a different pay table, as follows.

Cyberstud Poker

Pays Pays
Royal flush 999
Straight flush 199
Four of a kind 99
Full house 14
Flush 9
Straight 5
Three of a kind 3
Two pair 1
One pair 1
Ace/king 1


The house edge in conventional Caribbean Stud Poker is 5.22%, compared to Cyberstud Poker at 5.01%.

Under the Progressives menu there is another Cyberstud Poker game, but with a $1 side bet. The side bet pays $50 for a flush, $100 for a full house, $500 for a four of a kind, $20,000 for a straight flush, and a progressive jackpot for a royal flush. The house edge on the side bet is 36.06% less 1.54% for each $10,000 in the jackpot meter. The breakeven meter (no house edge) would be $234,290.

You can find the full return table for Cyberstud Poker in my page on Caribbean Stud.

Pai Gow Poker


Pai Gow Poker
 

Microgaming deals a nice game of pai gow poker. There is a "house way" button, so it is nicely impossible to foul your hand. Standard rules are followed, with no player banking, for a house edge of 2.72%.

There is also a $1 bonus bet. The following table shows all the wins and odds.

Bonus BetExpand

Hand Combinations Probability Pays Return
Natural seven-card straight flush 32 0 8000 to 1 0.001661
Royal flush plus pair of deuces 144 0.000001 2000 to 1 0.001868
Wild 7 card straight flush 196 0.000001 1000 to 1 0.001272
Five aces 1128 0.000007 400 to 1 0.002927
Royal flush 25948 0.000168 150 to 1 0.025251
Straight flush 184644 0.001198 50 to 1 0.059894
Four of a kind 307472 0.001995 25 to 1 0.049868
Full house 4188528 0.027173 5 to 1 0.135865
Flush 6172088 0.040041 4 to 1 0.160165
Three of a kind 7672500 0.049775 3 to 1 0.149326
Straight 12006024 0.077889 2 to 1 0.155778
Other 123584376 0.801751 loss -0.801751
Total 154143080 1 -0.057878


The lower right cell shows a house edge on the side bet of 5.79%.

Poker Pursuit


Poker Pursuit
 

This is Let it Ride with a different name. After converting the pay table to a "to one" basis, it looks as follows.

Poker Pursuit Pay Table

Hand Pays
Royal Flush 999
Straight Flush 199
Four of a kind 49
Full House 11
Flush 8
Straight 5
Three of a kind 3
Two pair 2
Pair 1
Nonpaying hand -1


This is the same as the conventional Let it Ride pay table, except the top three wins are one less. Compared to the standard pay table seen in the US of 3.51%, the house edge in Poker Pursuit is 3.57%.

For more information, please see my page on Poker Pursuit.

Red Dog


Red Dog
 

Microgaming casinos have got to be one of the few places left on earth to bet on Red Dog. I remember playing this at the old Las Vegas Silver City in the 1980s, but if it weren't for some online casinos, I would have thought it went the way of the dodo bird long ago.

The gist of the game is two cards are dealt face up and one face down. The player wins if the face down card falls between the ranks of the face up cards. Before revealing the face down card, the player has the opportunity to raise his bet. Wins on small spreads pay more.

A few of the rules are configurable. Microgaming uses a single deck and pays 11 to 1 for a three of a kind. This results in a house edge of 3.15%.

For more information, please see my page on Red Dog (link).

Roulette


European Roulette

French Roulette

Multi-Wheel Roulette

Premier Roulette

American Roulette

There are six roulette games available. Other than the rules, they vary in such things as appearance, limits, and speed of the game. In one version, the player can bet on eight wheels at once. Another is a multi-player game.

However, what is important is the rules. There are only three main types of roulette rules and the following table shows which each game follows. An explanation of each set of rules follows the table. The last two columns show the house edge on even money bets as well as all other bets.

Microgaming Roulette

Game Rules Even money All other
Multi-player roulette Single-zero 2.70% 2.70%
Multi-wheel roulette Single-zero 2.70% 2.70%
Premier roulette Single-zero 2.70% 2.70%
French La Partage 1.35% 2.70%
European Single-zero 2.70% 2.70%
American Double-zero 5.26% 5.26%*
* House edge on the 0-00-1-2-3 combination is 7.89%.

  • Double-zero rules: Double-zero wheel used. Player loses everything in even money bets if the ball lands in a zero.
  • Single-zero rules: Single-zero wheel used. Player loses everything in even money bets if the ball lands in zero.
  • La Partage rules: The La Partage game uses a single-zero wheel. What makes it different from single-zero rules is that if the player makes an even money bet and the ball lands in zero, then the player loses half the bet only. "La Partage" is French for sharing, so think of it as sharing the loss when the ball lands in zero.

There are six roulette games available. Other than the rules, they vary in such things as appearance, limits, and speed of the game. In one version, the player can bet on eight wheels at once. Another is a multi-player game.

Sic Bo


Sic Bo
 

In this game, the player has various ways to bet on the roll of three dice. You can find all the rules in my sic bo page.

The bet on any one face pays even money for one match, 2 to 1 for two matches, and 12 to 1 for three. This results in a house edge of 3.70%.

The following table shows what all the other bets pay, the probability of winning, and expected value.

Microgaming Sic Bo

Bet Pays Combinations Probability Return
Small, Big 1 105 0.486111 -0.027778
4, 17 62 3 0.013889 -0.125000
5, 16 31 6 0.027778 -0.111111
6, 15 18 10 0.046296 -0.120370
7, 14 12 15 0.069444 -0.097222
8, 13 8 21 0.097222 -0.125000
9, 12 7 25 0.115741 -0.074074
10, 11 6 27 0.125000 -0.125000
Triple 180 1 0.004630 -0.162037
Any triple 31 6 0.027778 -0.111111
Double 11 16 0.074074 -0.111111
Two die combination 6 30 0.138889 -0.027778


These odds are the same as what you'll find in Australia and a little better than the US. Be wary of the similar game, with worse odds, called Crown and Anchor.

Slots


Asian Beauty

Booty Time

Bridezilla

Major Millions

Dolphin Quest

Fat Lady Sings

King Cashalot

Lots-a-Loot

Playboy

Racing for Pinks

By my count, the Flash casino has 302 non-progressive slots and 15 progressives. As is usual with slot machines, I don't have enough information to quantify the odds, so I will just post some pictures of them.

Regarding the odds, I can say that the Gaming Club casino posts monthly audit reports, which state, in part, the overall return percentage of their slot games. For the last twelve month period as of this writing, Feb. 1, 2013 to Jan. 31, 2014, the average monthly return was 96.0%. The 32 Red and Dash casinos report similar percentages. Since the odds are not configurable, as far as I know, I would expect about a 96% return from any Microgaming casino.

A 96% return is much better than what you're likely to find in land casinos, especially at the lower denominations. See this comparison of land-based vs online casino payout rates at CasinoListings.com for some detailed figures that confirm this.

Spingo


Spingo
 

As far as I know, this wheel-based game is unique to Microgaming. Briefly, a ball numbered from 0 to 10 is chosen at random and then it lands in a wheel with colored slots. The player can bet on the number, color or both.

The following table shows the available wagers, winning combinations (out of 525), probability of winning, and the return percentage.

Spingo

Bet Pays Combinations Probability Return
Combination 32 16 0.030476 0.975238
Green 24 21 0.040000 0.960000
Zero 20 25 0.047619 0.952381
Number 10 50 0.095238 0.952381
Color 3 168 0.320000 0.960000
Odd/Even 2 250 0.476190 0.952381
1-5/6-10 2 250 0.476190 0.952381


For more information, please see my page on Spingo.

Three Wheeler


Three Wheeler
 

Microgaming must like sic bo a great deal, because this game is yet another skin of it.

Video Poker


Aces & Eights

All Aces Poker

Bonus Deuces

Deuces Wild

Jacks or Better

Jacks or Better Power Poker

Jackpot Deuces

Joker Poker Power Poker

SupaJax

Louisiana Double

Double Double Bonus

Microgaming offers 23 video poker games. There are 16 different base games, all of which exist in single-play mode, and seven of those also exist in "Power Poker" mode, which I would compare to four-play.

For this review, I played in the free play Flash casino at the Gaming Club casino. In that venue, some of the games had auto hold, which was frequently wrong. This may be because it was in Flash and/or free mode. When Microgaming casinos still accepted US players, I played a lot of video poker in them and, as I recall, the games had auto-hold. As far as I know, it was 100% accurate.

The following table shows the Video Poker games available in alphabetical order.

Microgaming Video Poker Alphabetic Order

Game Multi-Play Pay Table Return
Aces & Eights No 800-70-80-50-20-8-5-4-3-2-1 99.09%
Aces & Faces Yes 800-50-80-40-25-8-5-4-3-2-1 99.26%
All Aces No 800-60-400-100-50-7-5-4-3-1-1 99.92%
All American No 800-200-34-8-8-8-3-1-1 99.38%
Bonus Deuces Wild No 1000-400-200-25-80-40-18-8-4-4-3-1-1 99.15%
Bonus Poker Deluxe No 800-50-80-40-25-8-5-4-3-2-1 98.49%
Deuces & Joker Yes 2000-800-25-12-9-6-3-3-3-2-1 99.07%
Deuces Wild Yes 800-200-25-16-13-4-3-2-2-1 96.77%
Double Bonus No 800-50-160-80-50-9-7-5-3-1-1 99.16%
Double Double Bonus No 800-50-400-160-160-80-50-9-6-4-3-1-1 98.98%
Double Joker No 800-100-50-25-8-5-4-3-2-1 98.10%
Jacks or Better Yes 800-50-25-9-6-4-3-2-1 99.54%
Joker Poker (kings or better) Yes 1000-200-100-50-17-7-5-3-2-1-1 98.60%
Louisiana Double No 500,75,70,35,9,6,4,4,2,4,2,2,1 93.45%
Tens or Better Yes 800-50-25-6-5-4-3-2-1 99.14%

Here is the same list in returns range, choose your game wisely.

Microgaming Video Poker Return Order

Game Multi-Play Pay Table Return
All Aces No 800-60-400-100-50-7-5-4-3-1-1 99.92%
Jacks or Better Yes 800-50-25-9-6-4-3-2-1 99.54%
All American No 800-200-34-8-8-8-3-1-1 99.38%
Aces & Faces Yes 800-50-80-40-25-8-5-4-3-2-1 99.26%
Double Bonus No 800-50-160-80-50-9-7-5-3-1-1 99.16%
Bonus Deuces Wild No 1000-400-200-25-80-40-18-8-4-4-3-1-1 99.15%
Tens or Better Yes 800-50-25-6-5-4-3-2-1 99.14%
Aces & Eights No 800-70-80-50-20-8-5-4-3-2-1 99.09%
Deuces & Joker Yes 2000-800-25-12-9-6-3-3-3-2-1 99.07%
Double Double Bonus No 800-50-400-160-160-80-50-9-6-4-3-1-1 98.98%
Joker Poker (kings or better) Yes 1000-200-100-50-17-7-5-3-2-1-1 98.60%
Bonus Poker Deluxe No 800-50-80-40-25-8-5-4-3-2-1 98.49%
Double Joker No 800-100-50-25-8-5-4-3-2-1 98.10%
Deuces Wild Yes 800-200-25-16-13-4-3-2-2-1 96.77%
Louisiana Double No 500,75,70,35,9,6,4,4,2,4,2,2,1 93.45%

Notes:

  • * I have an unconfirmed report that the four-play deuces wild game pays 99.3747%. I was not told the pay table.
  • ** I have an unconfirmed report that the All American pay table is 800-200-34-8-8-8-3-1-1, as shown above. I previously thought a four of a kind paid 35.

Finally, there is a progressive game called Jackpot Deuces listed under the progressives menu. It is a $1 deuces wild game that pays a progressive jackpot for a natural royal flush in diamonds. Assuming no strategy deviations for the progressive, the return can be calculated as 93.889% plus 1.132% for each $10,000 in the meter. To reach breakeven (100% return), the meter would need to be $53,979.91.

While this review is based on the Flash casino, I can't help but mention the SupaJax game that is available in the download casino only. It is a 53-card game. This 53rd card is the SupaJax card, which is useful only in the top hand. Following is the full pay table, per coin, based on a full 5-coin bet.

SupaJax

Hand Pays
Four jacks + SupaJax Jackpot/5
Royal flush 600
Straight flush 50
Four of a kind 25
Full house 7
Flush 5
Straight 4
3 of a kind 3
Two pair 2
Jacks or better 1
Nothing 0

The jackpot starts at 10,000 $/£/€. Assuming optimal strategy, it becomes breakeven at 52,417 units of whatever currency. At any given time, the return is 90.427% + 1.826% * j/10,000, where j is the jackpot amount.

For more information, visit these outside links:

Conclusion

If you had asked me 15 years ago, I would have said that Microgaming had a few bad apple casinos. Since then, I would say that Microgaming has raised their standards for who can open a casino. That isn't to say I endorse all of them, but on average their operators are mostly reputable.

Looking at it as a player advocate, I can't say that Microgaming has the best overall odds, but they do have some very competitive blackjack and video poker games. Be careful, though. While they strive to have better odds than land casinos, they don't always. Craps is a fine example. Microgaming has a huge game selection and the graphics, especially in the slot games, are outstanding.

As an organization, I have a very high opinion of Microgaming. I have met some of their executives and I found them to be both friendly and professional. They can't control everything their operators do, but the software company itself helps to bring a good name to the business of online gaming.

Monthly Audits

In choosing where to gamble online, there are many things you should look for. One good sign is that the casino posts monthly audit reports of the return percentages. As far as I know, all Microgaming casinos use eCogra for this service. Below are links to take you to such reports for three arbitrarily selected casinos.