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Excellent Odds
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Baccarat Appendix 3
Last Update: Feb 10, 2009
This appendix shows the probability of a banker, player, and tie win at various mid-game stages. All probabilities are based on eight decks.
After Two CardsIn big table baccarat there is a break between the player's first two cards being exposed and the banker's first two cards. The following table displays the probability of each possible final outcome based on the player's two-card total, and on an 8-deck game.
| Probabities after Two Player Cards |
Player Total | Player Win | Banker Win | Tie Win |
| 0 | 0.278792 | 0.654627 | 0.066581 |
| 1 | 0.282833 | 0.647252 | 0.069915 |
| 2 | 0.290303 | 0.634207 | 0.07549 |
| 3 | 0.303386 | 0.615539 | 0.081075 |
| 4 | 0.322084 | 0.579983 | 0.097933 |
| 5 | 0.358488 | 0.537849 | 0.103663 |
| 6 | 0.430362 | 0.427801 | 0.141838 |
| 7 | 0.572657 | 0.285046 | 0.142297 |
| 8 | 0.810911 | 0.094938 | 0.094151 |
| 9 | 0.905475 | 0 | 0.094525 |
| Total | 0.446247 | 0.458597 | 0.095156 |
After Three CardsThe following three tables display the probability of each possible final outcome given the totals after the three four cards are exposed (two player cards and one banker card), based on an 8-deck game.
| Probabities of Player Win after Three Cards — 8 Decks |
Banker Card | Player Total |
| 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 |
| 0 | 0.306893 | 0.322192 | 0.33142 | 0.345345 | 0.36393 | 0.397013 | 0.478841 | 0.609314 | 0.846542 | 0.923724 |
| 1 | 0.303056 | 0.307637 | 0.327876 | 0.341492 | 0.359810 | 0.392935 | 0.479214 | 0.609687 | 0.846552 | 0.922813 |
| 2 | 0.29888 | 0.303544 | 0.313111 | 0.337875 | 0.356007 | 0.388382 | 0.4794 | 0.60969 | 0.845637 | 0.922813 |
| 3 | 0.297826 | 0.301239 | 0.309319 | 0.321807 | 0.349428 | 0.381111 | 0.481816 | 0.608594 | 0.845637 | 0.922813 |
| 4 | 0.293968 | 0.289011 | 0.288859 | 0.293017 | 0.315714 | 0.404964 | 0.481161 | 0.611379 | 0.84804 | 0.922813 |
| 5 | 0.281471 | 0.273613 | 0.270579 | 0.285812 | 0.305842 | 0.341949 | 0.478745 | 0.60915 | 0.845627 | 0.922813 |
| 6 | 0.264707 | 0.254029 | 0.262176 | 0.274764 | 0.293293 | 0.325144 | 0.318854 | 0.662697 | 0.845637 | 0.922813 |
| 7 | 0.242915 | 0.242836 | 0.248376 | 0.260008 | 0.274153 | 0.302702 | 0.318691 | 0.43136 | 0.845637 | 0.922813 |
| 8 | 0.207034 | 0.207542 | 0.213991 | 0.223921 | 0.238433 | 0.267405 | 0.320167 | 0.430432 | 0.614096 | 0.922813 |
| 9 | 0.207713 | 0.208903 | 0.214243 | 0.224154 | 0.23862 | 0.267514 | 0.319980 | 0.432631 | 0.616509 | 0.691264 |
| Probabities of Banker Win after Three Cards — 8 Decks |
Banker Card | Player Total |
| 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 |
| 0 | 0.61261 | 0.603259 | 0.589483 | 0.570967 | 0.538812 | 0.501127 | 0.391797 | 0.261131 | 0.077186 | 0 |
| 1 | 0.62701 | 0.606708 | 0.593152 | 0.574934 | 0.542666 | 0.504937 | 0.390304 | 0.259829 | 0.076262 | 0 |
| 2 | 0.631112 | 0.621728 | 0.596677 | 0.578569 | 0.547237 | 0.509478 | 0.390292 | 0.259827 | 0.077177 | 0 |
| 3 | 0.633433 | 0.625444 | 0.612958 | 0.585173 | 0.554372 | 0.504024 | 0.390476 | 0.261176 | 0.077177 | 0 |
| 4 | 0.645421 | 0.645692 | 0.641575 | 0.618955 | 0.530124 | 0.488289 | 0.388611 | 0.258021 | 0.077177 | 0 |
| 5 | 0.660972 | 0.664253 | 0.64884 | 0.628854 | 0.594971 | 0.502523 | 0.390839 | 0.260619 | 0.077186 | 0 |
| 6 | 0.680465 | 0.672742 | 0.659888 | 0.642874 | 0.610422 | 0.574009 | 0.337292 | 0.224806 | 0.077177 | 0 |
| 7 | 0.691696 | 0.686316 | 0.676197 | 0.660356 | 0.632850 | 0.599213 | 0.568625 | 0.224781 | 0.077177 | 0 |
| 8 | 0.744516 | 0.739623 | 0.728726 | 0.71421 | 0.685859 | 0.65247 | 0.569553 | 0.456697 | 0.077173 | 0 |
| 9 | 0.743823 | 0.738262 | 0.728303 | 0.713851 | 0.685438 | 0.652171 | 0.567151 | 0.454615 | 0.308707 | 0 |
| Probabities of Tie Win after Three Cards — 8 Decks |
Banker Card | Player Total |
| 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 |
| 0 | 0.080497 | 0.07455 | 0.079097 | 0.083687 | 0.097258 | 0.101861 | 0.129363 | 0.129555 | 0.076271 | 0.076276 |
| 1 | 0.069935 | 0.085655 | 0.078972 | 0.083574 | 0.097524 | 0.102128 | 0.130482 | 0.130484 | 0.077186 | 0.077187 |
| 2 | 0.070008 | 0.074729 | 0.090212 | 0.083556 | 0.096756 | 0.10214 | 0.130308 | 0.130484 | 0.077186 | 0.077187 |
| 3 | 0.068741 | 0.073317 | 0.077723 | 0.093020 | 0.096200 | 0.114865 | 0.127708 | 0.130231 | 0.077186 | 0.077187 |
| 4 | 0.060611 | 0.065297 | 0.069566 | 0.088028 | 0.154162 | 0.106747 | 0.130229 | 0.1306 | 0.074784 | 0.077187 |
| 5 | 0.057557 | 0.062134 | 0.080581 | 0.085333 | 0.099188 | 0.155528 | 0.130415 | 0.130231 | 0.077186 | 0.077187 |
| 6 | 0.054828 | 0.073229 | 0.077936 | 0.082361 | 0.096284 | 0.100847 | 0.343854 | 0.112498 | 0.077186 | 0.077187 |
| 7 | 0.06539 | 0.070848 | 0.075427 | 0.079636 | 0.092996 | 0.098085 | 0.112684 | 0.343859 | 0.077186 | 0.077187 |
| 8 | 0.04845 | 0.052835 | 0.057282 | 0.061868 | 0.075708 | 0.080125 | 0.11028 | 0.112871 | 0.308731 | 0.077187 |
| 9 | 0.048464 | 0.052835 | 0.057454 | 0.061995 | 0.075942 | 0.080315 | 0.112869 | 0.112755 | 0.074784 | 0.308736 |
After Four CardsThe following three tables display the probability of each possible final outcome given the totals after the first four cards are dealt, based on an 8-deck game.
| Probability of Banker Win |
Banker Total | Player Total |
| 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
| 0 | 0.427793 | 0.40973 | 0.391882 | 0.374037 | 0.356195 | 0.33765 | 0.231516 | 0.15434 |
| 1 | 0.495459 | 0.426929 | 0.409234 | 0.391336 | 0.373435 | 0.354619 | 0.230281 | 0.153216 |
| 2 | 0.513308 | 0.496004 | 0.42693 | 0.409025 | 0.391346 | 0.37253 | 0.23028 | 0.153224 |
| 3 | 0.525182 | 0.513697 | 0.501957 | 0.438649 | 0.4267 | 0.354636 | 0.230271 | 0.154128 |
| 4 | 0.578664 | 0.60282 | 0.627004 | 0.591578 | 0.326054 | 0.289715 | 0.230277 | 0.153211 |
| 5 | 0.638716 | 0.674654 | 0.650906 | 0.62815 | 0.604411 | 0.348888 | 0.231193 | 0.154125 |
| 6 | 0.721859 | 0.710369 | 0.698539 | 0.687609 | 0.675001 | 0.662331 | 0 | 0 |
| 7 | 0.769393 | 0.769718 | 0.769708 | 0.768806 | 0.769725 | 0.76881 | 1 | 0 |
| Probability of Player Win |
Banker Total | Player Total |
| 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
| 0 | 0.427793 | 0.495459 | 0.513308 | 0.531152 | 0.548995 | 0.567741 | 0.692221 | 0.769393 |
| 1 | 0.40973 | 0.426929 | 0.496004 | 0.513697 | 0.531594 | 0.550413 | 0.69265 | 0.769718 |
| 2 | 0.391882 | 0.409234 | 0.42693 | 0.496004 | 0.513892 | 0.532501 | 0.692656 | 0.769708 |
| 3 | 0.385978 | 0.397289 | 0.409025 | 0.420977 | 0.484285 | 0.497143 | 0.693563 | 0.768806 |
| 4 | 0.368064 | 0.343812 | 0.319906 | 0.295919 | 0.331354 | 0.597782 | 0.69265 | 0.769725 |
| 5 | 0.31995 | 0.283814 | 0.248357 | 0.271183 | 0.294994 | 0.320049 | 0.691742 | 0.76881 |
| 6 | 0.24875 | 0.200798 | 0.212631 | 0.224459 | 0.236161 | 0.24891 | 0 | 1 |
| 7 | 0.15434 | 0.153216 | 0.153224 | 0.154128 | 0.153211 | 0.154125 | 0 | 0 |
| Probability of Tie Win |
Banker Total | Player Total |
| 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
| 0 | 0.144414 | 0.094811 | 0.094811 | 0.094811 | 0.094811 | 0.094608 | 0.076263 | 0.076268 |
| 1 | 0.094811 | 0.146141 | 0.094762 | 0.094968 | 0.094971 | 0.094967 | 0.077068 | 0.077066 |
| 2 | 0.094811 | 0.094762 | 0.146139 | 0.09497 | 0.094762 | 0.094968 | 0.077064 | 0.077068 |
| 3 | 0.08884 | 0.089015 | 0.089018 | 0.140375 | 0.089015 | 0.148221 | 0.076166 | 0.077066 |
| 4 | 0.053272 | 0.053368 | 0.05309 | 0.112503 | 0.342591 | 0.112503 | 0.077073 | 0.077065 |
| 5 | 0.041335 | 0.041531 | 0.100738 | 0.100667 | 0.100595 | 0.331064 | 0.077065 | 0.077066 |
| 6 | 0.029391 | 0.088833 | 0.08883 | 0.087932 | 0.088838 | 0.088759 | 1 | 0 |
| 7 | 0.076268 | 0.077066 | 0.077068 | 0.077066 | 0.077065 | 0.077066 | 0 | 1 |
After Five CardsThe next three tables display the probability of each possible final outcome given the totals after the first five cards are dealt, assuming a sixth card is forced, based on an 8-deck game. A blank cell means the situation is impossible.
| Probability of Banker Win after Five Cards |
Banker Total | Player Total |
| 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 |
| 0 | 0.695236 | 0.617601 | 0.540571 | 0.463553 | 0.386527 | 0.309497 | 0.232147 | 0.154764 | 0.077381 | 0.000000 |
| 1 | 0.922908 | 0.615304 | 0.539289 | 0.462377 | 0.385459 | 0.308293 | 0.231249 | 0.153977 | 0.0767 | 0.000000 |
| 2 | 0.922908 | 0.845973 | 0.538302 | 0.461377 | 0.385109 | 0.307946 | 0.230743 | 0.153613 | 0.076905 | 0.000000 |
| 3 | 0.922922 | 0.845742 | 0.768763 | 0.460953 | 0.383862 | 0.306687 | 0.230225 | 0.153673 | 0.076766 | 0.000000 |
| 4 | 0.923557 | 0.847902 | 0.768986 | 0.690731 | 0.382642 | 0.305417 | 0.229293 | 0.152621 | 0.076573 | 0.000000 |
| 5 | 0.924744 | 0.84808 | 0.772494 | | 0.614114 | 0.307938 | 0.230948 | 0.153838 | 0.076427 | 0.000000 |
| 6 | 0.923211 | 0.846428 | 0.770093 | | | | 0.232063 | 0.154635 | 0.077253 | 0.000000 |
| 7 | | | | | | | | | | |
| 8 | | | | | | | | | | |
| 9 | | | | | | | | | | |
| Probability of Player Win after Five Cards |
Banker Total | Player Total |
| 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 |
| 0 | 0.000000 | 0.305793 | 0.382827 | 0.459844 | 0.536872 | 0.61389 | 0.691042 | 0.768423 | 0.845811 | 0.92319 |
| 1 | 0.000000 | 0.077013 | 0.384686 | 0.460702 | 0.537624 | 0.614788 | 0.691983 | 0.769115 | 0.846393 | 0.923094 |
| 2 | 0.000000 | 0.077011 | 0.154018 | 0.461692 | 0.538869 | 0.615134 | 0.69249 | 0.769616 | 0.846178 | 0.92309 |
| 3 | 0.000000 | 0.076989 | 0.154252 | 0.231517 | 0.539219 | 0.616392 | 0.693904 | 0.769562 | 0.846655 | 0.923153 |
| 4 | 0.000000 | 0.076032 | 0.153694 | 0.231953 | 0.309183 | 0.617492 | 0.694015 | 0.77061 | 0.847738 | 0.923583 |
| 5 | 0.000000 | 0.075882 | 0.152675 | | 0.30853 | 0.384204 | 0.692008 | 0.769077 | 0.846555 | 0.923586 |
| 6 | 0.000000 | 0.076783 | 0.153579 | | | | 0.46082 | 0.768408 | 0.845958 | 0.9232 |
| 7 | | | | | | | | | | |
| 8 | | | | | | | | | | |
| 9 | | | | | | | | | | |
| Probability of Tie Win after Five Cards |
Banker Total | Player Total |
| 0 | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 |
| 0 | 0.304764 | 0.076605 | 0.076603 | 0.076604 | 0.076601 | 0.076613 | 0.076811 | 0.076812 | 0.076809 | 0.07681 |
| 1 | 0.077092 | 0.307683 | 0.076025 | 0.076921 | 0.076917 | 0.076919 | 0.076768 | 0.076908 | 0.076907 | 0.076906 |
| 2 | 0.077092 | 0.077016 | 0.30768 | 0.076931 | 0.076022 | 0.07692 | 0.076767 | 0.076771 | 0.076918 | 0.07691 |
| 3 | 0.077078 | 0.077269 | 0.076986 | 0.30753 | 0.076919 | 0.076921 | 0.07587 | 0.076766 | 0.076579 | 0.076847 |
| 4 | 0.076443 | 0.076065 | 0.07732 | 0.077316 | 0.308175 | 0.07709 | 0.076692 | 0.076769 | 0.075688 | 0.076417 |
| 5 | 0.075256 | 0.076039 | 0.074831 | | 0.077356 | 0.307858 | 0.077044 | 0.077085 | 0.077018 | 0.076414 |
| 6 | 0.076789 | 0.076789 | 0.076329 | | | | 0.307118 | 0.076956 | 0.076789 | 0.0768 |
| 7 | | | | | | | | | | |
| 8 | | | | | | | | | | |
| 9 | | | | | | | | | | |
Go back to baccarat
Go to baccarat appendix 1
Go to baccarat appendix 2
Go to baccarat appendix 4
Go to baccarat appendix 5
Go to baccarat appendix 6
Go to baccarat appendix 7

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