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Reason #3 why the Wizard likes Bovada: Excellent Odds In my opinion many online casinos are too stingy when setting the odds on their games. They think they will make more money that way but I believe they are misguided, because when players lose too quickly it’s not fun, and those players might not come back. Bovada is one of the few casinos that understands this. They offer generous odds to let you play longer and get you a better chance of winning. Among their generous offerings are Full-Pay Jacks or Better returning 99.54%, six other video poker games paying over 99%, single-zero roulette, and my favorite, Pick ’em Poker, returning 99.95%! Kudos to Bovada for not being afraid to give their players a good gamble. |
Kismet Software ReviewLast Update: Apr 8, 2008 Disclaimer: Let it be known that I have served as a consultant to Kismet. This review attempts to be unbiased and mostly sticks to the game rules, odds, and strategy. While I feel comfortable there is no conflict of interest I think it is appropriate to disclose the relationship. Kismet Studios provides the software for Harrods Casino (the famous luxury retailer in London), Private Casino, eCasino Filipino (played in Pesos using pre-paid gambling cards in Manila, Philippines) and Red Lounge Casino. Kismet's strength lies in their liberal gaming rules. For example 4% commission baccarat, European roulette, player banking every other hand in pai gow poker, full pay Three Card Poker with ties win, and 9/6 Jacks or Better. The blackjack rules are configurable from casino to casino. The Red Lounge features a single-deck blackjack game with a house edge of 0.30%. The software is pleasant and easy to use. I have heard of some nice promotions, for example if the players wins five bets in a row he will win a bonus equal to his lowest bet in that sequence. Kismet also says they will custom make games or change the rules upon request for their VIP players. Unfortunately they do not accept U.S. players at this time. Following is a list of the games available at casinos using Kismet software along with the game rules and some strategy tips. Blackjack and Variations
Kismet has lots of blackjack games to choose from, all with competitive rules. The minimum bet is £1, except the single-deck game is £10 per hand (about $17.50 at the time of writing). The best game is the Single-deck, with a low house edge of 0.16%. See below the details on each game.
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| Kismet Blackjack Rules | ||
|---|---|---|
| Rule | Harrods | Red Lounge |
| Number of card decks | 8 decks | 4 decks |
| Dealer hits or stands on soft 17 | Hits on soft 17 | Hits on soft 17 |
| Double after a split | Not allowed | Allowed |
| Double allowed on | Any first two cards | Any first two cards |
| Number of splits allowed | Split to 2 hands | 4�hands |
| Re-Split on Aces | Not allowed | Not allowed |
| Hit on split Aces | Not allowed | Not allowed |
| Dealer draws hole card | Yes | Yes |
| Late surrender | Not allowed | Allowed |
| Blackjack pays | 3 to 2 | 3 to 2 |
| Betting limits | £1 - £250 | £1 - £250 |
The following strategy is appropriate for both sets of rules.

The house edge is 0.82% under Harrods rules and 0.48% under Red Lounge rules.
The single-deck blackjack rules are configurable from casino to casino. I am only aware of the rules at Harrods and Red Lounge, which are as follows.
| Kismet Single-Deck Blackjack Rules | ||
| Rule | Harrods | Red Lounge |
|---|---|---|
| Number of Card Decks | 1 deck | 1 deck |
| Dealer hits or stands on soft 17 | Hits on soft 17 | Hits on soft 17 |
| Double after a split | Not allowed | Allowed |
| Double allowed on | 9 to 11 cards | 9 to 11 cards |
| Number of splits allowed | Split to 2 hands | 4�hands |
| Re-Split on Aces | Not Allowed | Not allowed |
| Hit on split Aces | Not Allowed | Not allowed |
| Dealer draws hole card | No | Yes |
| Late surrender | Not allowed | Not allowed |
| Blackjack pays | 3 to 2 | 3 to 2 |
| Betting limits | £10 - £150 | £10 - £250 |
The house edge is 0.43% under the Harrods rules, and 0.30% under the Red Lounge rules.
This game is my own creation! Kismet casinos are the only place it can be played online for real money.
House edge of 0.25%. For more information please visit my Ties Win Blackjack section.
I think this is the best double exposure game I have ever seen, online or offline.
House edge of 0.26%. For more information please visit my Double Exposure section.
This is the same thing as Super Fun 21.
House edge of 0.75%. For more information please visit my Super Fun 21 section.
This is the same thing as Spanish 21. The rules are the same as the land casinos with these specifics.
House edge of 0.38%. For more information please visit my Spanish 21 section.
House edge of 0.22%. A strategy deviation is to hit suited 6,7 against a 2. For more information on 678 and 777 bonuses visit my Blackjack Appendix 11.

Kismet offer 4% commission baccarat. I haven't seen this game since Binion's Horseshoe closed down their baccarat room years ago. They also pay 9 to 1 on ties. A single deck is used. Following is the house edge on each bet.
For more information visit my baccarat section.

Kismet offers the European version of roulette, featuring a single-zero wheel, and half back on even money bets if the ball lands in zero. The house edge is 1.35% on even money bets and 2.70% on all others.
For more information visit my roulette section.

Bonus Roulette is played on an American double zero wheel. Every time the ball lands in red a letter in the word "Bonus" is illuminated. When the ball lands in black the display resets and clears. In the graphic above there had been three consecutive reds. If the ball lands in red 5 times in a row the player will win a bonus equal to the lowest of the sum of his last five bets. The display will clear after five reds. This is NOT a side bet, it pays automatically.
Normally the house edge in American roulette is 5.26%. However the bonus feature is worth 1.56% if flat betting, for an overall house edge of 3.7%.

The player may choose 1 to 15 balls. The maximum bet is £10 per play. The maximum payout is a £50,000 (about $90,000). The following table shows the expected return according to the number of picks. The table shows the best bet is the pick 5 at 95.79%.
| Kismet Keno | ||
| Pick | Return | Hit Frequency |
|---|---|---|
| 1 | 93.75% | 25% |
| 2 | 74.05% | 43.99% |
| 3 | 94.35% | 15.26% |
| 4 | 93.43% | 25.89% |
| 5 | 95.79% | 9.67% |
| 6 | 93.84% | 16.16% |
| 7 | 95.53% | 23.66% |
| 8 | 94.67% | 10.23% |
| 9 | 95.03% | 10.27% |
| 10 | 94.48% | 11.05% |
| 11 | 93.04% | 2.43% |
| 12 | 93.86% | 4.04% |
| 13 | 92.58% | 6.23% |
| 14 | 91.41% | 3.62% |
| 15 | 94.49% | 13.3% |

Kismet's Pai Gow Poker features player banking every other hand, which is about as good as it gets anywhere. There is also conveniently a house way button. The overall house edge is 1.46%.
For more information visit my section on Pai Gow Poker.

Kismet follows the liberal 1/4/6/30/40 pay table on the Pairplus and 1/4/5 Ante Bonus. Ties also go to the player, which is worth 0.13% on the Ante bet. The house edge is 2.32% on the Pairplus and 3.24% on the Ante.
The ties win rule results in an interesting strategy change. The player should raise on Q63 if all three suits are different. For more information visit my section on Three Card Poker.

The U.S. pay table is followed, except a royal flush pays 250 instead of 100. This lowers the house edge of 5.22% to 5.20%. The progressive side bet is also available, following a 100%/10%/$500/$150/$100 pay table. The break-even point for the side bet is £159,810.53.

Kismet offers three popular video poker games. The max coinage is £10, or £50 max bet. The following three tables show the return of available games.
| Jacks or Better - 99.46% | ||||
| Hand | Payoff | Combinations | Probability | Return |
|---|---|---|---|---|
| Royal flush | 800 | 493512264 | 0.00002476 | 0.01980661 |
| Straight flush | 50 | 2178883296 | 0.00010931 | 0.00546545 |
| Four of a kind | 25 | 47093167764 | 0.00236255 | 0.05906364 |
| Full house | 9 | 229475482596 | 0.01151221 | 0.10360987 |
| Flush | 6 | 219554786160 | 0.01101451 | 0.06608707 |
| Straight | 4 | 223837565784 | 0.01122937 | 0.04491747 |
| Three of a kind | 3 | 1484003070324 | 0.07444870 | 0.22334610 |
| Two pair | 2 | 2576946164148 | 0.12927890 | 0.25855780 |
| Pair | 1 | 4277372890968 | 0.21458503 | 0.21458503 |
| Nothing | 0 | 10872274993896 | 0.54543467 | 0 |
| Total | 19933230517200 | 1 | 0.99543904 | |
| Deuces Wild - 97.58% | ||||
| Hand | Payoff | Combinations | Probability | Return |
|---|---|---|---|---|
| Natural royal flush | 800 | 452369748 | 0.000023 | 0.018155 |
| 4 deuces | 200 | 3682746696 | 0.000185 | 0.036951 |
| Wild royal flush | 20 | 35533966488 | 0.001783 | 0.035653 |
| 5 of a kind | 12 | 59467319664 | 0.002983 | 0.035800 |
| Straight flush | 10 | 108508672848 | 0.005444 | 0.054436 |
| 4 of a kind | 4 | 1213638759072 | 0.060885 | 0.243541 |
| Full house | 4 | 520548700824 | 0.026115 | 0.104458 |
| Flush | 3 | 422759779284 | 0.021209 | 0.063626 |
| Straight | 2 | 1158202099956 | 0.058104 | 0.116208 |
| 3 of a kind | 1 | 5321219941188 | 0.266952 | 0.266952 |
| Nothing | 0 | 11089216161432 | 0.556318 | 0.000000 |
| Total | 19933230517200 | 1.000000 | 0.975781 | |
| Joker Wild - 95.35% | ||||
| Hand | Payoff | Combinations | Probability | Return |
|---|---|---|---|---|
| Natural royal flush | 810 | 593088528 | 0.000024 | 0.019553 |
| Five of a kind | 200 | 2282839836 | 0.000093 | 0.018583 |
| Wild royal flush | 100 | 2459058720 | 0.000100 | 0.010009 |
| Straight flush | 50 | 14426739480 | 0.000587 | 0.029360 |
| Four of a kind | 20 | 207720419028 | 0.008455 | 0.169092 |
| Full house | 7 | 380006843580 | 0.015467 | 0.108269 |
| Flush | 5 | 459318060492 | 0.018695 | 0.093476 |
| Straight | 3 | 496720653984 | 0.020217 | 0.060652 |
| Three of a kind | 2 | 3206720394492 | 0.130520 | 0.261039 |
| Two pair | 1 | 2659472684532 | 0.108246 | 0.108246 |
| Aces or better | 1 | 1847301324780 | 0.075189 | 0.075189 |
| Nothing | 0 | 15291843413748 | 0.622407 | 0.000000 |
| Total | 0 | 24568865521200 | 1.000000 | 0.953468 |
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I asked Kismet for a statement on the theoretical return of their slots. This is something few software companies provide. They were very sporting in disclosing this information. The following are the returns they told me. On progressive games the return on any given spin will depend on the amount in the meter at that time.
Here is Kismet's review of their own slots.
Poker Slots
Kismet software offers a unique Poker Slots that is not found in any other casinos. It is a merger of 3-card poker and a 3-reel slot machine. The game pays on poker combinations including one pair, flush, straight, three of a kind, straight flush, royal flush and a progressive jackpot on three queen of diamonds. Bets range from 20p (about 35 cents) to �3 (about $5.40). The game plays quickly and can be entertaining for slots players who want to get a taste of poker.Pharaoh's Slots
A classic 3-reel progressive jackpot slot machine which features bets ranging from 50p to £10. The game graphics are nice and a departure from the increasingly common 'cartoon' style machines. The reels spin slower that most online games - giving the game a more relaxed pace. The odds of hitting the jackpot are fairly good (as compared to other slot machines) at 1 in 32,768.Football Slots
Another classic 3-reel progressive jackpot slot machine. Bets can be placed between 20p and £5. The game graphics are fashioned on a football (read as soccer for American readers!) fans. The game play is fast and the odds for hitting the jackpot are also good at 1 in 32,768.Luxuria Video Slots, London Video Slots, King's Ransom Video Slots, Passion Fruit Video Slots
Kismet's four video slot machines offer very nice graphics and are quick to play. All feature a hi-lo bonus game, scatter and bonus symbols. Players can choose to play from 15 and 21 line versions. All four video slot machines feature a progressive jackpot.
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